Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Noida
Gold has always been a symbol of wealth and security in Noida as it holds significant value beyond its ornamental appeal. Residents of this city often rely on gold as a trusted financial asset, especially during times of urgent monetary needs. Gold loans provide an effective solution for accessing immediate funds without the need to sell or part with their precious gold. This financial product is particularly advantageous for those who wish to retain ownership of their gold while meeting pressing financial requirements. Noida, known for its thriving IT sector, industrial hubs, and burgeoning startups, is a city of opportunities and rapid economic growth. In such a dynamic environment, gold loans serve as a versatile financial tool that caters to diverse needs. Whether it's for personal expenses like medical emergencies or weddings, or for business investments such as scaling operations or purchasing equipment, gold loans offer the liquidity needed to fulfil these goals. Shriram Finance is a trusted name in the financial sector and provides gold loans in Noida with customer friendly features. These include competitive interest rates starting from 10%* p.a., flexible repayment options ranging from 1 month to 12 months, and a streamlined application process designed for quick approvals. With Shriram Finance's gold loan services, residents of Noida can access timely financial solutions tailored to their specific needs. Get the best value for your gold! Apply for a gold loan with Shriram Finance.
Features and Benefits of Gold Loans in Noida
Shriram Finance offers gold loans with numerous features that make borrowing simple and convenient. These benefits are designed to address both personal and business financial needs efficiently:
Maximum Finance
Secure loans up to 75% of your gold's market value as collateral.
Low Rate of Interest
Attractive interest rates starting from 10%* p.a.
Flexible Tenure
Tenures range from 1 month to 12 months, with the freedom to repay early.
Minimal Documentation
The process is simple, requiring minimal paperwork.
Borrow Smartly
Interest applies only for the duration you use the loan amount.
Quick Approval
Experience prompt loan approvals with minimal formalities.
Gold Loan Interest Rates in Noida
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Noida
Address Proof
Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof
Aadhaar Card, Driver's Licence, Passport, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age: 18 to 75 years. Who can apply? Salaried, self employed, self employed professionals, business owners, and other individuals.
Step by Step Application Process for Gold Loans in Noida
Our easy to apply process will help you get a gold loan quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from us.
Step 3:
Visit our branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Noida
Gold Loan Customer Care in Noida
Toll Free
Gold Loan Status in Noida
Checking your gold loan status in Noida is easy. To find out the progress of your gold loan, simply go to our website and enter your application reference number. You can also get real time updates by contacting our customer care team directly. Opt for Shriram Finance gold loans in Noida and enjoy a hassle free borrowing experience tailored to your needs.
Gold Loan FAQs
Can I apply for a gold loan online in Noida?
Yes, you can apply for a Shriram Gold Loan online. Visit our official website or mobile app to complete the application process in Noida.
What is the interest rate on gold loans in Noida?
Interest rates for gold loans in Noida start at 10%* p.a. The final rate depends on the market value of the gold pledged.
What is the tenure for a gold loan in Noida?
Loan tenures in Noida are flexible, ranging from 1 month to 12 months, based on your repayment convenience.
Can I get a gold loan for any type of gold in Noida?
Shriram Finance provides gold loans for 18 to 22 carats gold ornaments and coins in Noida.
Is there a maximum or minimum limit for a gold loan in Noida?
The loan amount is determined by the value of the pledged gold. Loans up to 75% of your gold's value are available.
What documents are required to apply for a gold loan in Noida?
Applicants need to submit identity proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/PAN Card) and address proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/Gas Connection Card/Water Bill/Electricity Bill/Prepaid Mobile Bill/Landline Bill).
Are there any prepayment penalties on gold loans in Noida?
Shriram Finance usually does not impose prepayment penalties, allowing you to clear your dues early without additional charges. Check your loan agreement for details.
How can I check the status of my gold loan application in Noida?
Once you complete the application, our team will assess your details and get back to you with the loan status.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
