Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Navi Mumbai
Are you a resident of Navi Mumbai and in need of funds for an urgent requirement? Or perhaps you need funds for personal requirements? Do you have gold assets that could come to your rescue? A Gold Loan in Navi Mumbai from Shriram Finance is a reliable and easy way to unlock the value of your gold. Instead of parting ways with your precious gold jewellery or coins, you can use their value to meet your immediate financial needs. Shriram Finance, with its nationwide presence and reputation, offers seamless gold loan services starting at just 10%* p.a, tailored for your needs. With flexible repayment options and attractive interest rates that are hard to resist, a Gold Loan in Navi Mumbai can be customised to suit your specific requirements. By streamlining the loan application process, Shriram Finance makes access to quick capital very easy for you.
Features and Benefits of Gold Loans in Navi Mumbai
Shriram Gold Loans offer numerous attractive features and benefits:
Minimal Documentation
The entire process involves very minimal paperwork and is hassle free, reducing the time spent on formalities.
Maximum Finance
Get a loan of up to 75% of your gold's value. Our gold loans are designed to offer loan amounts up to 75% of the market value of the gold you provide as security.
Borrow Smartly
Pay interest only for the actual period the gold loan is used for.
Quick Approval
Experience reliable and faster loan approvals with minimal documentation requirements.
Low Rate of Interest
Enjoy attractive interest rates starting from 10%* p.a.
Flexible Tenure
You have the freedom to repay your loan whenever you like, with a minimum loan duration of 1 month. The loan tenure ranges from 1 month to 1 year.
Gold Loan Interest Rates in Navi Mumbai
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Navi Mumbai
Address Proof
Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof
Aadhaar Card, Passport, Driver's Licence, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age Be between 18 and 75 years. Who Can Apply? Salaried individuals, self employed persons, self employed professionals, business owners, and any other individuals.
Step by Step Application Process for Gold Loans in Navi Mumbai
Our easy application process makes getting a gold loan quick, easy and accessible in just 4 simple steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Navi Mumbai
Gold Loan Customer Care in Navi Mumbai
Toll Free
Gold Loan Status in Navi Mumbai
Monitor your gold loan application progress with ease by simply entering your unique reference number on our official website portal. For instant updates or clarifications, don't hesitate to connect with our knowledgeable support team available 7 days a week. If you're looking to secure a gold loan in Navi Mumbai, Shriram Finance offers a streamlined and user centric application process from beginning to end. We provide disbursement options including direct bank transfer, cheque, or cash depending on your preference and convenience. Our dedicated relationship managers are assigned to each customer to provide personalized guidance throughout the loan term. Additionally, we offer a part payment facility that allows you to reduce your interest burden at any point during the loan period.
Gold Loan FAQs
Can I apply for a gold loan online in Navi Mumbai?
Yes, indeed. Applying for a gold loan online has never been easier. Simply visit our website or download the Shriram Finance mobile app and follow the instructions.
What is the interest rate on gold loans in Navi Mumbai?
The interest rate starts from 10%* p.a. The final gold loan interest rates are determined by the lender and may be subject to the market value of the gold pledged as security.
What is the tenure for a gold loan in Navi Mumbai?
You can choose a loan tenure starting from 1 month up to a maximum of 12 months, giving you flexibility in managing your repayments.
Can I get a gold loan for any type of gold in Navi Mumbai?
Shriram Finance offers gold loans specifically for gold ornaments and coins ranging from 18 to 22 carats.
Is there a maximum or minimum limit for a gold loan in Navi Mumbai?
The specific loan amount hinges on the value of your gold assets. We offer loans up to 75% of the gold value.
What documents are required to apply for a gold loan in Navi Mumbai?
Typically, you are required to provide proof of identity, such as an Aadhaar Card, Passport, Driver's Licence, Voter ID, or PAN Card. You will also need to submit proof of address, like an Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Are there any prepayment penalties on gold loans in Navi Mumbai?
No, Shriram Finance typically does not have any prepayment penalties for gold loans. This allows you the flexibility to prepay your loan without any extra charges, which could reduce the overall interest you pay. Nonetheless, it is always recommended to check the specific terms in your loan agreement to ensure there are no prepayment penalties applicable to your loan.
How can I check the status of my gold loan application in Navi Mumbai?
Upon completion of the registration, our customer care representatives will thoroughly review your application and ensure you receive the relevant updates regarding the status of your gold loan.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
