Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Gondia
Are you a resident of Gondia and in need of financial assistance? Do you have gold assets that you could use to achieve your ambitions? By taking out a Gold Loan in Gondia with Shriram Finance, you can unlock the value held within your gold possessions. Rather than opting to sell your cherished gold jewellery or coins, you can utilise their value to address your urgent financial demands. Shriram Finance is well known across India, offering accessible gold loan services starting at just 10%* p.a., tailored to meet your needs. Offering flexible repayment options and appealing interest rates, a Gold Loan in Gondia can be tailored to fit your specific circumstances. With a simplified loan application process, Shriram Finance makes access to the capital you require easier than ever.
Features and Benefits of Gold Loans in Gondia
Here are several appealing features and benefits that come with Shriram Gold Loans:
Competitive Interest Rates
Enjoy competitive interest rates, starting from 10%* per annum.
Flexible Tenure
Make repayments when the time is right for you. The loan tenure spans from a minimum duration of 1 month to a maximum duration of 1 year.
Minimal Documentation
A simple and streamlined application process.
Maximum Finance
Borrow up to 75% of the market worth of your gold. Our gold loans have been designed to offer loan amounts up to 75% of the current market value of your gold.
Interest Efficiency
Pay interest only for the time that you are using the gold loan.
Quick Approval
Benefit from loan approvals that are both reliable and swift thanks to our straightforward application process.
Gold Loan Interest Rates in Gondia
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Gondia
Proof of Address
Any one of the following: Aadhaar Card, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Proof of Identity
Any one of the following: Aadhaar Card, Passport, Driver's License, Voter ID, or PAN Card. (If you do not have a PAN Card, you can submit Form 60). Age Requirement: Applicants must be between 18 and 75 years* of age. Applicant Type: Individuals who are salaried, self employed, professionals, business owners, and others, are eligible to apply.
Step by Step Application Process for Gold Loans in Gondia
Securing a gold loan with Shriram Finance in Gondia is a simple, four step process:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Gondia
Gold Loan Customer Care in Gondia
Toll Free
Gold Loan Status in Gondia
Stay informed about your gold loan application progress by conveniently checking online with your reference number through our user friendly website interface. For immediate assistance and the most current information, please reach out to our responsive customer support representatives. For residents of Gondia interested in gold loans, Shriram Finance delivers a smooth and expedited application experience from start to finish. We ensure the safety of your gold with state of the art storage facilities and comprehensive insurance coverage. Our doorstep service allows you to complete the entire application process from the comfort of your home. Furthermore, we offer special schemes for regular customers, including preferential rates and expedited processing times.
Gold Loan FAQs
Can I apply for a gold loan online in Gondia?
Absolutely! Shriram Finance offers a convenient online application process for gold loans in Gondia. Visit our official website or download our mobile app to start your application. You can complete the entire process digitally, saving time and avoiding unnecessary branch visits.
What is the interest rate on gold loans in Gondia?
Our gold loan interest rates start from 10%* per annum. The final rate depends on the market value of the gold you pledge, the loan amount, and current market conditions. We offer transparent and competitive rates tailored to your specific financial needs.
What is the tenure for a gold loan in Gondia?
We provide flexible loan tenures ranging from 1 month to 12 months. Choose a repayment period that best suits your financial situation. You can also discuss prepayment or tenure extension options with our loan counsellors.
Can I get a gold loan for any type of gold in Gondia?
Shriram Finance accepts gold ornaments and coins between 18 to 22 carats. Our expert team will carefully evaluate the purity and weight of your gold to determine the loan amount you qualify for.
Is there a maximum or minimum limit for a gold loan in Gondia?
We offer loans up to 75% of your gold's current market value. The loan amount is directly linked to the quantity and quality of gold you pledge as security. Our transparent valuation ensures you get the maximum possible loan.
What documents are required to apply for a gold loan in Gondia?
You typically need identity proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/PAN Card), and address proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/Gas Connection Card/Water Bill/Electricity Bill/Prepaid Mobile Bill/Landline Bill).
Are there any prepayment penalties on gold loans in Gondia?
Shriram Finance typically does not impose prepayment penalties on gold loans. This allows you to prepay your loan without incurring extra charges, potentially reducing the overall interest you pay. However, it's essential to confirm the specific terms and conditions in your loan agreement to ensure there are no prepayment penalties applicable to your loan
How can I check the status of my gold loan application in Gondia?
After completing the registration process, representatives will evaluate your profile and revert back to you regarding your gold loan.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
