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Get High Value for your Gold with Shriram Finance Gold Loan
  • Interest Rates
    Interest Rates Now Starting Only at 10%*
  • Quick Loan Disbursal
    Quick Loan Disbursal
  • Flexible Repayment
    Flexible Repayment options
  • No Credit Check
    No Credit Check Required
Gold Loan

Apply for a Gold Loan from Your Trusted Partner for Over 45 Years

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Gold Loans in Mamit

Mamit, with its energetic community and growing economic activities, presents a vibrant setting where financial flexibility can make a real difference. Whether it's for personal goals or business development, having access to funds at the right time is essential. In this context, gold loans in Mamit have emerged as a practical financial option for many, helping individuals convert their idle gold into useful capital-without giving up ownership. Shriram Finance understands the financial priorities of Mamit's residents and offers tailored gold loan solutions to meet their varied needs. Be it for educational expenses, home renovations, medical emergencies, or small scale business investments, our gold loans are designed to support a range of purposes. With interest rates starting from 10%* p.a., customers can access much needed funds without putting undue pressure on their finances. Our application process is simple and efficient, ensuring you do not lose valuable time during urgent situations. Minimal paperwork, faster approvals, and the assurance of secure gold storage make Shriram Finance a trusted name in Mamit. You can choose a flexible repayment tenure ranging from 1 month to 12 months, depending on your repayment capacity and financial goals. With a strong presence and understanding of the local financial landscape, Shriram Finance continues to be the preferred choice for many in Mamit. If you are looking for a dependable way to meet immediate financial needs, our gold loan service offers the perfect balance of convenience, transparency, and affordability.

Features and Benefits of Gold Loans in Mamit

Shriram Finance offers gold loans with several attractive features and benefits, making them an ideal financial solution for residents of Mamit. Here are some of the key features and benefits:

Minimal Documentation

Flexible Tenure:

Pay your loan back whenever you want, but there is a minimum loan duration of 1 month. The loan tenure ranges from 1 month to 1 year.

Flexible Tenure

Minimal Documentation:

The process involves minimal paperwork and is hassle free.

Borrow Smartly

Borrow Smartly:

Pay interest only for the period the gold loan is used for.

Quick Approval

Quick Approval:

Reliable and faster loan approvals with minimal documentation.

Maximum Finance

Maximum Finance:

Loan up to 75% of your gold value. Gold loans are offered for loan amounts of up to 75% of the market value of the gold pledged as collateral or security.

Low Rate of Interest

Low Rate of Interest:

Interest rates start from 10%* p.a. This competitive rate allows you to access the funds you need while keeping the cost of borrowing manageable.

Gold Loan Interest Rates in Mamit

Shriram Finance offers gold loans with attractive starting interest rates of 10%*p.a. For a comprehensive overview of our jewel loan interest rates and applicable fees, please refer to the details provided below. However, it's important to note that the final interest rate for your gold loan may vary based on the prevailing market value of the gold you pledge as collateral.
Type of Fees Applicable Charges
Interest RateStarting from 10%* p.a.
Processing FeesUp to 5%
Late Payment Fees36%* p.a. on the Overdue Amount
Foreclosure ChargesNIL

How to Use the Gold Loan EMI Calculator

To get a clear understanding of your gold loan repayment, simply use our intuitive gold loan calculator. Adjust the sliders to set your preferred loan amount, interest rate, and loan tenure, and you will instantly see your repayment amount.
STEP 01
Required loan amount
STEP 02
Interest rate
%
STEP 03
Tenure up to
month
Loan Summary
Loan

Loan

Loan Amount

₹5000

Interest Payable

₹ 42

Monthly EMI

₹ 5,042

Eligibility and Documentation Criteria for Gold Loans in Mamit

The eligibility criteria for availing gold loans are as follows:
  • Address Proof

    Address Proof

    Aadhaar Card, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.

  • Identity Proof

    Identity Proof

    Aadhaar Card, Passport, Driver's License, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age: 18 to 75* years. Who can apply? Salaried, self employed, self employed professionals, business owners, and other individuals.

Step by Step Application Process for Gold Loans in Mamit

Their easy to apply process will help you get a gold loan quickly in 4 steps:

How to apply
  • Step 1:

    Register using your phone number.

  • Step 2:

    Receive a verification call from them.

  • Step 3:

    Visit their branch with your gold assets.

  • Step 4:

    Complete verification and receive the loan amount.

Our Gold Loan Branches in Mamit

To find the nearest Shriram Finance branch in Mamit, please use the branch locator tool provided below. This tool will help you identify the closest branch where you can access a range of financial services, including gold loans.

Locate Us

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  • Assam
  • CHHATTISGARH
  • DELHI
  • Gujarat
  • Haryana
  • Himachal Pradesh
  • KARNATAKA
  • Kerala
  • MAHARASHTRA
  • Madhya pradesh
  • Odisha
  • Punjab
  • Punjab/Haryana
  • Rajasthan
  • Tamil Nadu
  • Telangana
  • UTTAR PRADESH
  • UTTRAKHAND
  • West Bengal

Gold Loan Customer Care in Mamit

For any inquiries or assistance regarding gold loans in Mamit, our dedicated customer care team is available to provide support via phone. You can also visit our nearest branch for face to face assistance, where our experienced staff will be happy to guide you through the process and answer any questions you may have.

Gold Loan Status in Mamit

To check the status of your gold loan application, simply visit our website and enter your application reference number. If you require immediate updates on your loan processing status, you can also contact our customer care team for real time assistance.

Gold Loan FAQs

Can I apply for a gold loan online in Mamit?

Yes, you can apply for a gold loan online. Visit our website or mobile app to apply for Shriram Gold Loan.

What is the interest rate on gold loans in Mamit?

The interest rate starts from 10%* p.a. However, the final gold loan interest rates offered by the lender may depend on the market value of the gold pledged as security.

What is the tenure for a gold loan in Mamit?

You can choose a loan tenure starting from 1 month up to 12 months.

Can I get a gold loan for any type of gold in Mamit?

Shriram Finance provides gold loans for 18 to 22 carats gold ornaments and coins.

Is there a maximum or minimum limit for a gold loan in Mamit?

The loan amount will depend on your gold. Loans up to 75% of your gold value are offered.

What documents are required to apply for a gold loan in Mamit?

You typically need identity proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/PAN Card), and address proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/Gas Connection Card/Water Bill/Electricity Bill/Prepaid Mobile Bill/Landline Bill).

Are there any prepayment penalties on gold loans in Mamit?

Shriram Finance typically does not impose prepayment penalties on gold loans. This allows you to prepay your loan without incurring extra charges, potentially reducing the overall interest you pay. However, it's essential to confirm the specific terms and conditions in your loan agreement to ensure there are no prepayment penalties applicable to your loan

How can I check the status of my gold loan application in Mamit?

After completing the registration process, representatives will evaluate your profile and revert back to you regarding your gold loan.

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.