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Get High Value for your Gold with Shriram Finance Gold Loan
  • Interest Rates
    Interest Rates Now Starting Only at 10%*
  • Quick Loan Disbursal
    Quick Loan Disbursal
  • Flexible Repayment
    Flexible Repayment options
  • No Credit Check
    No Credit Check Required
Gold Loan

Apply for a Gold Loan from Your Trusted Partner for Over 45 Years

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Gold Loans in Lohit

Gold loans in Lohit have emerged as a reliable and practical way to secure immediate financial support without having to part with one's valuable possessions. Whether for personal needs or small business expenses, using gold as collateral offers a convenient solution during times of financial urgency. Residents in Lohit can confidently pledge their gold items to access funds, all while retaining ownership of their treasured assets. This approach eliminates the emotional and financial strain of selling gold jewellery, making gold loans a preferred option for many.At Shriram Finance, we offer gold loan services that are designed to keep your convenience and financial needs in mind. Our application process is simple and efficient, requiring only minimal documentation, so you don't have to go through unnecessary delays. We prioritise swift loan approvals, ensuring that you get the funds as quickly as possible to meet urgent requirements.Our gold loans come with flexible repayment options and tenures ranging from 1 month to 12 months. This allows you to choose a loan term that aligns with your income cycle or financial planning. The interest rates start from 10%* p.a., offering a cost effective way to borrow against your gold without excessive interest charges.We understand the financial landscape of Lohit and the importance of timely access to credit for individuals and local businesses. With Shriram Finance, you can rest assured that your gold is safe while you meet your short term financial obligations with ease. Our commitment to customer satisfaction and tailored solutions makes our gold loan service a dependable choice for the people of Lohit.

Features and Benefits of Gold Loans in Lohit

Features of a Gold Loan offered by Shriram Finance are:

Minimal Documentation

Flexible Tenure

Pay your loan back whenever you want, but there is a minimum loan duration of 1 month. The loan tenure ranges from 1 month to 1 year.

Flexible Tenure

Minimal Documentation

The process involves minimal paperwork and is hassle free.

Borrow Smartly

Borrow Smartly

Pay interest only for the period the gold loan is used for.

Quick Approval

Quick Approval

Reliable and faster loan approvals with minimal documentation.

Maximum Finance

Maximum Finance

Loan up to 75% of your gold value. Gold loans are offered for loan amounts of up to 75% of the market value of the gold pledged as collateral or security.

Low Rate of Interest

Low Rate of Interest

Interest rates start from 10%* p.a.

Gold Loan Interest Rates in Lohit

Shriram Gold Loans offer competitive jewel loan interest rates commencing at 10%* p.a. For a detailed understanding of the interest rates and any applicable fees or charges, please refer to the relevant information provided. It is important to note that the final interest rate offered by Shriram Finance may vary depending on the market value of the gold used as collateral.
Type of Fees Applicable Charges
Interest RateStarting from 10%* p.a.
Processing FeesUp to 5%
Late Payment Fees36%* p.a. on the Overdue Amount
Foreclosure ChargesNIL

How to Use the Gold Loan EMI Calculator

Our Gold Loan EMI Calculator lets you check your monthly instalments by entering the loan amount, interest rate, and tenure. It helps you manage your finances by offering quick and accurate EMI estimates. You can compare various loan scenarios and choose a suitable repayment plan. The tool is free and easy to use whenever needed.
STEP 01
Required loan amount
STEP 02
Interest rate
%
STEP 03
Tenure up to
month
Loan Summary
Loan

Loan

Loan Amount

₹5000

Interest Payable

₹ 42

Monthly EMI

₹ 5,042

Eligibility and Documentation Criteria for Gold Loans in Lohit

The eligibility criteria for availing gold loans are as follows:
  • Address Proof

    Address Proof

    Aadhaar Card, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.

  • Identity Proof

    Identity Proof

    Aadhaar Card, Passport, Driver's License, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age: 18 to 75* years. Who can apply? Salaried, self employed, self employed professionals, business owners, and other individuals.

Step by Step Application Process for Gold Loans in Lohit

Their easy to apply process will help you get a gold loan quickly in 4 steps:

How to apply
  • Step 1:

    Register using your phone number.

  • Step 2:

    Receive a verification call from them.

  • Step 3:

    Visit their branch with your gold assets.

  • Step 4:

    Complete verification and receive the loan amount.

Our Gold Loan Branches in Lohit

The branches of Shriram Finance in Lohit, making it convenient for customers to understand gold loan charges. Use the locator tool below to locate the nearest branch:

Locate Us

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  • Andhra pradesh
  • Assam
  • CHHATTISGARH
  • DELHI
  • Gujarat
  • Haryana
  • Himachal Pradesh
  • KARNATAKA
  • Kerala
  • MAHARASHTRA
  • Madhya pradesh
  • Odisha
  • Punjab
  • Punjab/Haryana
  • Rajasthan
  • Tamil Nadu
  • Telangana
  • UTTAR PRADESH
  • UTTRAKHAND
  • West Bengal

Gold Loan Customer Care in Lohit

For assistance with gold loans in Ranaghat, please contact our customer care team via telephone or visit our branch for direct support. Our dedicated team is available to provide guidance and help you navigate the process efficiently.

Gold Loan Status in Lohit

To monitor the status of your gold loan application, simply visit our website and input your application reference number. You can also reach out to our customer care team for instant updates on your application.

Gold Loan FAQs

Can I apply for a gold loan online in Lohit?

Yes, you can apply for a gold loan online. Visit our website or mobile app to apply for Shriram Gold Loan.

What is the interest rate on gold loans in Lohit?

The interest rate starts from 10%* p.a. However, the final gold loan interest rates offered by the lender may depend on the market value of the gold pledged as security.

What is the tenure for a gold loan in Lohit?

You can choose a loan tenure starting from 1 month up to 12 months.

Can I get a gold loan for any type of gold in Lohit?

Shriram Finance provides gold loans for 18 to 22 carats gold ornaments and coins.

Is there a maximum or minimum limit for a gold loan in Lohit?

The loan amount will depend on your gold. Loans up to 75% of your gold value are offered.

What documents are required to apply for a gold loan in Lohit?

You typically need identity proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/PAN Card), and address proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/Gas Connection Card/Water Bill/Electricity Bill/Prepaid Mobile Bill/Landline Bill).

Are there any prepayment penalties on gold loans in Lohit?

Shriram Finance typically does not impose prepayment penalties on gold loans. This allows you to prepay your loan without incurring extra charges, potentially reducing the overall interest you pay. However, it's essential to confirm the specific terms and conditions in your loan agreement to ensure there are no prepayment penalties applicable to your loan

How can I check the status of my gold loan application in Lohit?

After completing the registration process, representatives will evaluate your profile and revert back to you regarding your gold loan.

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.