Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Kurnool
Kurnool is a city steeped in history and culture. It provides a blend of traditional values and modern amenities. If you are looking for an immediate financial solution in Kurnool, a gold loan from Shriram Finance can be a trusted option. Instead of selling your precious gold, you can pledge it to secure gold loans in Kurnool for your urgent financial needs. Shriram Finance is renowned for its efficient application process, rapid approval times and adaptable repayment options, making it an excellent choice for both individuals and businesses seeking prompt financial assistance in Kurnool. With flexible loan tenures ranging from one month to up to twelve months and competitive interest rates starting from 10%* p.a., Shriram Finance demonstrates a deep understanding of the local business environment.
Features and Benefits of Gold Loans in Kurnool
Shriram Finance offers a comprehensive gold loan service in Kurnool, designed to provide swift financial assistance with ease. The key features of their gold loan include
Flexible Tenure:
Pay your loan back whenever you want, but there is a minimum loan duration of 1 month. The loan tenure ranges from 1 month to 1 year.
Minimal Documentation:
The process involves minimal paperwork and is hassle free.
Borrow Smartly:
Pay interest only for the period the gold loan is used for.
Quick Approval:
Reliable and faster loan approvals with minimal documentation.
Maximum Finance:
Loan up to 75% of your gold value. Gold loans are offered for loan amounts of up to 75% of the market value of the gold pledged as collateral or security.
Low Rate of Interest:
Interest rates start from 10%* p.a.
Gold Loan Interest Rates in Kurnool
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Kurnool
Address Proof:
Aadhaar Card, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof:
Aadhaar Card, Passport, Driver's License, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age: 18 to 75* years. Who can apply? Salaried, self employed, self employed professionals, business owners, and other individuals.
Step by Step Application Process for Gold Loans in Kurnool
Their easy to apply process will help you get a gold loan quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Kurnool
Gold Loan Customer Care in Kurnool
Toll Free
Gold Loan Status in Kurnool
Track your gold loan application status effortlessly online by simply inputting your unique reference number on our secure website portal. For immediate status updates, our professional support team is available to assist you via phone or email. If you're considering a gold loan in Kurnool, Shriram Finance provides a hassle free and efficient application process designed with your convenience in mind. Our gold loans feature loan to value ratios of up to 75%, ensuring you receive maximum value for your gold assets. We offer loan tenures ranging from 3 months to 36 months, providing flexibility based on your repayment capacity. Our transparent fee structure means no hidden charges or unexpected costs during your loan term.
Gold Loan FAQs
Can I apply for a gold loan online in Kurnool?
Yes, you can apply for a gold loan online. Visit our website or mobile app to apply for Shriram Gold Loan.
What is the interest rate on gold loans in Kurnool?
The interest rate starts from 10%* p.a. However, the final gold loan interest rates offered by the lender may depend on the market value of the gold pledged as security.
What is the tenure for a gold loan in Kurnool?
You can choose a loan tenure starting from 1 month up to 12 months.
Can I get a gold loan for any type of gold in Kurnool?
Shriram Finance provides gold loans for 18 to 22 carats gold ornaments and coins.
Is there a maximum or minimum limit for a gold loan in Kurnool?
The loan amount will depend on your gold. Loans up to 75% of your gold value are offered.
What documents are required to apply for a gold loan in Kurnool?
You typically need identity proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/PAN Card), and address proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/Gas Connection Card/Water Bill/Electricity Bill/Prepaid Mobile Bill/Landline Bill).
Are there any prepayment penalties on gold loans in Kurnool?
Shriram Finance typically does not impose prepayment penalties on gold loans. This allows you to prepay your loan without incurring extra charges, potentially reducing the overall interest you pay. However, it's essential to confirm the specific terms and conditions in your loan agreement to ensure there are no prepayment penalties applicable to your loan
How can I check the status of my gold loan application in Kurnool?
After completing the registration process, representatives will evaluate your profile and revert to you regarding your gold loan.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
