Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Hassan
Are you from Hassan and need to access some extra funds quickly and easily? Do you possess gold assets that could help you to achieve your financial ambitions? Taking out a Gold Loan in Hassan from Shriram Finance offers a clear and dependable way to unlock the value held within your gold possessions, without having to sell them. Instead of choosing to part with your precious gold jewellery or valuable coins, you can make use of their inherent value to address any immediate financial requirements. Shriram Finance is a trusted and respected name in the financial industry, and is known for its commitment to providing accessible, reliable, and tailored gold loan services to meet your individual needs. The fact that Shriram Finance provide manageable repayment options, coupled with highly competitive interest rates means that securing a Gold Loan in Hassan could be the perfect solution to meet your specific financial goals. Shriram Finance strives to keep things simple and straightforward for their customers and have designed their loan application process to be as easy to navigate as possible. This ensures that it's simple for residents to gain access to the money that they need.
Features and Benefits of Gold Loans in Hassan
There are several features and benefits associated with choosing a gold loan with Shriram Finance in Hassan:
High Loan Amounts
You can borrow up to 75% of the true market value of your gold.
Attractive Interest Rates
Take advantage of our competitive interest rates, which start from just 10%* per year.
Flexible Repayment Plans
Design a repayment schedule that works for you and meets your individual needs. Our minimum loan duration is 1 month, and the maximum loan duration is 1 year.
Hassle Free Application Process
We know your time is precious, which is why Shriram Finance strives to keep the paperwork to a minimum and make their application process as simple as possible.
Interest Efficiency
You are in control and only pay interest for the time that you are actively using the loan.
Speedy Approval
Our easy and streamlined process has been designed to enable us to approve your loan and get the money to you quickly.
Gold Loan Interest Rates in Hassan
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Hassan
Proof of Address
Any one of the following: Aadhaar Card, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Proof of Identity
Any one of the following: Aadhaar Card, Passport, Driver's License, Voter ID, or PAN Card. (If you do not have a PAN Card, you can submit Form 60). Age Requirement Applicants must be between 18 and 75 years* of age. Applicant Type Individuals who are salaried, self employed, professionals, business owners, and others, are eligible to apply.
Step by Step Application Process for Gold Loans in Hassan
Applying for a gold loan with Shriram Finance is straightforward, and can be completed in just four simple steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Hassan
Gold Loan Customer Care in Hassan
Toll Free
Gold Loan Status in Hassan
You can easily track the progress of your loan application by logging on to our website and logging in to your account. Alternatively, you can speak to a member of our customer care team, who will be happy to provide you with a progress update. Choose Shriram Finance and benefit from a simple, easy to understand, and convenient borrowing experience.
Gold Loan FAQs
Can I apply for a gold loan online in Hassan?
Yes! Applying for a gold loan has never been easier! Simply head to our website or download the Shriram Finance mobile app to begin the process.
What is the interest rate on gold loans in Hassan?
The interest rate starts from 10%* p.a. However, the final gold loan interest rates offered by the lender may depend on the market value of the gold pledged as security.
What is the tenure for a gold loan in Hassan?
You can choose a loan tenure starting from 1 month up to 12 months.
Can I get a gold loan for any type of gold in Hassan?
Shriram Finance provides gold loans for 18 to 22 carats gold ornaments and coins.
Is there a maximum or minimum limit for a gold loan in Hassan?
The loan amount will depend on your gold. Loans up to 75% of your gold value are offered.
What documents are required to apply for a gold loan in Hassan?
You typically need identity proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/PAN Card), and address proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/Gas Connection Card/Water Bill/Electricity Bill/Prepaid Mobile Bill/Landline Bill).
Are there any prepayment penalties on gold loans in Hassan?
Shriram Finance typically does not impose prepayment penalties on gold loans. This allows you to prepay your loan without incurring extra charges, potentially reducing the overall interest you pay. However, it's essential to confirm the specific terms and conditions in your loan agreement to ensure there are no prepayment penalties applicable to your loan
How can I check the status of my gold loan application in Hassan?
After completing the registration process, representatives will evaluate your profile and revert back to you regarding your gold loan.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
