Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Gudivada
Gudivada is a city in Andhra Pradesh significant for its commercial activities. For those in need of quick financial assistance, the Gold Loan in Gudivada offers a convenient solution. This loan allows individuals to unlock the value of their gold without parting with it, making it an attractive option for addressing financial emergencies. Shriram Finance provides loans up to 75% of the gold's market value for the Gold Loan in Gudivada, ensuring substantial financial support. With flexible repayment options and interest rates starting from 10%*p.a., this loan is particularly appealing for addressing financial emergencies. Shriram Finance's streamlined process and secure gold storage further enhance its appeal.
Features and Benefits of Gold Loans in Gudivada
Shriram Finance offers a gold loan in Gudivada with several attractive features that make it an ideal financial solution. Here are some key benefits:
Quick Disbursal
Enjoy fast and reliable loan approvals with minimal documentation, ensuring you get the funds you need quickly.
Flexible Tenure
The loan tenure ranges from 1 month to 12 months, allowing you to repay at your convenience.
Low Rate of Interest
Interest rates start from 10%*p.a., making it a more affordable option.
Borrow Smartly
You have the flexibility to pay interest only for the period the gold loan is used.
Minimal Documentation
The process involves minimal paperwork, ensuring a hassle free experience.
Maximum Finance
You can secure a loan up to 75% of your gold's market value.
Gold Loan Interest Rates in Gudivada
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Gudivada
Address Proof
Aadhar Card, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof
Aadhar Card, Passport, Driver's License, Voter ID, or PAN Card (submit Form 60 if PAN Card is not available). Age: Applicants must be between 18* and 75* years old. Who Can Apply: Salaried individuals, self employed professionals, business owners, and other eligible individuals can apply.
Step by Step Application Process for Gold Loans in Gudivada
The Gold Loan Application Process at Shriram Finance in Gudivada is designed to be easy and efficient, helping you get a Gold Loan quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Gudivada
Gold Loan Customer Care in Gudivada
Toll Free
Gold Loan Status in Gudivada
Easily follow the progress of your gold loan application by checking online with your reference number through our intuitive website interface. For immediate status updates, our friendly customer support team is just a call away, ready to assist. If applying for a gold loan in Gudivada interests you, Shriram Finance provides a streamlined and convenient process that respects your valuable time. We offer pre approved gold loans for existing customers with excellent repayment history, allowing for instant disbursements. Our multilingual support staff ensures clear communication regardless of your language preference. Additionally, we provide complementary financial advisory services to help you make the most of your loan and plan for effective repayment.
Gold Loan FAQs
Can I apply for a gold loan online in Gudivada?
Absolutely! Shriram Finance offers a convenient online application process for gold loans in Gudivada. Visit our official website or download our mobile app to start your application. You can complete the entire process digitally, saving time and avoiding unnecessary branch visits.
What is the interest rate on gold loans in Gudivada?
Our gold loan interest rates start from 10%* per annum. The final rate depends on the market value of the gold you pledge, the loan amount, and current market conditions. We offer transparent and competitive rates tailored to your specific financial needs.
What is the tenure for a gold loan in Gudivada?
We provide flexible loan tenures ranging from 1 month to 12 months. Choose a repayment period that best suits your financial situation. You can also discuss prepayment or tenure extension options with our loan counsellors.
Can I get a gold loan for any type of gold in Gudivada?
Shriram Finance accepts gold ornaments and coins between 18 to 22 carats. Our expert team will carefully evaluate the purity and weight of your gold to determine the loan amount you qualify for.
Is there a maximum or minimum limit for a gold loan in Gudivada?
We offer loans up to 75% of your gold's current market value. The loan amount is directly linked to the quantity and quality of gold you pledge as security. Our transparent valuation ensures you get the maximum possible loan.
What documents are required to apply for a gold loan in Gudivada?
You typically need identity proof (such as an Aadhar Card, Passport, Driver's License, Voter ID, or PAN Card) and address proof (like an Aadhar Card, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill).
Are there any prepayment penalties on gold loans in Gudivada?
Generally, prepayment penalties are not imposed. However, it is advisable to review your loan agreement for any specific terms.
How can I check the status of my gold loan application in Gudivada?
After completing the registration process, our representatives will evaluate your profile and contact you regarding your application status.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
