Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Dimapur
Making informed financial choices begins with selecting a trusted lending partner who understands your needs. For residents of Dimapur, using gold assets as collateral has become an increasingly popular solution for gaining quick access to funds. Whether it's planning a family wedding, addressing sudden medical expenses, or managing business requirements, gold loans in Dimapur provide a practical and secure way to meet your financial goals without parting with your precious ornaments. Gold, being both a cultural symbol and a valuable asset, holds deep significance in Dimapur households. Instead of selling these treasured items, many individuals now prefer to leverage their value while keeping them safe. This allows you to unlock the financial worth of your gold without letting go of it permanently, ensuring both flexibility and peace of mind. At Shriram Finance, we offer gold loans that are designed to meet your urgent financial needs with ease. Our simplified application process, minimal documentation, and prompt approvals ensure that you receive the funds without delays or complications. Whether you are an individual or a small business owner, our gold loan solutions are tailored to offer timely financial support. With repayment tenures starting from just 1 month and extending up to 12 months, along with attractive interest rates beginning at 10%* p.a., we provide options that work around your budget. At Shriram Finance, we understand the financial dynamics of Dimapur and strive to deliver lending solutions that are both efficient and trustworthy. Let your gold work for you-securely and smartly-with our dependable loan services.
Features and Benefits of Gold Loans in Dimapur
Gold loans in Dimapur provide a secure and efficient solution for meeting urgent financial needs by utilising your gold assets. Here are the key features and benefits that make these loans a convenient and hassle free borrowing option.
Flexible Tenure
We offer repayment flexibility, allowing you to clear your gold loan at your convenience. The tenure ranges from 1 month to 1 year, giving you the freedom to choose what works best for you.
Minimal Documentation
Applying for a gold loan is hassle free with our minimal documentation process. You don't have to deal with complicated paperwork, making the entire experience quick and smooth.
Borrow Smartly
With Shriram Finance, you pay interest only for the duration you use the loan. This smart borrowing option helps you save money, especially if you choose to repay early.
Quick Approval
We understand the urgency of financial needs, which is why our loan approvals are fast and reliable. Minimal documentation also means quicker processing, so you get the funds when you need them.
Maximum Finance
You can get a loan of up to 75% of the current market value of your gold. This enables you to make the most of your gold's worth without having to sell it.
Low Rate of Interest
Our gold loans come with attractive interest rates starting from 10%* p.a. This makes it a cost effective option to meet your short term financial goals.
Gold Loan Interest Rates in Dimapur
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Dimapur
Address Proof
Aadhaar Card, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof
Aadhaar Card, Passport, Driver's License, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age: 18 to 75* years. Who can apply?: Salaried, self employed, self employed professionals, business owners, and other individuals.
Step by Step Application Process for Gold Loans in Dimapur
Their easy to apply process will help you get a gold loan quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Dimapur
Gold Loan Customer Care in Dimapur
Toll Free
Gold Loan Status in Dimapur
To check the status of your gold loan application, visit our website and enter your application reference number. You can also contact customer care for real time updates. Choose Shriram Finance today and enjoy an attractive jewel loan interest rate in Dimapur.
Gold Loan FAQs
Can I apply for a gold loan online in Dimapur?
Yes, you can apply for a gold loan online. Visit our website or mobile app to apply for Shriram Gold Loan.
What is the interest rate on gold loans in Dimapur?
The interest rate starts from 10%* p.a. However, the final gold loan interest rates offered by the lender may depend on the market value of the gold pledged as security.
What is the tenure for a gold loan in Dimapur?
You can choose a loan tenure starting from 1 month up to 12 months.
Can I get a gold loan for any type of gold in Dimapur?
Shriram Finance provides gold loans for 18 to 22 carats gold ornaments and coins.
Is there a maximum or minimum limit for a gold loan in Dimapur?
The loan amount will depend on your gold. Loans up to 75% of your gold value are offered.
What documents are required to apply for a gold loan in Dimapur?
You typically need identity proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/PAN Card), and address proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/Gas Connection Card/Water Bill/Electricity Bill/Prepaid Mobile Bill/Landline Bill).
Are there any prepayment penalties on gold loans in Dimapur?
Shriram Finance typically does not impose prepayment penalties on gold loans. This allows you to prepay your loan without incurring extra charges, potentially reducing the overall interest you pay. However, it's essential to confirm the specific terms and conditions in your loan agreement to ensure there are no prepayment penalties applicable to your loan
How can I check the status of my gold loan application in Dimapur?
After completing the registration process, representatives will evaluate your profile and revert back to you regarding your gold loan.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
