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Get High Value for your Gold with Shriram Finance Gold Loan
  • Interest Rates
    Interest Rates Now Starting Only at 10%*
  • Quick Loan Disbursal
    Quick Loan Disbursal
  • Flexible Repayment
    Flexible Repayment options
  • No Credit Check
    No Credit Check Required
Gold Loan

Apply for a Gold Loan from Your Trusted Partner for Over 45 Years

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Gold Loans in Jorhat

Jorhat, a significant cultural and educational hub in Assam, continues to grow as a centre of commerce and daily economic activity. In such a dynamic setting, the need for accessible financial support becomes essential-especially for those looking to manage sudden expenses or invest in business opportunities. One of the most efficient and practical options available is a gold loan. By opting for this solution, you don't need to sell your gold assets. Instead, you can unlock their value and use the funds to manage urgent financial needs without parting with your valuables. Gold loans in Jorhat have become a preferred option among residents due to their quick processing and minimal documentation requirements. Among the trusted names offering this facility, Shriram Finance stands out for its customer centric approach. W provide a streamlined application process, swift approvals, and flexible repayment options. These features make it an excellent choice for both individuals and small business owners in Jorhat who are in need of timely financial support. Shriram Finance offers tenures starting from 1 month up to 12 months, giving you the freedom to choose a repayment plan that suits your income flow. The interest rates begin from 10%* p.a., which is competitive and appealing for borrowers looking for value and transparency. With a strong understanding of Jorhat's local financial landscape, Shriram Finance ensures you receive prompt access to funds without unnecessary delays. Whether you are handling personal obligations or running a business, a gold loan from Shriram Finance can help you manage your needs effectively and with ease.

Features and Benefits of Gold Loans in Jorhat

Shriram Finance offers attractive features of a gold loan. These are:

Minimal Documentation

Minimal Documentation

The process involves minimal paperwork and is hassle free.

Flexible Tenure

Borrow Smartly

Pay interest only for the period the gold loan is used for.

Borrow Smartly

Maximum Finance

Loan up to 75% of your gold value. Gold loans are offered for loan amounts of up to 75% of the market value of the gold pledged as collateral or security.

Quick Approval

Low Rate of Interest

Interest rates start from 10%* p.a.

Maximum Finance

Flexible Tenure

Pay your loan back whenever you want, but there is a minimum loan duration of 1 month. The loan tenure ranges from 1 month to 1 year.

Low Rate of Interest

Quick Approval

Reliable and faster loan approvals with minimal documentation.

Gold Loan Interest Rates in Jorhat

Interest rates for Shriram Finance gold loans start from 10%*p.a. The table below provides detailed information on interest rates and applicable fees/gold loan charges. Please note that the final jewel loan interest rate offered by the lender may depend on the market value of the gold pledged as security.
Type of Fees Applicable Charges
Interest RateStarting from 10%* p.a.
Processing FeesUp to 5%
Late Payment Fees36%* p.a. on the Overdue Amount
Foreclosure ChargesNIL

How to Use the Gold Loan EMI Calculator

A Gold Loan EMI Calculator is an online tool that helps you estimate your monthly repayments based on the loan amount, interest rate, and tenure. It provides quick results, making it easier to plan your finances. You can compare different loan options and choose a repayment plan that fits your budget. By knowing your EMI in advance, you can plan your monthly budget better and avoid financial strain.
STEP 01
Required loan amount
STEP 02
Interest rate
%
STEP 03
Tenure up to
month
Loan Summary
Loan

Loan

Loan Amount

₹5000

Interest Payable

₹ 42

Monthly EMI

₹ 5,042

Eligibility and Documentation Criteria for Gold Loans in Jorhat

The eligibility criteria for availing gold loans are as follows:
  • Address Proof

    Address Proof

    Aadhaar Card, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.

  • Identity Proof

    Identity Proof

    Aadhaar Card, Passport, Driver's License, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age: 18 to 75* years. Who can apply? Salaried, self employed, self employed professionals, business owners, and other individuals.

Step by Step Application Process for Gold Loans in Jorhat

Our easy to apply process will help you get a gold loan quickly in 4 steps:

How to apply
  • Step 1:

    Register using your phone number.

  • Step 2:

    Receive a verification call from them.

  • Step 3:

    Visit their branch with your gold assets.

  • Step 4:

    Complete verification and receive the loan amount.

Our Gold Loan Branches in Jorhat

Branches of Shriram Finance in Jorhat, make it easy for customers to apply for gold loans in Jorhat. Use the locator tool below to find the nearest branch.

Locate Us

or

  • Andhra pradesh
  • Assam
  • CHHATTISGARH
  • DELHI
  • Gujarat
  • Haryana
  • Himachal Pradesh
  • KARNATAKA
  • Kerala
  • MAHARASHTRA
  • Madhya pradesh
  • Odisha
  • Punjab
  • Punjab/Haryana
  • Rajasthan
  • Tamil Nadu
  • Telangana
  • UTTAR PRADESH
  • UTTRAKHAND
  • West Bengal

Gold Loan Customer Care in Jorhat

Shriram Finance offers dedicated customer care services for any inquiries or assistance regarding a gold loan in Jorhat. You can reach out via phone or visit any branch for further help.

Gold Loan Status in Jorhat

To check the status of your gold loan application, simply visit our website and enter your application reference number. You can also contact our customer care team for real time updates on your loan processing status.

Gold Loan FAQs

Can I apply for a gold loan online in Jorhat?

Yes, you can conveniently apply for a gold loan online through Shriram Finance. Simply visit the official website or download the mobile app to start your application process. The platform offers a user friendly interface, allowing you to register, provide necessary details, and track your application status seamlessly from the comfort of your home.

What is the interest rate on gold loans in Jorhat?

The interest rate starts from 10%* p.a. However, the final gold loan interest rates offered by the lender may depend on the market value of the gold pledged as security.

What is the tenure for a gold loan in Jorhat?

You can choose a loan tenure starting from 1 month up to 12 months.

Can I get a gold loan for any type of gold in Jorhat?

Shriram Finance provides gold loans for 18 to 22 carats gold ornaments and coins.

Is there a maximum or minimum limit for a gold loan in Jorhat?

The loan amount will depend on your gold. Loans up to 75% of your gold value are offered.

What documents are required to apply for a gold loan in Jorhat?

You typically need identity proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/PAN Card), and address proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/Gas Connection Card/Water Bill/Electricity Bill/Prepaid Mobile Bill/Landline Bill).

Are there any prepayment penalties on gold loans in Jorhat?

Shriram Finance typically does not impose prepayment penalties on gold loans. This allows you to prepay your loan without incurring extra charges, potentially reducing the overall interest you pay. However, it's essential to confirm the specific terms and conditions in your loan agreement to ensure there are no prepayment penalties applicable to your loan

How can I check the status of my gold loan application in Jorhat?

After completing the registration process, representatives will evaluate your profile and revert back to you regarding your gold loan.

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.