Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loan in Jaipur
Your gold jewellery holds more than just sentimental value-it can be a reliable source of quick financing. Instead of selling your gold, you can secure a gold loan in Jaipur through Shriram Finance and access funds without hassle. You can get loans up to 75%* of the gold's market value, ensuring substantial financial support. With interest rates starting at 10%* p.a. and flexible repayment options, this loan is particularly appealing for addressing financial emergencies. The competitive interest rates make borrowing affordable, allowing you to manage your finances without undue strain. Whether you need funds for medical expenses, education, or business growth, the flexible repayment terms, ranging from one month to twelve months, provide the convenience you need to align your loan repayments with your financial plans. Shriram Finance's streamlined process ensures that you can access funds quickly and easily. The minimal documentation required simplifies the application process, making it ideal for urgent financial needs. You won't have to deal with extensive paperwork, allowing you to focus on your immediate financial requirements. Additionally, Shriram Finance offers secure gold storage, giving you peace of mind that your valuable assets are safe while you utilise their value for financial support. This security, combined with the quick approval process, ensures that you can address your financial needs promptly and efficiently. By choosing a gold loan from Shriram Finance in Jaipur, you can leverage the value of your gold to meet your financial needs without parting with your precious assets. This practical and reliable financial solution provides substantial support, making it easier to manage financial emergencies and explore new opportunities.
Features and Benefits of Gold Loan in Jaipur
Gold loan from Shriram Finance come with a range of features, offering financial assistance with simple terms and conditions:
Flexible Tenure
With Shriram Finance in Jaipur, you can choose a loan duration that works best for you, starting with a minimum of 1 month. The loan tenure can be extended up to 1 year, providing you with the flexibility to repay the loan at your convenience. This ensures that you can align your repayment schedule with your financial plans, reducing stress and making it easier to manage your finances.
Minimal Documentation
The loan application process is designed to be quick and hassle free, requiring minimal paperwork. This streamlined approach saves you time and effort, allowing you to access the funds you need without dealing with extensive documentation. It's an ideal solution for those who need immediate financial support.
Quick Approval
Shriram Finance offers a fast and efficient approval process, ensuring that you get your loan approved swiftly. With minimal documentation required, the approval process is smooth and reliable, making it particularly beneficial in urgent financial situations where time is of the essence.
Low Rate of Interest
The starting interest rate is 10%* p.a. making it a cost effective option for borrowers. Competitive interest rates help you manage your loan costs effectively, ensuring that you can meet your financial obligations without undue strain. This affordability is crucial to maintaining financial stability while addressing your immediate needs.
Borrow Smartly
With Shriram Finance, interest is only charged for the period the loan is used. This means that if you repay the loan early, you save on interest costs, making it a cost effective borrowing option. This feature allows you to manage your finances more efficiently, ensuring that you only pay for the duration the loan is active. By borrowing smart, you can avoid unnecessary expenses and manage your loan costs effectively.
Maximum Finance
You can avail of a loan up to 75%* of your gold's market value as collateral. This high loan to value ratio ensures that you get the best possible value for your gold, providing substantial financial support based on its worth. Whether you need funds for medical expenses, education, or business growth, this feature offers the financial flexibility you need.
Gold Loan Interest Rates in Jaipur
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5%* |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator?
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold loan in Jaipur
Address Proof
Aadhaar Card, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof
Aadhaar Card, Passport, Driver's License, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Who can apply? Salaried, self employed, self employed professionals, business owners, and other individuals. Age: 18* to 75* years.
Step by Step Application Process for Gold Loan in Jaipur
Applying gold loan in Jaipur can be done quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Jaipur
Gold Loan Customer Care in Jaipur
Toll Free
Gold Loan Status in Jaipur
Easily track your gold loan application online by entering your reference number on our website. For live updates, contact our support team. Apply for a gold loan in Jaipur with Shriram Finance.
Gold Loan FAQs
Can I apply for a gold loan online in Jaipur?
Yes, applying for a Shriram Gold Loan online is simple. You can do so via our official website or mobile app.
What is the interest rate on gold loan in Jaipur?
Gold loan are available at interest rates starting from 10%* p.a. The final rate is determined based on the gold's market value.
What is the tenure for a gold loan in Jaipur?
You can choose a repayment tenure from 1 month to 12 months, depending on your preference.
Can I get a gold loan for any type of gold in Jaipur?
Shriram Finance accepts 18 to 22 carats gold jewellery and coins for loan approval.
Is there a maximum or minimum limit for a gold loan in Jaipur?
The loan amount is decided based on the pledged gold's market worth, with financing available up to 75%* of its value.
What documents are required to apply for a gold loan in Jaipur?
You need to provide identity proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/PAN Card) and address proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/Utility Bills).
Are there any prepayment penalties on gold loan in Jaipur?
Shriram Finance usually does not impose any prepayment penalties. However, you should confirm the exact terms in your loan agreement.
How can I check the status of my gold loan application in Jaipur?
Once you apply, our team will assess your details and keep you informed about your loan status.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
