Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Navsari
Gold jewellery has always been an integral part of many Indian families, symbolising wealth, tradition, and security. In Navsari, residents are increasingly turning to gold loans as a solution to meet their immediate financial needs without having to sell their precious ornaments. Shriram Finance offers gold loans in Navsari with interest rates starting at 10% p.a., making it an affordable choice for those seeking quick funds. With flexible repayment tenures ranging from 1 to 12 months, borrowers can choose a schedule that suits their financial capacity. The application process is straightforward and requires minimal documentation, ensuring a hassle free experience. Moreover, the loan approval is quick, so you can access the funds you need without unnecessary delays. Whether it's an unexpected expense or an urgent need for liquidity, Shriram Finance is here to help you unlock the value of your gold while maintaining ownership. Trust us for your gold loans and take the first step towards securing your financial future today.
Features and Benefits of Gold Loans in Navsari
Unlock the benefits of a gold loan with Shriram Finance in Navsari:
Low Rate of Interest
Gold loans with Shriram Finance come with a competitive interest rate starting at 10% p.a., ensuring that your borrowing experience is affordable and manageable. This low rate makes it easier to repay the loan without the burden of high interest costs.
Flexible Tenure
Choose a loan tenure that works best for you, ranging from 1 month to 1 year. This flexibility enables you to pick a repayment plan that suits your financial situation and ensures a smooth loan closure.
Maximum Finance
You can access up to 75% of your gold's value through Shriram Finance, giving you the financial support you need. This high loan to value ratio ensures that you can cover substantial expenses without selling your gold.
Minimal Documentation
The application process is simple and requires only minimal documentation, ensuring that you don't have to waste time gathering papers. This efficient process means you can secure your loan with ease.
Borrow Smartly
You're only charged interest for the duration of the loan, which helps you borrow smartly without incurring unnecessary costs. This makes Shriram Finance's gold loan offering both economical and practical.
Quick Approval
The approval process is fast, enabling you to access funds almost immediately after applying. This quick turnaround is ideal for those who need money urgently and don't want to wait long.
Gold Loan Interest Rates in Navsari
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Navsari
Address Proof
Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof
Aadhaar Card, Driver's Licence, Passport, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age 18 to 75 years. Who can apply? Salaried, self employed, self employed professionals, business owners, and other individuals.
Step by Step Application Process for Gold Loans in Navsari
Our easy to apply process will help you get a gold loan quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from us.
Step 3:
Visit our branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Navsari
Gold Loan Customer Care in Navsari
Toll Free
Gold Loan Status in Navsari
Checking your gold loan status in Navsari is simple. Enter your reference number online or contact our team for real time updates. Opt for a secure and efficient gold loan experience with Shriram Finance in Navsari.
Gold Loan FAQs
Can I apply for a gold loan online in Navsari?
Yes, you can conveniently apply for a gold loan through our website or mobile app for a seamless experience.
What is the interest rate on gold loans in Navsari?
Our gold loan interest rates begin at 10%* p.a., with the final rate determined by the current market price of your pledged gold.
What is the tenure for a gold loan in Navsari?
We provide repayment tenures ranging from 1 month to 12 months, allowing flexibility based on your needs.
Can I get a gold loan for any type of gold in Navsari?
Yes, we offer loans against gold jewellery and coins that have a purity between 18 to 22 carats.
Is there a maximum or minimum limit for a gold loan in Navsari?
The loan amount is calculated based on your gold's market value, with funding available for up to 75% of its worth.
What documents are required to apply for a gold loan in Navsari?
You will need to provide identity proof (Aadhaar Card, Passport, Driver's Licence, Voter ID, or PAN Card) and address proof (Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill).
Are there any prepayment penalties on gold loans in Navsari?
Shriram Finance generally does not charge prepayment penalties, allowing early repayment without extra fees. However, we recommend reviewing the loan agreement for exact details.
How can I check the status of my gold loan application in Navsari?
Once you apply, you will receive updates on your application. You can also track your status online or contact our support team for details.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
