Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Etawah
Gold plays an important role in the financial security of families in Etawah, serving as both a valuable asset and a means of investment. Whether used for traditional purposes or as a safeguard against financial uncertainty, gold remains a reliable resource. When unexpected expenses arise, a gold loan allows you to access funds quickly without having to sell your precious jewellery. A gold loan is a secured loan where you pledge your gold in exchange for immediate funds, while still retaining ownership. This makes it a convenient solution for covering medical emergencies, business needs, education expenses, or personal commitments. Unlike other loan options, gold loans require minimal paperwork and are processed quickly, ensuring a stress free borrowing experience. Shriram Finance offers gold loans in Etawah with interest rates starting from 10%* p.a., ensuring affordability. Our repayment tenures are flexible, ranging from 1 month to 12 months, so you can choose a repayment plan that suits your financial situation. The application process is simple, with minimal documentation, and approvals are fast, ensuring that you receive funds when you need them the most. Our online application system further streamlines the process, making it easier for you to secure a loan. If you're looking for a reliable way to meet urgent financial needs, Shriram Finance provides a safe and efficient gold loan option. Apply today and make the most of your gold's value!
Features and Benefits of Gold Loans in Etawah
This section outlines the key features and benefits of our gold loan services in Etawah:
Quick Approval
Get instant access to funds with our fast and reliable loan approval process. We ensure minimal waiting time so you can manage your financial needs without delay.
Borrow Smartly
Pay interest only for the time you use the loan, making repayments more economical. This feature helps you save money while enjoying financial flexibility.
Low Rate of Interest
Benefit from competitive interest rates starting at 10%* p.a., making gold loans an affordable option. Our transparent pricing ensures no hidden costs.
Flexible Tenure
Our repayment tenure ranges from 1 month to 12 months, allowing you to repay comfortably. Choose a plan that fits your financial situation.
Minimal Documentation
The loan process is simple, requiring only basic documents for approval. Avoid lengthy formalities and receive funds with ease.
Maximum Finance
Avail up to 75% of your gold's market value, ensuring you receive the best possible amount for your gold. Get the funds you need without selling your valuable assets.
Gold Loan Interest Rates in Etawah
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Etawah
Address Proof
Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof
Aadhaar Card, Driver's Licence, Passport, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age: 18 to 75 years. Who can apply? Salaried, self employed, self employed professionals, business owners, and other individuals.
Step by Step Application Process for Gold Loans in Etawah
Our easy to apply process will help you get a gold loan quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Etawah
Gold Loan Customer Care in Etawah
Toll Free
Gold Loan Status in Etawah
Staying informed about your gold loan status in Etawah is simple with Shriram Finance. You can easily track its progress online using the reference number provided to you during the application process. Alternatively, for immediate updates and any queries you might have, our dedicated support team is just a phone call away. No matter where you are located, Shriram Finance is ready to help you with your gold loan needs.
Gold Loan FAQs
Can I apply for a gold loan online in Etawah?
Yes, applying for a gold loan in Etawah with Shriram Finance is easy and convenient. Simply visit our website or use our mobile app to start and finish your application online.
What is the interest rate on gold loans in Etawah?
Interest rates start at 10%* p.a., with final rates potentially varying depending on the market value of your pledged gold.
What is the tenure for a gold loan in Etawah?
You can choose a loan tenure from 1 month to 12 months.
Can I get a gold loan for any type of gold in Etawah?
Shriram Finance offers loans against gold jewellery and coins with a purity of 18 to 22 carats.
Is there a maximum or minimum limit for a gold loan in Etawah?
The loan amount is determined by the market value of your gold, with loans available up to 75% of that value.
What documents are required to apply for a gold loan in Etawah?
Required documents include identity proof (Aadhaar Card, Passport, Driver's Licence, Voter ID, or PAN Card) and address proof (Aadhaar Card, Passport, Driver's Licence, Voter ID, or utility bills).
Are there any prepayment penalties on gold loans in Etawah?
Shriram Finance usually does not charge prepayment fees, allowing you to repay early without additional costs. Always check your loan agreement for specific terms.
How can I check the status of my gold loan application in Etawah?
After you apply, our representatives will evaluate your application. We will keep you informed about the status of your gold loan.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
