Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Pudukkottai
Do you own gold assets that you would be willing to use as security to secure a loan? Opting for a Gold Loan in Pudukkottai from Shriram Finance can help you access the finances using gold possessions, without being required to sell those treasured family items outright. Shriram Finance is a well respected and trusted name throughout the financial industry. We offer manageable repayment options, coupled with highly competitive interest rates, which means that choosing a Gold Loan with Shriram Finance could be the ideal financial solution to help you. At Shriram Finance, we fully understand that our customers' time is incredibly valuable, so we always strive to ensure that our loan application process is as streamlined and efficient as is practically possible.
Features and Benefits of Gold Loans in Pudukkottai
Shriram Gold Loans offer numerous attractive features and benefits:
Minimal Documentation
The entire process involves very minimal paperwork and is hassle free, reducing the time spent on formalities.
Maximum Finance
Get a loan of up to 75% of your gold's value. Our gold loans are designed to offer loan amounts up to 75% of the market value of the gold you provide as security.
Borrow Smartly
Pay interest only for the actual period the gold loan is used for.
Quick Approval
Experience reliable and faster loan approvals with minimal documentation requirements.
Low Rate of Interest
Enjoy attractive interest rates starting from 10%* p.a.
Flexible Tenure
You have the freedom to repay your loan whenever you like, with a minimum loan duration of 1 month. The loan tenure ranges from 1 month to 1 year.
Gold Loan Interest Rates in Pudukkottai
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Pudukkottai
Address Proof
Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof
Prospective borrowers are to provide any of the documents listed below for verification purposes: Aadhaar Card, Passport, Driver's Licence, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age Be between 18 and 75 years. Who Can Apply? Salaried individuals, self employed persons, self employed professionals, business owners, and any other individuals.
Step by Step Application Process for Gold Loans in Pudukkottai
Our easy application process makes getting a gold loan quick, easy and accessible in just 4 simple steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Pudukkottai
Gold Loan Customer Care in Pudukkottai
Toll Free
Gold Loan Status in Pudukkottai
Stay informed about your gold loan application progress by conveniently checking online with your reference number through our user friendly website interface. For immediate assistance and the most current information, please reach out to our responsive customer support representatives. For residents of Pudukkottai interested in gold loans, Shriram Finance delivers a smooth and expedited application experience from start to finish. We ensure the safety of your gold with state of the art storage facilities and comprehensive insurance coverage. Our doorstep service allows you to complete the entire application process from the comfort of your home. Furthermore, we offer special schemes for regular customers, including preferential rates and expedited processing times.
Gold Loan FAQs
Can I apply for a gold loan online in Pudukkottai?
Yes, indeed. Applying for a gold loan online has never been easier. Simply visit our website or download the Shriram Finance mobile app and follow the instructions.
What is the interest rate on gold loans in Pudukkottai?
The interest rate starts from 10%* p.a. The final gold loan interest rates are determined by the lender and may be subject to the market value of the gold pledged as security.
What is the tenure for a gold loan in Pudukkottai?
You can choose a loan tenure starting from 1 month up to a maximum of 12 months, giving you flexibility in managing your repayments.
Can I get a gold loan for any type of gold in Pudukkottai?
Shriram Finance offers gold loans specifically for gold ornaments and coins ranging from 18 to 22 carats.
Is there a maximum or minimum limit for a gold loan in Pudukkottai?
The specific loan amount hinges on the value of your gold assets. We offer loans up to 75% of the gold value.
What documents are required to apply for a gold loan in Pudukkottai?
Typically, you are required to provide proof of identity, such as an Aadhaar Card, Passport, Driver's Licence, Voter ID, or PAN Card. You will also need to submit proof of address, like an Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Are there any prepayment penalties on gold loans in Pudukkottai?
No, Shriram Finance typically does not have any prepayment penalties for gold loans. This allows you the flexibility to prepay your loan without any extra charges, which could reduce the overall interest you pay. Nonetheless, it is always recommended to check the specific terms in your loan agreement to ensure there are no prepayment penalties applicable to your loan.
How can I check the status of my gold loan application in Pudukkottai?
Upon completion of the registration, our customer care representatives will thoroughly review your application and ensure you receive the relevant updates regarding the status of your gold loan.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
