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Get High Value for your Gold with Shriram Finance Gold Loan
  • Interest Rates
    Interest Rates Now Starting Only at 10%*
  • Quick Loan Disbursal
    Quick Loan Disbursal
  • Flexible Repayment
    Flexible Repayment options
  • No Credit Check
    No Credit Check Required
Gold Loan

Apply for a Gold Loan from Your Trusted Partner for Over 45 Years

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Gold Loan in Jhansi

When financial needs arise, your gold can be the key to quick liquidity. A gold loan in Jhansi from Shriram Finance helps you access funds while keeping your gold safe. With interest rates starting from 10%* p.a. and flexible repayment tenures ranging from 1 to 12 months, you can borrow as per your needs without long approval waits. The straightforward process and minimal documentation ensure a hassle free experience. Shriram Finance branches in Jhansi are equipped to provide personalised assistance, making the entire process smooth and efficient. Whether you need funds for personal expenses, business investments, or emergencies, your gold can help you secure the necessary funds easily. The loan application process is designed to be quick and convenient, with minimal paperwork required, ensuring you get the money you need without unnecessary delays. With flexible repayment options, you have the freedom to choose a tenure that suits your financial situation, ranging from 1 month to 1 year. This flexibility allows you to manage your finances effectively and repay the loan at your convenience. Additionally, you only pay interest for the time the gold loan is used, helping to keep costs lower and making it a cost effective borrowing option. Visit your local Shriram Finance branch in Jhansi today to learn more about their competitive gold loan offerings. The friendly staff will guide you through the process, ensuring you understand all the terms and conditions. Discover how you can make the most of your gold's value and achieve your financial goals without the need to sell your precious assets.

Features and Benefits of Gold Loans in Jhansi

Gold loans from Shriram Finance in Jhansi come with these features:

Minimal Documentation

Flexible Tenure

Choose a repayment duration that suits your needs, ranging from 1 month to 12 months. This flexibility allows you to manage your finances effectively, ensuring you can repay the loan at your convenience without any undue pressure.

Flexible Tenure

Low Rate of Interest

Interest rates start from 10%* p.a., making the loan affordable. This competitive rate ensures that you can borrow funds without incurring high interest costs, making it a cost effective solution for your financial needs.

Borrow Smartly

Borrow Smartly

Pay interest only for the duration you use the loan amount. This feature helps keep the overall cost lower, as you are not burdened with unnecessary interest payments, making it a smart borrowing option.

Quick Approval

Minimal Documentation

The process is designed to be hassle free, requiring only essential paperwork. This streamlined approach reduces the time and effort needed to secure your loan, making it easier and quicker to access funds when you need them most.

Maximum Finance

Maximum Finance

Secure up to 75%* of your pledged gold's market value as a loan. This high loan to value ratio allows you to unlock significant funds based on the value of your gold, providing substantial financial support.

Low Rate of Interest

Quick Approval

Benefit from a fast approval process with minimal paperwork. This ensures you get the funds you need without unnecessary delays, making it ideal for urgent financial needs.

Gold Loan Interest Rates in Jhansi

Shriram Finance provides gold loans with interest rates beginning at 10%* p.a. For further details, refer to the information below. The final rate is determined by the market value of the pledged gold.
Type of Fees Applicable Charges
Interest RateStarting from 10%* p.a.
Processing FeesUp to 5%*
Late Payment Fees36%* p.a. on the Overdue Amount
Foreclosure ChargesNIL

How to Use the Gold Loan EMI Calculator?

Modify the loan amount, interest rate, and tenure using the slider on the gold loan interest rate calculator to instantly view your loan summary. This tool helps you understand the financial implications of your loan, allowing you to make informed decisions. Simply adjust the sliders to see how different amounts, rates, and tenures affect your repayment schedule and total interest payable. This ensures you choose the best loan terms to suit your financial situation. Whether you need a short term loan or a longer repayment period, the calculator provides a clear overview of your options. For more detailed information, visit your local Shriram Finance branch in Jhansi and get personalised assistance from their friendly staff.
STEP 01
Required loan amount
STEP 02
Interest rate
%
STEP 03
Tenure up to
month
Loan Summary
Loan

Loan

Loan Amount

₹5000

Interest Payable

₹ 42

Monthly EMI

₹ 5,042

Eligibility and Documentation Criteria for Gold Loans in Jhansi

The eligibility criteria for availing gold loans are as follows:
  • Address Proof

    Address Proof

    Passport, Prepaid Mobile Bill, Aadhaar Card, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, or Landline Bill.

  • Identity Proof

    Identity Proof

    Identity Proof: Aadhaar Card, Passport, Driver's License, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Who can apply? Salaried, self employed, self employed professionals, business owners, and other individuals. Age: 18 to 75* years.

Step by Step Application Process for Gold Loans in Jhansi

Getting a gold loan in Jhansi is simple and requires just four easy steps.

How to apply
  • Step 1:

    Register using your phone number.

  • Step 2:

    Receive a verification call from them.

  • Step 3:

    Visit their branch with your gold assets.

  • Step 4:

    Complete verification and receive the loan amount.

Our Gold Loan Branches in Jhansi

Shriram Finance branches in Jhansi ensure easy access for customers to understand gold loan charges. Use the locator tool below to find the nearest branch and get personalised assistance. Whether you're looking to finance a personal project or need quick funds, Shriram Finance ensures a hassle free experience. Visit your local branch in Jhansi today to learn more about their competitive gold loan offerings and how they can help you achieve your financial goals.

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Gold Loan Customer Care in Jhansi

Shriram Finance offers dedicated customer service for gold loans in Jhansi. Contact our support team today for any queries or assistance.

Gold Loan Status in Jhansi

Track your gold loan application status on our website by entering your reference number. For instant updates, connect with our customer care team. Apply for a gold loan in Jhansi with Shriram Finance today!

Gold Loan FAQs

Can I apply for a gold loan online in Jhansi?

Yes, applying for a gold loan online is simple. Use our website or mobile app to complete the process.

What is the interest rate on gold loans in Jhansi?

The interest rate starts at 10%* p.a. The actual rate is based on the market value of the pledged gold.

What is the tenure for a gold loan in Jhansi?

You can choose a loan tenure ranging from 1 month to 12 months.

Can I get a gold loan for any type of gold in Jhansi?

Shriram Finance provides gold loans for jewellery and coins of 18 to 22 gold carats.

Is there a maximum or minimum limit for a gold loan in Jhansi?

The loan amount depends on your pledged gold's market value, with financing available up to 75%*.

What documents are required to apply for a gold loan in Jhansi?

You need to submit identity proof (Aadhaar Card/PAN Card/Passport/Voter ID/Driving Licence) and address proof (Aadhaar Card/Utility Bills/Passport/Driving Licence).

Are there any prepayment penalties on gold loans in Jhansi?

Shriram Finance does not usually impose prepayment charges, enabling you to repay early without additional costs. Check your loan agreement for full details.

How can I check the status of my gold loan application in Jhansi?

After submission, our representatives will review your details and keep you updated on your application status.

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.