Notifications 5

  • May your Wealth Sparkle this Diwali

    Book Now

    15-10-2025 01:11:06

  • Don't miss out! Get up to 8.15%* p.a. and grow your savings faster

    Invest Now

    25-06-2025 06:30:00

  • Fixed Investment Plan up to 7.65%* p.a. Interest rates.

    Invest Now

    25-06-2025 06:30:00

  • Grow your savings with FD interest rates as high as 8.15%* p.a.

    Invest Now

    25-06-2025 06:30:00

  • Avail Fuel Finance for long distance Commercial Journeys. 

    Click here to know more

    16-12-2023 07:11:30

Get High Value for your Gold with Shriram Finance Gold Loan
  • Interest Rates
    Interest Rates Now Starting Only at 10%*
  • Quick Loan Disbursal
    Quick Loan Disbursal
  • Flexible Repayment
    Flexible Repayment options
  • No Credit Check
    No Credit Check Required
Gold Loan

Apply for a Gold Loan from Your Trusted Partner for Over 45 Years

Today's Max Lending Rate:
N/A
Live
stickyTab

Gold Loan in Kalaburagi

If you need quick financial support, a gold loan in Kalaburagi from Shriram Finance offers a reliable way to unlock funds without parting with your gold. With interest rates starting from 10%* p.a. and repayment tenures ranging from 1 to 12 months, you can choose a loan plan that suits your needs. The process is simple, requiring minimal paperwork and offering fast disbursal, making it an ideal option for handling personal or business expenses. Shriram Finance branches in Kalaburagi are equipped to provide personalised assistance, ensuring a smooth and efficient loan application process. Whether you need funds for personal needs, business expansion, or unforeseen emergencies, your gold can help you secure the necessary funds easily. The loan application process is designed to be quick and convenient, with minimal paperwork required, ensuring you get the money you need without unnecessary delays. With flexible repayment options, you have the freedom to choose a tenure that suits your financial situation, ranging from 1 month to 1 year. This flexibility allows you to manage your finances effectively and repay the loan at your convenience. Additionally, you only pay interest for the time the gold loan is used, helping to keep costs lower and making it a cost effective borrowing option. Visit your local Shriram Finance branch in Kalaburagi today to learn more about their competitive gold loan offerings. The friendly staff will guide you through the process, ensuring you understand all the terms and conditions. Discover how you can make the most of your gold's value and achieve your financial goals without the need to sell your precious assets.

Features and Benefits of Gold Loans in Kalaburagi

In Kalaburagi, Shriram Gold Loans comes with these key features:

Minimal Documentation

Minimal Documentation

Get funds with ease through a minimal documentation process. This streamlined approach ensures you can access your loan quickly without unnecessary paperwork, making the process hassle free and efficient.

Flexible Tenure

Flexible Tenure

Repay the loan whenever required, with a minimum term of one month and a maximum of one year. This flexibility allows you to align repayments with your financial plans, giving you the freedom to choose a tenure that suits your needs.

Borrow Smartly

Borrow Smartly

Interest is charged only for the duration you use the loan. This feature helps you save on costs by paying interest only for the period the loan is active, making it a cost effective borrowing option.

Quick Approval

Quick Approval

Benefit from a smooth and quick loan approval process with minimal paperwork. Our efficient system ensures prompt access to funds when you need them most, ideal for urgent financial requirements.

Maximum Finance

Maximum Finance

Obtain up to 75%* of your pledged gold's market value as a loan. This allows you to leverage your gold effectively while keeping it safe, providing substantial financial support.

Low Rate of Interest

Low Rate of Interest

Gold loan interest rates start at 10%* p.a., making borrowing cost effective and affordable. Whether it's for personal needs, education, or business expansion, our gold loans are tailored to support your goals.

Gold Loan Interest Rates in Kalaburagi

Gold loans from Shriram Finance come with interest rates as low as 10%* p.a. For more details, please check the information below. The final rate is subject to the market valuation of the pledged gold.
Type of Fees Applicable Charges
Interest RateStarting from 10%* p.a.
Processing FeesUp to 5%*
Late Payment Fees36%* p.a. on the Overdue Amount
Foreclosure ChargesNIL

How to Use the Gold Loan EMI Calculator?

