Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Hyderabad
Gold has always been a trusted financial asset in Hyderabad, valued for its stability and reliability. Now, you can leverage your gold to secure a loan for urgent financial needs without selling it. Whether it's for education, business expansion, or personal use, a gold loan from Shriram Finance provides the perfect solution. With instant approvals, minimal paperwork, and flexible tenures ranging from 1 to 12 months, we ensure a hassle free experience. Our competitive interest rates start as low as 10%* p.a., allowing you to access funds while keeping your gold safe. We offer loans of up to 75%* of your gold's market value, ensuring you get the best value for your asset. Our streamlined process includes quick disbursal and the convenience of paying interest only for the period you use the loan. To track your application, visit our website and enter your reference number. For live updates or assistance, our customer care team is always ready to help. Applying for a gold loan in Hyderabad with us is a smart way to meet your financial goals without compromising your savings. Discover how Shriram Finance can support your financial needs today!
Features and Benefits of Gold Loans in Hyderabad
Shriram Finance offers a range of features for gold loan in Hyderabad, designed to provide customers with a seamless borrowing experience. Here are some key benefits:
Flexible Tenure
Repay the loan whenever required, with a minimum term of one month and a maximum of one year. This flexibility allows you to align repayments with your financial plans.
Minimal Documentation
Get funds with ease through a minimal documentation process. This streamlined approach ensures you can access your loan quickly without unnecessary paperwork.
Borrow Smartly
Interest is charged only for the duration you use the loan. This feature helps you save on costs by paying interest only for the period the loan is active.
Quick Approval
Benefit from a smooth and quick loan approval process with minimal paperwork. Our efficient system ensures prompt access to funds when you need them most.
Maximum Finance
Obtain up to 75%* of your pledged gold's market value as a loan. This allows you to leverage your gold effectively while keeping it safe.
Low Rate of Interest
Gold loan interest rates start at 10%* p.a., making borrowing cost effective and affordable. Whether it's for personal needs, education, or business expansion, our gold loans are tailored to support your goals.
Gold Loan Interest Rates in Hyderabad
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5%* |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator?
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Hyderabad
Address Proof
Aadhaar Card, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof
Aadhaar Card, Passport, Driver's License, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age: 18* to 75* years. Who can apply? Salaried, self employed, self employed professionals, business owners, and other individuals.
Step by Step Application Process for Gold Loans in Hyderabad
Their easy to apply process will help you get a gold loan quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Hyderabad
Gold Loan Customer Care in Hyderabad
Toll Free
Gold Loan Status in Hyderabad
Easily track the status of your gold loan application with Shriram Finance by entering your reference number on our website. This convenient online feature allows you to stay updated on your loan progress at any time. For immediate assistance or further queries, our dedicated customer care team is always ready to help. Apply for a gold loan in Hyderabad today and experience quick approvals, competitive interest rates, and a hassle free process with Shriram Finance!
Gold Loan FAQs
Can I apply for a gold loan online in Hyderabad?
Yes, you can apply online for a gold loan through our official website or mobile application.
What is the interest rate on gold loans in Hyderabad?
Interest rates begin at 10%* p.a., but the final rate is determined based on your pledged gold's market value.
What is the tenure for a gold loan in Hyderabad?
You can choose a tenure from 1 month up to 12 months as per your preference.
Can I get a gold loan for any type of gold in Hyderabad?
Shriram Finance offers gold loans against jewellery and coins made of 18 to 22 carats gold.
Is there a maximum or minimum limit for a gold loan in Hyderabad?
The loan amount depends on the value of your gold, with financing available up to 75%* of its market price.
What documents are required to apply for a gold loan in Hyderabad?
You will need identity proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/PAN Card) and address proof (Voter ID/Aadhaar Card/Passport/Driver's Licence/Utility Bills).
Are there any prepayment penalties on gold loans in Hyderabad?
Shriram Finance does not generally charge prepayment penalties. However, it is best to check your loan agreement for details.
How can I check the status of my gold loan application in Hyderabad?
Once your application is submitted, our representatives will assess it and notify you of the status.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
