Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Haridwar
Gold loans in Haridwar provide a reliable method for accessing quick funds, offering a trustworthy solution to unlock the value of your gold assets. Instead of selling your jewellery or coins, you can leverage their value to meet immediate financial requirements. This approach allows you to retain ownership of your precious items while still benefiting from their worth. At Shriram Finance, we are known for our streamlined application process, quick approval times, and flexible repayment options. These features make us an ideal choice for individuals and businesses seeking swift financial assistance. Our understanding of the Haridwar business environment enables us to offer tailored solutions that meet your specific needs. We offer flexible tenures ranging from 1 month to up to 12 months, allowing you to choose a repayment period that suits your financial situation. Our attractive interest rates start from 10%* p.a., making our gold loans a cost effective option for accessing funds. Whether you need capital for personal expenses, business investments, or any other financial requirement, Shriram Finance is here to help you get the capital you need quickly and efficiently. By choosing Shriram Finance, you can rest assured that you are working with a trusted partner who understands the local market and is committed to providing excellent service. Our gold loans are designed to offer you the financial flexibility you need without the hassle of selling your valuable assets. Let us help you unlock the potential of your gold and achieve your financial goals.
Features and Benefits of Gold Loans in Haridwar
Shriram Finance offers attractive Features of a Gold Loan, which is advantageous as well:
Flexible Tenure:
You can repay your loan whenever you want, with a minimum duration of 1 month. The loan tenure ranges from 1 month to 1 year, allowing you to choose a repayment schedule that suits your financial situation.
Minimal Documentation:
The process involves minimal paperwork and is hassle free. This streamlined approach ensures that you can get your loan approved quickly without dealing with extensive documentation.
Borrow Smartly:
You only pay interest for the period the gold loan is used. This feature helps you manage your finances more effectively by reducing the overall cost of borrowing.
Quick Approval:
Enjoy reliable and faster loan approvals with minimal documentation. This ensures that you can access the funds you need without unnecessary delays, making it ideal for urgent financial needs.
Maximum Finance:
You can get a loan of up to 75%* of your gold's market value. This high loan to value ratio allows you to unlock a significant portion of your gold's worth, providing ample funds to meet your financial requirements.
Low Rate of Interest:
Interest rates start from 10%* p.a. Competitive interest rates make gold loans an attractive option, as lower interest rates reduce the total cost of the loan, making it a cost effective solution for your financial needs.
Gold Loan Interest Rates in Haridwar
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Haridwar
Address Proof:
Aadhaar Card, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof:
Aadhaar Card, Passport, Driver's License, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age: 18 to 75* years. Who can apply? Salaried, self employed, self employed professionals, business owners, and other individuals.
Step by Step Application Process for Gold Loans in Haridwar
Their easy to apply process will help you get a gold loan quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Haridwar
Gold Loan Customer Care in Haridwar
Toll Free
Gold Loan Status in Haridwar
To check the status of your gold loan application, visit our website and enter your application reference number. You can also contact customer care for real time updates on your loan processing status. Choose Shriram Finance today and easily apply for a gold loan in Haridwar.
Gold Loan FAQs
Can I apply for a gold loan online in Haridwar?
Yes, you can apply for a gold loan online. Visit our website or mobile app to apply for Shriram Gold Loan.
What is the interest rate on gold loans in Haridwar?
The interest rate starts from 10%* p.a. However, the final gold loan interest rates offered by the lender may depend on the market value of the gold pledged as security.
What is the tenure for a gold loan in Haridwar?
You can choose a loan tenure starting from 1 month up to 12 months.
Can I get a gold loan for any type of gold in Haridwar?
Shriram Finance provides gold loans for 18 to 22 carats gold ornaments and coins.
Is there a maximum or minimum limit for a gold loan in Haridwar?
The loan amount will depend on your gold. Loans up to 75% of your gold value are offered.
What documents are required to apply for a gold loan in Haridwar?
You typically need identity proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/PAN Card), and address proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/Gas Connection Card/Water Bill/Electricity Bill/Prepaid Mobile Bill/Landline Bill).
Are there any prepayment penalties on gold loans in Haridwar?
Shriram Finance typically does not impose prepayment penalties on gold loans. This allows you to prepay your loan without incurring extra charges, potentially reducing the overall interest you pay. However, it's essential to confirm the specific terms and conditions in your loan agreement to ensure there are no prepayment penalties applicable to your loan
How can I check the status of my gold loan application in Haridwar?
After completing the registration process, representatives will evaluate your profile and revert back to you regarding your gold loan.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