Customise your loan details, including amount, interest rate, and tenure, using the slider on the gold loan interest rate calculator to check your loan summary instantly. This tool helps you understand the financial implications of your loan, allowing you to make informed decisions. Simply adjust the sliders to see how different amounts, rates, and tenures affect your repayment schedule and total interest payable. This ensures you choose the best loan terms to suit your financial situation. Whether you need a short term loan or a longer repayment period, the calculator provides a clear overview of your options. For more detailed information, visit your local Shriram Finance branch in Kakinada and get personalised assistance from their friendly staff.
STEP 01
Required loan amount
STEP 02
Interest rate
%
STEP 03
Tenure up to
month
Loan Summary
Loan

Loan

Loan Amount

₹5000

Interest Payable

₹ 42

Monthly EMI

₹ 5,042

Eligibility and Documentation Criteria for Gold Loans in Kalaburagi

The eligibility criteria for availing gold loans are as follows:
  • Address Proof

    Address Proof

    Passport, Driver's License, Voter ID, Gas Connection Card, Prepaid Mobile Bill, Aadhaar Card, Water Bill, Electricity Bill, or Landline Bill.

  • Identity Proof

    Identity Proof

    Aadhaar Card, Passport, Driver's License, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Who can apply? Salaried, self employed professionals, business owners, self employed, and other individuals. Age: 18* to 75* years.

Step by Step Application Process for Gold Loans in Kalaburagi

In Kalaburagi, securing a gold loan is quick and can be completed in four simple steps.

How to apply
  • Step 1:

    Register using your phone number.

  • Step 2:

    Receive a verification call from them.

  • Step 3:

    Visit their branch with your gold assets.

  • Step 4:

    Complete verification and receive the loan amount.

Our Gold Loan Branches in Kalaburagi

Shriram Finance branches in Kakinada ensure customers receive clear and transparent information about gold loan charges. They are committed to providing detailed explanations to help you understand all associated costs. To find your nearest branch in Kakinada, use the locator tool below. This tool will guide you to the closest branch, ensuring you can easily access their services. Whether you are looking to secure a gold loan or need assistance with other financial products, Shriram Finance in Kakinada is dedicated to offering excellent customer service and support. Visit your local branch to experience their commitment to clarity and customer satisfaction.

Locate Us

or

  • Andhra pradesh
  • Assam
  • CHHATTISGARH
  • DELHI
  • Gujarat
  • Haryana
  • Himachal Pradesh
  • KARNATAKA
  • Kerala
  • MAHARASHTRA
  • Madhya pradesh
  • Odisha
  • Punjab
  • Punjab/Haryana
  • Rajasthan
  • Tamil Nadu
  • Telangana
  • UTTAR PRADESH
  • UTTRAKHAND
  • West Bengal

Gold Loan Customer Care in Kalaburagi

Customers in Kalaburagi can connect with Shriram Finance's gold loan customer support team for any inquiries or guidance.

Gold Loan Status in Kalaburagi

Check your gold loan application status online by entering your reference number. For live updates, connect with our customer care team. Apply for a gold loan in Kalaburagi with Shriram Finance today!

Gold Loan FAQs

Can I apply for a gold loan online in Kalaburagi?

Yes, applying for a gold loan online is simple. You can complete the process through our website or mobile app.

What is the interest rate on gold loans in Kalaburagi?

The interest rate starts from 10%* p.a. The final rate is determined based on the pledged gold's market value.

What is the tenure for a gold loan in Kalaburagi?

The repayment tenure options range from 1 month to 12 months.

Can I get a gold loan for any type of gold in Kalaburagi?

Shriram Finance provides gold loans for jewellery and coins of 18 to 22 carats.

Is there a maximum or minimum limit for a gold loan in Kalaburagi?

The loan amount depends on the pledged gold's market valuation, with financing available up to 75%*.

What documents are required to apply for a gold loan in Kalaburagi?

Applicants need to provide identity proof (Aadhaar Card/PAN Card/Passport/Voter ID/Driving Licence) and address proof (Aadhaar Card/Utility Bills/Passport/Driving Licence).

Are there any prepayment penalties on gold loans in Kalaburagi?

Shriram Finance generally does not impose prepayment penalties, allowing you to close your loan early without additional charges. Always check your loan agreement for exact details.

How can I check the status of my gold loan application in Kalaburagi?

After applying, our team will review your details and provide timely updates on your loan status.

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.