Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Nashik
In the historic city of Nashik, gold jewellery holds a place of profound value. Often meticulously crafted and lovingly passed down through generations as cherished heirlooms, these ornaments embody not just aesthetic appeal but also deep seated emotional and financial worth. Gold frequently represents a tangible form of security and a readily accessible asset during times of financial need. When such requirements arise, gold loans in Nanded emerge as a sensible and time tested solution. Shriram Finance is a well established and trusted financial institution that offers tailored gold loan solutions. We provide competitive interest rates, commencing from an attractive 10%* p.a., thereby making the cost of borrowing more affordable. The loan tenures associated with Shriram Finance gold loans in Nashik are equally accommodating, typically ranging from 1 month and 12 months. This flexibility allows borrowers to strategically plan their repayment strategies based on their anticipated income streams and financial projections. Our application process is straightforward, so you can access the funds you need without delay. Ready to explore how a gold loan can help you achieve your financial aspirations in Nashik? Visit your nearest Shriram Finance branch or apply online today to discover the possibilities.
Features and Benefits of Gold Loans in Nashik
A gold loan offers a fast and easy solution while keeping your precious items safe. Discover the great features and benefits that make it a smart choice:
Low Rate of Interest
Interest rates start from 10%* p.a. This lower interest burden significantly reduces the overall cost of borrowing throughout the loan's tenure.
Maximum Finance
Get loans up to 75% of your gold's current market value, pledged as security. You can access a substantial portion of its worth in liquid funds.
Flexible Tenure
Choose a repayment tenure between 1 month and 12 months, based on your needs. This caters to diverse financial timelines and repayment capacities.
Minimal Documentation
The application process for gold loans in Nashik is intentionally designed to be straightforward and hassle free. We require only a minimal amount of essential paperwork.
Borrow Smartly
Interest is charged only for the precise period during which the loan is actively utilised. This transparent and efficient model ensures that borrowers are not burdened with unnecessary interest charges.
Quick Approval
Benefit from swift loan processing with minimal documentation. This commitment to quick approval ensures that individuals facing urgent financial needs can access the required funds without undue delays.
Gold Loan Interest Rates in Nashik
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Nashik
Address Proof
Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof
Aadhaar Card, Driver's Licence, Passport, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age 18 to 75 years. Who can apply? Salaried, self employed, self employed professionals, business owners, and other individuals.
Step by Step Application Process for Gold Loans in Nashik
Our easy to apply process will help you get a gold loan quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from us.
Step 3:
Visit our branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Nashik
Gold Loan Customer Care in Nashik
Toll Free
Gold Loan Status in Nashik
To conveniently track the current status of your gold loan application, you can visit our official website and enter the unique reference number that was provided to you at the time of application. For real time updates, customer care support is also available.
Gold Loan FAQs
Can I apply for a gold loan online in Nashik?
Yes, applying for a gold loan online in Nashik is simple. Visit our website or mobile app to submit your application for a Shriram Gold Loan.
What is the interest rate on gold loans in Nashik?
The interest rate starts from 10%* p.a. However, the final rate is based on the market value of the gold you pledge.
What is the tenure for a gold loan in Nashik?
You can select a loan tenure from 1 month to 12 months, depending on your repayment preferences.
Can I get a gold loan for any type of gold in Nashik?
Shriram Finance provides gold loans in Nashik for 18 to 22 carats gold ornaments and coins.
Is there a maximum or minimum limit for a gold loan in Nashik?
The amount you can borrow is linked to your gold's value, with loans available up to 75% of its market value.
What documents are required to apply for a gold loan in Nashik?
Applicants should provide identity proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/PAN Card) and address proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/Gas Connection Card/Water Bill/Electricity Bill/Prepaid Mobile Bill/Landline Bill).
Are there any prepayment penalties on gold loans in Nashik?
Shriram Finance typically allows prepayment without penalties. Check your loan agreement for specific terms and conditions.
How can I check the status of my gold loan application in Nashik?
After applying, our representatives will evaluate your profile and notify you about the loan application status.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
