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Get High Value for your Gold with Shriram Finance Gold Loan
  • Interest Rates
    Interest Rates Now Starting Only at 10%*
  • Quick Loan Disbursal
    Quick Loan Disbursal
  • Flexible Repayment
    Flexible Repayment options
  • No Credit Check
    No Credit Check Required
Gold Loan

Apply for a Gold Loan from Your Trusted Partner for Over 45 Years

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Gold Loan in Jodhpur

Need quick funds without parting with your gold? A gold loan in Jodhpur from Shriram Finance offers a convenient way to meet your urgent financial needs. With competitive interest rates starting at 10%* p.a. and flexible repayment options from 1 to 12 months, you can access the funds while keeping your gold secure. The process is simple, with minimal paperwork and fast approvals, ensuring you get the money you need without delays. Shriram Finance branches in Jodhpur are equipped to provide personalised assistance, making the entire process smooth and efficient. Whether you need funds for personal expenses, business growth, or unforeseen emergencies, your gold can help you secure the necessary funds easily. The loan application process is designed to be quick and convenient, with minimal paperwork required, ensuring you get the money you need without unnecessary delays. With flexible repayment options, you have the freedom to choose a tenure that suits your financial situation, ranging from 1 month to 1 year. This flexibility allows you to manage your finances effectively and repay the loan at your convenience. Additionally, you only pay interest for the time the gold loan is used, helping to keep costs low and making it a cost effective borrowing option. Visit your local Shriram Finance branch in Jodhpur today to learn more about their competitive gold loan offerings. Friendly staff will guide you through the process, ensuring you understand all the terms and conditions. Discover how you can make the most of your gold's value and achieve your financial goals without the need to sell your precious assets.

Features and Benefits of Gold Loan in Jodhpur

Shriram Finance provides gold loan in Jodhpur with the following features:

Minimal Documentation

Borrow Smartly

Interest is charged only for the time you use the loan amount. This feature helps keep the overall cost lower, as you are not burdened with unnecessary interest payments, making it a smart borrowing option.

Flexible Tenure

Quick Approval

Get your loan approved quickly with minimal documentation. This ensures you get the funds you need without unnecessary delays, making it ideal for urgent financial needs.

Borrow Smartly

Minimal Documentation

Enjoy a smooth loan process with very little paperwork required. This streamlined approach reduces the time and effort needed to secure your loan, making it easier and quicker to access funds when you need them most.

Quick Approval

Flexible Tenure

Choose a repayment period that works for you, from 1 month to 1 year. This flexibility allows you to manage your finances effectively, ensuring you can repay the loan at your convenience without any undue pressure.

Maximum Finance

Low Rate of Interest

Attractive interest rates starting at 10%* p.a. This competitive rate ensures that you can borrow funds without incurring high interest costs, making it a cost effective solution for your financial needs.

Low Rate of Interest

Maximum Finance

Obtain a loan of up to 75%* of the pledged gold's market value. This high loan to value ratio allows you to unlock significant funds based on the value of your gold, providing substantial financial support.

Gold Loan Interest Rates in Jodhpur

Gold loans from Shriram Finance in Jodhpur start at an interest rate of 10%* p.a. The applicable rate depends on the market price of the pledged gold, ensuring a fair and competitive rate. This makes it an attractive option for those needing quick funds without parting with their valuable assets. The process is designed to be straightforward and hassle free, with minimal documentation required. This ensures quick approval and disbursement of funds, making it ideal for urgent financial needs. Whether you need money for personal expenses, business investments, or unforeseen emergencies, Shriram Finance provides a reliable financial cushion. With flexible repayment options, you can choose a tenure that suits your financial situation. This flexibility allows you to manage your finances effectively and repay the loan at your convenience. Additionally, you only pay interest for the time the gold loan is used, helping to keep costs lower and making it a cost effective borrowing option.
Type of Fees Applicable Charges
Interest RateStarting from 10%* p.a.
Processing FeesUp to 5%*
Late Payment Fees36%* p.a. on the Overdue Amount
Foreclosure ChargesNIL

How to Use the Gold Loan EMI Calculator?

Use the gold loan interest rate calculator's slider to set your desired loan amount, interest rate, and tenure and get a quick loan summary.
STEP 01
Required loan amount
STEP 02
Interest rate
%
STEP 03
Tenure up to
month
Loan Summary
Loan

Loan

Loan Amount

₹5000

Interest Payable

₹ 42

Monthly EMI

₹ 5,042

Eligibility and Documentation Criteria for Gold Loans in Jodhpur

The eligibility criteria for availing gold loans are as follows:
  • Address Proof

    Address Proof

    Passport, Prepaid Mobile Bill, Aadhaar Card, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, or Landline Bill.

  • Identity Proof

    Identity Proof

    Passport, Driver's License, Aadhaar Card, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Who can apply? Salaried, self employed professionals, self employed, business owners, and other individuals. Age: 18* to 75* years.

Step by Step Application Process for Gold Loans in Jodhpur

In Jodhpur, you can apply for a gold loan effortlessly in just four steps.

How to apply
  • Step 1:

    Register using your phone number.

  • Step 2:

    Receive a verification call from them.

  • Step 3:

    Visit their branch with your gold assets.

  • Step 4:

    Complete verification and receive the loan amount.

Our Gold Loan Branches in Jodhpur

In Jodhpur, Shriram Finance branches are available to help customers understand gold loan charges. Locate your nearest branch using the tool below.

Locate Us

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  • Assam
  • CHHATTISGARH
  • DELHI
  • Gujarat
  • Haryana
  • Himachal Pradesh
  • KARNATAKA
  • Kerala
  • MAHARASHTRA
  • Madhya pradesh
  • Odisha
  • Punjab
  • Punjab/Haryana
  • Rajasthan
  • Tamil Nadu
  • Telangana
  • UTTAR PRADESH
  • UTTRAKHAND
  • West Bengal

Gold Loan Customer Care in Jodhpur

Shriram Finance provides specialised customer support for gold loans in Jodhpur. Get in touch with our team for any questions or help.

Gold Loan Status in Jodhpur

Visit our website and input your reference number to check your gold loan application status. For real time assistance, contact our customer care team. Apply for a gold loan in Jodhpur with Shriram Finance today!

Gold Loan FAQs

Can I apply for a gold loan online in Jodhpur?

Yes, you can apply for a Shriram Gold Loan online through our website or mobile app.

What is the interest rate on gold loans in Jodhpur?

Gold loan interest rates start from 10%* p.a. The final rate is based on the gold's market value.

What is the tenure for a gold loan in Jodhpur?

You can choose a repayment tenure between 1 month and 12 months.

Can I get a gold loan for any type of gold in Jodhpur?

Shriram Finance accepts gold ornaments and coins of 18 to 22 carats for gold loans.

Is there a maximum or minimum limit for a gold loan in Jodhpur?

The loan amount depends on the pledged gold's market worth, with funding available up to 75%*.

What documents are required to apply for a gold loan in Jodhpur?

You must submit identity proof (Aadhaar Card/PAN Card/Passport/Voter ID/Driving Licence) and address proof (Utility Bills/Aadhaar Card/Passport/Driving Licence).

Are there any prepayment penalties on gold loans in Jodhpur?

Shriram Finance generally does not charge prepayment penalties, making early loan repayment more convenient. However, verify the terms in your loan agreement.

How can I check the status of my gold loan application in Jodhpur?

Once your application is processed, our team will review it and inform you about the status.

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.