Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loan in Jalgaon
In times of financial need, leveraging your gold assets can be a smart and efficient solution. Instead of selling your jewellery, you can use it to secure a gold loan in Jalgaon through Shriram Finance. This allows you to access immediate funds while retaining ownership of your gold. With competitive interest rates starting at 10%* p.a. and flexible repayment tenures from 1 to 12 months, you can manage your loan with ease. The attractive interest rates make borrowing affordable, helping you meet your financial obligations without undue strain. Whether you need funds for personal, business, or emergency expenses, the flexible repayment options ensure that you can choose a plan that best suits your financial situation. Shriram Finance's hassle free loan option ensures quick approval and minimal paperwork. The streamlined application process saves time and effort, allowing you to access funds swiftly. This is particularly beneficial in urgent financial situations where time is of the essence. The minimal documentation required simplifies the process, making it ideal for those who need immediate financial support. By leveraging the value of your gold, you can access up to 75%* of its market value as a loan. This high loan to value ratio ensures you get the best possible value for your gold, providing substantial financial support based on its worth. The secure storage of your gold by Shriram Finance gives you peace of mind, knowing that your valuable assets are safe while you utilise their value for financial support. Explore the details ahead to see how a gold loan from Shriram Finance in Jalgaon can help you manage your financial needs efficiently. Our team is here to guide you through the process and ensure that you have a smooth and hassle free experience.
Features and Benefits of Gold Loans in Jalgaon
Shriram Finance's gold loan features are explained to customers in Jalgaon below:
Low Rate of Interest
Shriram Finance offers gold loan interest rates starting from 10% per annum. These competitive rates make borrowing affordable, helping you manage your financial obligations without undue strain. The attractive interest rates ensure that you can repay the loan comfortably, making it easier to meet your financial needs.
Maximum Finance
You can obtain up to 75% of your pledged gold's market value as a loan. This high loan to value ratio ensures you get the best possible value for your gold, providing substantial financial support based on its worth. Whether you need funds for personal expenses, medical emergencies, or business growth, this feature offers the financial flexibility you need.
Quick Approval
Benefit from a smooth and quick loan approval process with minimal paperwork. Shriram Finance's efficient system ensures that you get the funds you need promptly, which is particularly beneficial for urgent financial situations where time is of the essence. The streamlined approval process saves time and effort, allowing you to access funds swiftly.
Minimal Documentation
Get funds with ease through a minimal documentation process. The straightforward application process requires only basic paperwork, making it ideal for those who need immediate financial support. This simplicity ensures that you can secure a loan quickly and without hassle.
Borrow Smartly
Interest is charged only for the duration you use the loan. This means that if you repay the loan early, you save on interest costs, making it a cost effective borrowing option. This feature allows you to manage your finances more efficiently, ensuring you only pay for the time the loan is active.
Flexible Tenure
Repay the loan whenever required, with a minimum term of one month and a maximum of one year. This flexibility allows you to choose a repayment schedule that best suits your financial situation, providing peace of mind and reducing financial stress. Whether you need a short term loan or a longer repayment period, Shriram Finance offers options that can accommodate your needs.
Gold Loan Interest Rates in Jalgaon
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5%* |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator?
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Jalgaon
Address Proof
Aadhaar Card, Passport, Voter ID, Gas Connection Card, Driver's License, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof
Driver's, License, Aadhaar Card, Passport, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Who can apply?: Salaried, self employed, self employed professionals, business owners, and other individuals. Age:: 18* to 75* years.
Step by Step Application Process for Gold Loans in Jalgaon
Applying a gold loan can be achieved quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Jalgaon
Gold Loan Customer Care in Jalgaon
Toll Free
Gold Loan Status in Jalgaon
Easily check your gold loan status online by entering your reference number on our website. For immediate assistance, connect with customer care. Get a gold loan in Jalgaon with Shriram Finance today!
Gold Loan FAQs
Can I apply for a gold loan online in Jalgaon?
Yes, you can apply online for a gold loan through our official website or mobile application.
What is the interest rate on gold loans in Jalgaon?
Interest rates begin at 10%* p.a., but the final rate is determined based on your pledged gold's market value.
What is the tenure for a gold loan in Jalgaon?
You can choose a tenure from 1 month up to 12 months as per your preference.
Can I get a gold loan for any type of gold in Jalgaon?
Shriram Finance offers gold loans against jewellery and coins made of 18 to 22 carats gold.
Is there a maximum or minimum limit for a gold loan in Jalgaon?
The loan amount depends on the value of your gold, with financing available up to 75%* of its market price.
What documents are required to apply for a gold loan in Jalgaon?
You will need identity proof (Voter ID/PAN Card/Aadhaar Card/Passport/Driver's Licence) and address proof (Voter ID/Aadhaar Card/Passport/Driver's Licence/Utility Bills).
Are there any prepayment penalties on gold loans in Jalgaon?
Shriram Finance does not generally charge prepayment penalties. However, it is best to check your loan agreement for details.
How can I check the status of my gold loan application in Jalgaon?
Once your application is submitted, our representatives will assess it and notify you of the status.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
