Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Jagdalpur
Need funds for your business, agricultural needs, or family requirements in Jagdalpur? A Gold Loan in Jagdalpur from Shriram Finance offers a reliable way to access capital without selling your valuable gold. Use your jewellery or ornaments as collateral and retain ownership while meeting your financial obligations. Shriram Finance provides accessible gold loan services tailored to the unique needs of the Jagdalpur community.
Features and Benefits of Gold Loans in Jagdalpur
Shriram Gold Loans offer a range of appealing features and benefits:
Interest Efficiency:
Pay interest only for the period during which you utilise the gold loan, optimising your borrowing costs.
Maximise Your Loan:
Obtain a loan amount of up to 75% of your gold's market value, allowing you to leverage your assets effectively.
Attractive Interest Rates:
Benefit from interest rates starting as low as 10%* per annum, making borrowing more manageable and less costly.
Flexible Repayment Options:
Choose a loan tenure that suits your financial circumstances, ranging from a minimum of 1 month to a maximum of 1 year.
Simplified Documentation:
Experience a hassle free application process with minimal paperwork, saving you time and effort.
Rapid Loan Approval:
Receive your funds quickly with our reliable and fast loan approval process, minimising delays.
Gold Loan Interest Rates in Jagdalpur
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Jagdalpur
Proof of Address
Aadhaar Card, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Proof of Identity
Aadhaar Card, Passport, Driver's License, Voter ID, or PAN Card (Form 60 is acceptable if a PAN Card is unavailable). Age: Applicants must be between 18 and 75 years old. Eligible Applicants: Salaried individuals, self employed professionals, business owners, agricultural workers, and other residents of Jagdalpur are all welcome to apply.
Step by Step Application Process for Gold Loans in Jagdalpur
Get your gold loan quickly with our simple process, completed in just 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Jagdalpur
Gold Loan Customer Care in Jagdalpur
Toll Free
Gold Loan Status in Jagdalpur
Monitor your gold loan application progress with ease by simply entering your unique reference number on our official website portal. For instant updates or clarifications, don't hesitate to connect with our knowledgeable support team available 7 days a week. If you're looking to secure a gold loan in Jagdalpur, Shriram Finance offers a streamlined and user centric application process from beginning to end. We provide disbursement options including direct bank transfer, cheque, or cash depending on your preference and convenience. Our dedicated relationship managers are assigned to each customer to provide personalised guidance throughout the loan term. Additionally, we offer a part payment facility that allows you to reduce your interest burden at any point during the loan period.
Gold Loan FAQs
Can I apply for a gold loan online in Jagdalpur?
Yes, you can apply for a gold loan online. Visit our website or mobile app to apply for Shriram Gold Loan.
What is the interest rate on gold loans in Jagdalpur?
The interest rate starts from 10%* p.a. However, the final gold loan interest rates offered by the lender may depend on the market value of the gold pledged as security.
What is the tenure for a gold loan in Jagdalpur?
You can choose a loan tenure starting from 1 month up to 12 months.
Can I get a gold loan for any type of gold in Jagdalpur?
Shriram Finance provides gold loans for 18 to 22 carats gold ornaments and coins.
Is there a maximum or minimum limit for a gold loan in Jagdalpur?
The loan amount will depend on your gold. Loans up to 75% of your gold value are offered.
What documents are required to apply for a gold loan in Jagdalpur?
You typically need identity proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/PAN Card), and address proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/Gas Connection Card/Water Bill/Electricity Bill/Prepaid Mobile Bill/Landline Bill).
Are there any prepayment penalties on gold loans in Jagdalpur?
Shriram Finance typically does not impose prepayment penalties on gold loans. This allows you to prepay your loan without incurring extra charges, potentially reducing the overall interest you pay. However, it's essential to confirm the specific terms and conditions in your loan agreement to ensure there are no prepayment penalties applicable to your loan
How can I check the status of my gold loan application in Jagdalpur?
After completing the registration process, representatives will evaluate your profile and revert back to you regarding your gold loan.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
