Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Nandurbar
Are you currently residing in Nandurbar and in need of immediate access to funds to fulfil your personal or professional goals? Do you own gold that could be used to unlock your financial potential? Opting for a Gold Loan in Nandurbar from Shriram Finance offers an effective way to release the hidden value in your gold items. Rather than selling your prized possessions, such as jewellery or gold coins, you can use their value to address more immediate financial concerns. Shriram Finance is a recognised provider of gold loan services. With manageable repayment options and appealing interest rates, a Gold Loan in Nandurbar could be the perfect solution to meet your current needs. Shriram Finance have streamlined the loan application process to make things as straightforward as possible for their customers.
Features and Benefits of Gold Loans in Nandurbar
Here are just some of the benefits that come with taking out a gold loan with Shriram Finance in Nandurbar:
Maximum Finance
Unlock as much as 75% of the true market value of your gold.
Competitive Interest Rates
Take advantage of our highly competitive interest rates, starting from 10%* per year.
Flexible Repayment Options
Select a repayment schedule that suits your individual needs. You can borrow the money for as little as 1 month, or as long as 1 year.
Simple Documentation
Enjoy our straightforward and simple application process.
Interest Efficiency
Only pay interest for the time that you are actively using the loan.
Fast Approval
As we only ask for minimal information, we can guarantee that the loan will be approved quickly.
Gold Loan Interest Rates in Nandurbar
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Nandurbar
Proof of Address
Any one of the following: Aadhaar Card, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Proof of Identity
Any one of the following: Aadhaar Card, Passport, Driver's License, Voter ID, or PAN Card. (If you do not have a PAN Card, you can submit Form 60). Age Requirement Applicants must be between 18 and 75 years* of age. Applicant Type Individuals who are salaried, self employed, professionals, business owners, and others, are eligible to apply.
Step by Step Application Process for Gold Loans in Nandurbar
Getting a loan with Shriram Finance is simple, and here are the 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Nandurbar
Gold Loan Customer Care in Nandurbar
Toll Free
Gold Loan Status in Nandurbar
You can effortlessly track your gold loan application status online by simply entering your provided reference number on our secure website. For instant updates and information, our professional support representatives are available through multiple channels. If you're considering a gold loan in Nandurbar, Shriram Finance presents a hassle free and expedited process tailored to modern borrowers' needs. We offer customized loan solutions based on your specific requirements and financial profile for maximum benefit. Our minimal foreclosure charges make early loan closure financially viable when your situation improves. Furthermore, our transparent valuation process ensures you receive the best possible loan amount against your gold assets.
Gold Loan FAQs
Can I apply for a gold loan online in Nandurbar?
Yes, you can apply for a gold loan online. Visit our website or mobile app to apply for Shriram Gold Loan.
What is the interest rate on gold loans in Nandurbar?
The interest rate starts from 10%* p.a. However, the final gold loan interest rates offered by the lender may depend on the market value of the gold pledged as security.
What is the tenure for a gold loan in Nandurbar?
You can choose a loan tenure starting from 1 month up to 12 months.
Can I get a gold loan for any type of gold in Nandurbar?
Shriram Finance provides gold loans for 18 to 22 carats gold ornaments and coins.
Is there a maximum or minimum limit for a gold loan in Nandurbar?
The loan amount will depend on your gold. Loans up to 75% of your gold value are offered.
What documents are required to apply for a gold loan in Nandurbar?
You typically need identity proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/PAN Card), and address proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/Gas Connection Card/Water Bill/Electricity Bill/Prepaid Mobile Bill/Landline Bill).
Are there any prepayment penalties on gold loans in Nandurbar?
Shriram Finance typically does not impose prepayment penalties on gold loans. This allows you to prepay your loan without incurring extra charges, potentially reducing the overall interest you pay. However, it's essential to confirm the specific terms and conditions in your loan agreement to ensure there are no prepayment penalties applicable to your loan
How can I check the status of my gold loan application in Nandurbar?
After completing the registration process, representatives will evaluate your profile and revert back to you regarding your gold loan.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
