Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loan in Jamnagar
Your gold is more than just an asset-it's a financial tool that can help you secure funds when needed. Instead of parting with your precious jewellery, a gold loan in Jamnagar from Shriram Finance allows you to unlock its value while keeping ownership intact. With interest rates starting from 10%* p.a. and flexible repayment tenures ranging from 1 to 12 months, you can manage your loan conveniently. Whether it's for business growth, medical needs, or personal expenses, this loan offers a simple and fast way to access funds. Keep reading to learn how you can make the most of your gold assets. In Jamnagar, Shriram Finance offers a practical solution for those looking to leverage their gold without selling it. The process is straightforward and quick, ensuring you get the funds you need without unnecessary delays. The flexible repayment options, ranging from 1 to 12 months, allow you to choose a plan that suits your financial situation. Whether you need money for expanding your business, covering medical expenses, or handling personal costs, a gold loan from Shriram Finance is a reliable option. By opting for this loan, you can retain ownership of your gold while accessing up to 75%* of its value. This way, your gold continues to be a valuable asset, even as it helps you meet your financial needs.
Features and Benefits of Gold Loans in Jamnagar
In Jamnagar, the features of gold loan provided by Shriram Finance are detailed as follows:
Maximum Finance
Get a loan of up to 75%* of your pledged gold's market value. This ensures you can leverage your valuable assets to their fullest potential, providing you with substantial financial support when you need it most.
Minimal Documentation
Enjoy a straightforward process requiring minimal paperwork. This means you can secure your loan quickly and efficiently without the hassle of extensive documentation, making the entire experience smooth and stress free.
Borrow Smartly
Interest is applicable only for the period you utilise the loan. This smart borrowing option allows you to manage your finances effectively, ensuring you only pay for the time you actually use the loan, thus avoiding unnecessary costs.
Flexible Tenure
Repay your loan at your convenience, with a tenure ranging from one month to one year. Whether you need a short term solution or a longer repayment period, you have the flexibility to choose what works best for your financial situation.
Quick Approval
Receive quick loan approvals with minimal documentation. This feature is designed to meet urgent financial needs, ensuring you get access to funds promptly without unnecessary delays.
Low Rate of Interest
Interest rates start at 10%* p.a. This competitive rate helps you manage repayments without straining your budget, making it easier to plan and maintain your financial health.
Gold Loan Interest Rates in Jamnagar
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5%* |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator?
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Jamnagar
Address Proof
Passport, Driver's License, Prepaid Mobile Bill, Aadhaar Card, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, or Landline Bill.
Identity Proof
Driver's License, Voter ID, Aadhaar Card, Passport, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age: 18* to 75* years. Who can apply? Salaried, self employed, self employed professionals, business owners, and other individuals.
Step by Step Application Process for Gold Loans in Jamnagar
Their easy to apply process will help you get a gold loan quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Jamnagar
Gold Loan Customer Care in Jamnagar
Toll Free
Gold Loan Status in Jamnagar
To check the status of your gold loan application, visit our website and enter your application reference number. You can also contact customer care for real time updates. Choose Shriram Finance and easily apply for a gold loan in Jamnagar.
Gold Loan FAQs
Can I apply for a gold loan online in Jamnagar?
Yes, you can apply for a gold loan online. Visit our website or mobile app to apply for Shriram Gold Loan.
What is the interest rate on gold loans in Jamnagar?
The interest rate starts from 10%* p.a. However, the final gold loan interest rates offered by the lender may depend on the market value of the gold pledged as security.
What is the tenure for a gold loan in Jamnagar?
You can choose a loan tenure starting from 1 month up to 12 months.
Can I get a gold loan for any type of gold in Jamnagar?
Shriram Finance provides gold loans for 18 to 22 carats gold ornaments and coins.
Is there a maximum or minimum limit for a gold loan in Jamnagar?
The loan amount will depend on your gold. Loans up to 75%* of your gold value are offered.
What documents are required to apply for a gold loan in Jamnagar?
You typically need identity proof (Driver's Licence/Aadhaar Card/Passport/Voter ID/PAN Card), and address proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/Gas Connection Card/Water Bill/Electricity Bill/Prepaid Mobile Bill/Landline Bill).
Are there any prepayment penalties on gold loans in Jamnagar?
Shriram Finance typically does not impose prepayment penalties on gold loans. This allows you to prepay your loan without incurring extra charges, potentially reducing the overall interest you pay. However, it's essential to confirm the specific terms and conditions in your loan agreement to ensure there are no prepayment penalties applicable to your loan
How can I check the status of my gold loan application in Jamnagar?
After completing the registration process, representatives will evaluate your profile and get back to you regarding your gold loan.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
