Gold Loan in Jodhpur
Need quick funds without parting with your gold? A gold loan in Jodhpur from Shriram Finance offers a convenient way to meet your urgent financial needs. With competitive interest rates starting at 10%* p.a. and flexible repayment options from 1 to 12 months, you can access the funds while keeping your gold secure. The process is simple, with minimal paperwork and fast approvals, ensuring you get the money you need without delays. Shriram Finance branches in Jodhpur are equipped to provide personalised assistance, making the entire process smooth and efficient. Whether you need funds for personal expenses, business growth, or unforeseen emergencies, your gold can help you secure the necessary funds easily. The loan application process is designed to be quick and convenient, with minimal paperwork required, ensuring you get the money you need without unnecessary delays. With flexible repayment options, you have the freedom to choose a tenure that suits your financial situation, ranging from 1 month to 1 year. This flexibility allows you to manage your finances effectively and repay the loan at your convenience. Additionally, you only pay interest for the time the gold loan is used, helping to keep costs low and making it a cost effective borrowing option. Visit your local Shriram Finance branch in Jodhpur today to learn more about their competitive gold loan offerings. Friendly staff will guide you through the process, ensuring you understand all the terms and conditions. Discover how you can make the most of your gold's value and achieve your financial goals without the need to sell your precious assets.
Features and Benefits of Gold Loan in Jodhpur
Shriram Finance provides gold loan in Jodhpur with the following features:
Borrow Smartly
Interest is charged only for the time you use the loan amount. This feature helps keep the overall cost lower, as you are not burdened with unnecessary interest payments, making it a smart borrowing option.
Quick Approval
Get your loan approved quickly with minimal documentation. This ensures you get the funds you need without unnecessary delays, making it ideal for urgent financial needs.
Minimal Documentation
Enjoy a smooth loan process with very little paperwork required. This streamlined approach reduces the time and effort needed to secure your loan, making it easier and quicker to access funds when you need them most.
Flexible Tenure
Choose a repayment period that works for you, from 1 month to 1 year. This flexibility allows you to manage your finances effectively, ensuring you can repay the loan at your convenience without any undue pressure.
Low Rate of Interest
Attractive interest rates starting at 10%* p.a. This competitive rate ensures that you can borrow funds without incurring high interest costs, making it a cost effective solution for your financial needs.
Maximum Finance
Obtain a loan of up to 75%* of the pledged gold's market value. This high loan to value ratio allows you to unlock significant funds based on the value of your gold, providing substantial financial support.
Gold Loan Interest Rates in Jodhpur
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5%* |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator?
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Jodhpur
Address Proof
Passport, Prepaid Mobile Bill, Aadhaar Card, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, or Landline Bill.
Identity Proof
Passport, Driver's License, Aadhaar Card, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Who can apply? Salaried, self employed professionals, self employed, business owners, and other individuals. Age: 18* to 75* years.
Step by Step Application Process for Gold Loans in Jodhpur
In Jodhpur, you can apply for a gold loan effortlessly in just four steps.
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Jodhpur
Gold Loan Customer Care in Jodhpur
Toll Free
Gold Loan Status in Jodhpur
Visit our website and input your reference number to check your gold loan application status. For real time assistance, contact our customer care team. Apply for a gold loan in Jodhpur with Shriram Finance today!
Gold Loan FAQs
Can I apply for a gold loan online in Jodhpur?
Yes, you can apply for a Shriram Gold Loan online through our website or mobile app.
What is the interest rate on gold loans in Jodhpur?
Gold loan interest rates start from 10%* p.a. The final rate is based on the gold's market value.
What is the tenure for a gold loan in Jodhpur?
You can choose a repayment tenure between 1 month and 12 months.
Can I get a gold loan for any type of gold in Jodhpur?
Shriram Finance accepts gold ornaments and coins of 18 to 22 carats for gold loans.
Is there a maximum or minimum limit for a gold loan in Jodhpur?
The loan amount depends on the pledged gold's market worth, with funding available up to 75%*.
What documents are required to apply for a gold loan in Jodhpur?
You must submit identity proof (Aadhaar Card/PAN Card/Passport/Voter ID/Driving Licence) and address proof (Utility Bills/Aadhaar Card/Passport/Driving Licence).
Are there any prepayment penalties on gold loans in Jodhpur?
Shriram Finance generally does not charge prepayment penalties, making early loan repayment more convenient. However, verify the terms in your loan agreement.
How can I check the status of my gold loan application in Jodhpur?
Once your application is processed, our team will review it and inform you about the status.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
