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Get High Value for your Gold with Shriram Finance Gold Loan
  • Interest Rates
    Interest Rates Now Starting Only at 10%*
  • Quick Loan Disbursal
    Quick Loan Disbursal
  • Flexible Repayment
    Flexible Repayment options
  • No Credit Check
    No Credit Check Required
Gold Loan

Apply for a Gold Loan from Your Trusted Partner for Over 45 Years

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Gold Loans in North Tripura

Financial planning becomes easier when you have reliable options at your disposal. For residents of North Tripura seeking immediate funds, gold loans provide a practical solution backed by the security of their precious metal assets. Whether you're preparing for a career advancement opportunity, managing household renovations, or supporting a family celebration, gold loans in North Tripura offer the flexibility and convenience you need to address various financial needs without added stress. With a strong cultural connection to gold, many households in North Tripura prefer leveraging their jewellery rather than parting with it. This is where Shriram Finance steps in with its dependable gold loan services. The company is known for its customer centric approach, offering a streamlined application process, quick approvals, and flexible repayment options tailored to suit individual circumstances. Shriram Finance allows you to make the most of your gold assets without compromising ownership. The loan amount can go up to 75% of the gold's market value, ensuring you get substantial funds when required. Additionally, the interest rates start from 10%* p.a., making it a cost effective choice for short term or emergency borrowing. Borrowers can also benefit from the flexible tenures ranging from 1 month to 12 months, allowing them to repay the loan as per their convenience. The process involves minimal documentation, helping you avoid unnecessary delays and making the entire experience smooth and efficient. For those in North Tripura looking for a trusted financial partner, Shriram Finance offers a gold loan service that combines speed, simplicity, and security-giving you the confidence to manage your goals without financial interruptions.

Features and Benefits of Gold Loans in North Tripura

Shriram Gold Loans offer a variety of appealing features and advantages in North Tripura. These are:

Minimal Documentation

Minimal Documentation

The process involves minimal paperwork and is hassle free.

Flexible Tenure

Borrow Smartly

Pay interest only for the period the gold loan is used for.

Borrow Smartly

Quick Approval

Reliable and faster loan approvals with minimal documentation.

Quick Approval

Maximum Finance

Loan up to 75% of your gold value. Gold loans are offered for loan amounts of up to 75% of the market value of the gold pledged as collateral or security.

Maximum Finance

Low Rate of Interest

Interest rates start from 10%* p.a.

Low Rate of Interest

Flexible Tenure

Pay your loan back whenever you want, but there is a minimum loan duration of 1 month. The loan tenure ranges from 1 month to 1 year.

Gold Loan Interest Rates in North Tripura

Shriram Finance offers gold loans with interest rates starting from around 10% p.a. For comprehensive information regarding precise rates and associated charges, it is advisable to refer to the details provided below. Note that the final jewel loan interest rate may be adjusted based on the current market valuation of the gold pledged as collateral.
Type of Fees Applicable Charges
Interest RateStarting from 10%* p.a.
Processing FeesUp to 5%
Late Payment Fees36%* p.a. on the Overdue Amount
Foreclosure ChargesNIL

How to Use the Gold Loan EMI Calculator

A Gold Loan EMI Calculator is a handy online tool that helps you calculate the monthly instalments for your gold loan. Simply enter the loan amount, interest rate, and tenure to get an instant estimate of your EMI. It's user friendly and offers quick results, making financial planning easier. This tool removes the hassle of manual calculations and lets you explore different loan options based on your repayment capacity.
STEP 01
Required loan amount
STEP 02
Interest rate
%
STEP 03
Tenure up to
month
Loan Summary
Loan

Loan

Loan Amount

₹5000

Interest Payable

₹ 42

Monthly EMI

₹ 5,042

Eligibility and Documentation Criteria for Gold Loans in North Tripura

The eligibility criteria for availing gold loans are as follows:
  • Address Proof

    Address Proof

    Aadhaar Card, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.

  • Identity Proof

    Identity Proof

    Aadhaar Card, Passport, Driver's License, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age 18 to 75* years. Who can apply? Salaried, self employed, self employed professionals, business owners, and other individuals.

Step by Step Application Process for Gold Loans in North Tripura

Their easy to apply process will help you get a gold loan quickly in 4 steps:

How to apply
  • Step 1:

    Register using your phone number.

  • Step 2:

    Receive a verification call from them.

  • Step 3:

    Visit their branch with your gold assets.

  • Step 4:

    Complete verification and receive the loan amount.

Our Gold Loan Branches in North Tripura

To manage your gold loans in North Tripura, you can utilise the branch locator tool to identify a nearby branch.

Locate Us

or

  • Andhra pradesh
  • Assam
  • CHHATTISGARH
  • DELHI
  • Gujarat
  • Haryana
  • Himachal Pradesh
  • KARNATAKA
  • Kerala
  • MAHARASHTRA
  • Madhya pradesh
  • Odisha
  • Punjab
  • Punjab/Haryana
  • Rajasthan
  • Tamil Nadu
  • Telangana
  • UTTAR PRADESH
  • UTTRAKHAND
  • West Bengal

Gold Loan Customer Care in North Tripura

Requiring assistance with your gold loan in North Tripura? You can reach out to customer care representatives via telephone or visit a nearby branch for individualised support.

Gold Loan Status in North Tripura

To check the status of your gold loan application, kindly visit our website and enter your application reference number. If you need immediate updates, you may contact our customer care team for assistance.

Gold Loan FAQs

Can I apply for a gold loan online in North Tripura?

Yes, you can apply for a gold loan online. Visit our website or mobile app to apply for Shriram Gold Loan.

What is the interest rate on gold loans in North Tripura?

The interest rate starts from 10%* p.a. However, the final gold loan interest rates offered by the lender may depend on the market value of the gold pledged as security.

What is the tenure for a gold loan in North Tripura?

You can choose a loan tenure starting from 1 month up to 12 months.

Can I get a gold loan for any type of gold in North Tripura?

Shriram Finance provides gold loans for 18 to 22 carats gold ornaments and coins.

Is there a maximum or minimum limit for a gold loan in North Tripura?

The loan amount will depend on your gold. Loans up to 75% of your gold value are offered.

What documents are required to apply for a gold loan in North Tripura?

You typically need identity proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/PAN Card), and address proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/Gas Connection Card/Water Bill/Electricity Bill/Prepaid Mobile Bill/Landline Bill).

Are there any prepayment penalties on gold loans in North Tripura?

Shriram Finance typically does not impose prepayment penalties on gold loans. This allows you to prepay your loan without incurring extra charges, potentially reducing the overall interest you pay. However, it's essential to confirm the specific terms and conditions in your loan agreement to ensure there are no prepayment penalties applicable to your loan

How can I check the status of my gold loan application in North Tripura?

After completing the registration process, representatives will evaluate your profile and revert back to you regarding your gold loan.

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.