Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Puducherry
In the charming Union Territory of Puducherry, gold transcends its aesthetic allure. It represents cultural heritage, financial security, and reliability. For generations, the residents of Puducherry have held gold in high esteem, recognising it as a dependable asset, particularly during those unforeseen moments when financial needs arise. This process enables you to utilise your gold assets to access funds quickly and easily. It offers a straightforward and efficient way to secure financing. Shriram Finance is committed to offering transparent and efficient gold loans in Puducherry. Our financial products feature competitive interest rates, commencing at 10%* p.a., coupled with flexible repayment tenures ranging from 1 month to 12 months. Our dedicated team is committed to ensuring a professional and secure borrowing experience for all our clients. We place a paramount emphasis on trust and convenience throughout the provision of our services. When selecting a gold loan with Shriram Finance in Puducherry, you are choosing a financial partner dedicated to facilitating a seamless and reliable borrowing process. Ready to get the most out of your gold? Apply today.
Features and Benefits of Gold Loans in Puducherry
Shriram Finance offers gold loans designed to make borrowing simple and convenient. Here's what makes our gold loans in Puducherry a reliable choice:
Flexible Tenure
Repay your loan within a timeline that works best for you, with tenures ranging from one month to a year.
Maximum Finance
Receive funding of up to 75% of your gold's current market value, giving you access to significant amounts when required.
Low Rate of Interest
Our gold loans come with competitive interest rates starting at 10%* p.a., keeping borrowing costs reasonable.
Minimal Documentation
Enjoy a hassle free process with minimal paperwork, ensuring quick loan disbursal.
Borrow Smartly
Pay interest only for the duration you use the loan amount, helping you manage costs efficiently.
Quick Approval
Our streamlined process ensures prompt approval, so you get the funds exactly when you need them.
Gold Loan Interest Rates in Puducherry
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Puducherry
Address Proof
Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof
Aadhaar Card, Driver's Licence, Passport, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age: 18 to 75 years. Who can apply? Salaried, self employed, self employed professionals, business owners, and other individuals.
Step by Step Application Process for Gold Loans in Puducherry
Our easy to apply process will help you get a gold loan quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from us.
Step 3:
Visit our branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Puducherry
Gold Loan Customer Care in Puducherry
Toll Free
Gold Loan Status in Puducherry
Tracking your gold loan status is with Shriram Finance in Puducherry is a straightforward and efficient process. You can monitor your application progress online by using the unique reference number provided at the time of application. This service is accessible via Shriram Finance's official website or mobile app, ensuring convenience and transparency. For those who prefer direct assistance, the customer support team is readily available to provide timely updates. With Shriram Finance's gold loans in Puducherry, accessing funds has never been easier. Our loans offer flexibility, reliability, and security, helping you achieve your financial goals without any stress.
Gold Loan FAQs
Can I apply for a gold loan online in Puducherry?
Yes, you can apply for Shriram Gold Loan online through the official website or mobile app. This digital option simplifies the process, allowing you to initiate your application from the comfort of your home.
What is the interest rate on gold loans in Puducherry?
Shriram Finance offers competitive interest rates starting at 10%* p.a. for gold loans in Puducherry. The final applicable rate depends on the market value of your pledged gold
What is the tenure for a gold loan in Puducherry?
Gold loans from Shriram Finance come with flexible repayment tenures ranging from 1 to 12 months. This flexibility allows borrowers to select a repayment schedule that aligns with their financial capacity.
Can I get a gold loan for any type of gold in Puducherry?
Gold loans are available against gold jewellery and coins with a purity range of 18 to 22 carats, ensuring broad eligibility.
Is there a maximum or minimum limit for a gold loan in Puducherry?
The loan amount depends on the value of the gold you pledge, with financing available for up to 75% of its current market worth.
What documents are required to apply for a gold loan in Puducherry?
To apply, you'll need valid identity proof (such as Aadhaar Card, Passport, Driver's Licence, Voter ID, or PAN Card) and address proof (like Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill).
Are there any prepayment penalties on gold loans in Puducherry?
Shriram Finance typically does not charge prepayment penalties on gold loans. However, it's always advisable to review the loan agreement for specific details.
How can I check the status of my gold loan application in Puducherry?
You can easily track your gold loan application status online using the reference number provided or by contacting our customer support team for updates.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
