Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Mathura
Mathura is known for its rich cultural heritage and expanding economic opportunities. Gold holds immense cultural, religious, and financial significance for the residents of Mathura. As a city deeply rooted in tradition and spirituality, gold is not just an asset but also a symbol of prosperity and heritage. Families in Mathura often invest in gold jewellery for auspicious occasions, weddings, and religious ceremonies. Gold loans in Mathura provide a reliable and convenient way to access funds without the need to sell your precious gold jewellery or coins. By pledging your gold as collateral, you can unlock its value to meet urgent expenses, invest in business growth, or achieve personal goals. Shriram Finance offers dependable gold loan solutions in Mathura, ensuring a seamless borrowing experience. With a straightforward application process and quick approval, you can access funds while retaining ownership of your gold. The loans are designed with competitive interest rates starting at 10%* p.a. and flexible repayment tenures ranging from 1 month to 12 months. This enables you to choose terms that best suit your financial needs. We are committed to supporting the financial aspirations of Mathura's residents by offering secure and accessible gold loan services. Whether for personal needs or business growth, these loans provide a practical solution to help you achieve your goals while ensuring the safety of your pledged gold. Apply for a gold online with Shriram Finance and make the most of your gold's value.
Features and Benefits of Gold Loans in Mathura
The gold loan offered by Shriram Finance comes with several advantages, making it a reliable financial solution for various needs. Explore the key features and benefits that make gold loans a practical solution for meeting your financial needs:
Maximum Finance
Secure a loan of up to 75% of your gold's market value, based on the pledged gold's worth.
Low Rate of Interest
Benefit from interest rates starting at 10%* p.a., making borrowing cost effective.
Flexible Tenure
Repay at your convenience with tenures ranging from 1 month to 1 year, with a minimum loan period of 1 month.
Minimal Documentation
Experience a smooth loan process with minimal paperwork.
Borrow Smartly
Pay interest only for the duration you utilise the loan, helping you manage costs efficiently.
Quick Approval
Receive funds promptly with fast approvals and simple documentation.
Gold Loan Interest Rates in Mathura
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Mathura
Address Proof
Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof
Aadhaar Card, Driver's Licence, Passport, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age: 18 to 75 years. Who can apply?: Salaried, self employed, self employed professionals, business owners, and other individuals.
Step by Step Application Process for Gold Loans in Mathura
Our easy to apply process will help you get a gold loan quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from us.
Step 3:
Visit our branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Mathura
Gold Loan Customer Care in Mathura
Toll Free
Gold Loan Status in Mathura
Easily track the progress of your gold loan application or account online by entering your unique reference number on the Shriram Finance website. This convenient feature allows you to stay updated on your loan status anytime, from the comfort of your home. If you require immediate updates or have specific queries, you can also reach out to Shriram Finance's customer service team for prompt assistance. For a smooth and goal oriented borrowing experience in Mathura, opt for Shriram Finance.
Gold Loan FAQs
Can I apply for a gold loan online in Mathura?
Yes, applying for a gold loan online is simple. Visit our website or download the mobile app to complete your Shriram Gold Loan application.
What is the interest rate on gold loans in Mathura?
Interest rates for gold loans start at 10%* p.a. The final rate may vary depending on the market value of the pledged gold.
What is the tenure for a gold loan in Mathura?
You can choose a repayment tenure between 1 month and 12 months, depending on your convenience.
Can I get a gold loan for any type of gold in Mathura?
Shriram Finance accepts gold ornaments and coins with purity levels between 18 and 22 carats for gold loans.
Is there a maximum or minimum limit for a gold loan in Mathura?
Loan amounts are based on the market value of your gold, with financing available for up to 75% of its value.
What documents are required to apply for a gold loan in Mathura?
Typically, you need identity proof (Aadhaar Card, Passport, Driver's Licence, Voter ID, or PAN Card) and address proof (such as Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill).
Are there any prepayment penalties on gold loans in Mathura?
Shriram Finance generally does not impose prepayment penalties, allowing you to repay the loan early without additional charges. However, reviewing your loan agreement for specific terms is recommended.
How can I check the status of my gold loan application in Mathura?
Once you register and submit your application, Shriram Finance representatives will assess your details and provide updates on the status of your application.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
