Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Pune
Pune, a city that blends tradition with modernity, offers numerous opportunities for financial growth. If you are seeking an immediate financial solution, Shriram Finance provides trusted gold loan services in Pune. Instead of selling your gold, you can pledge it as collateral to secure funds for urgent needs such as education, business expansion, or personal expenses. Shriram Finance ensures a hassle free experience with minimal documentation and quick approvals. Borrowers can enjoy flexible loan tenures ranging from 1 month to 12 months, allowing them to repay the loan at their convenience. Competitive interest rates starting at 10%* p.a. make borrowing affordable and cost effective. Customers can access up to 75%* of their gold's market value as a loan, ensuring maximum financial leverage while keeping their assets safe. The loan process is straightforward, involving simple steps such as registration, verification, and disbursal. Shriram Finance ensures the safety of pledged gold with secure storage facilities equipped with electronic surveillance. For real time updates on your application status, visit the Shriram Finance website and enter your reference number. Alternatively, customers can connect with the dedicated customer care team for personalised assistance. This makes Shriram Finance a reliable option for securing funds in Pune. Keep reading to learn more about how a gold loan can be a valuable financial tool for you.
Features and Benefits of Gold Loans in Pune
Shriram Finance offers gold loans in Pune with a host of attractive features and benefits, tailored to meet the diverse financial needs of customers. Below are the key highlights:
Flexible Tenure
Enjoy the convenience of repaying your loan over a period that suits your financial plans. The repayment tenure ranges from a minimum of one month to a maximum of one year, giving you the flexibility to manage your finances efficiently. This flexibility allows you to align your loan repayments with your income cycles or financial milestones.
Maximum Finance
Borrow up to 75%* of your gold's market value, ensuring you get the best possible value for your pledged gold. This feature allows you to access substantial funds while keeping your gold assets safe. By leveraging a significant portion of your gold's value, you can address major financial requirements without compromising your savings.
Low Rate of Interest
With interest rates starting at 10%* p.a., Shriram Finance ensures that borrowing remains affordable and cost effective, making it an ideal choice for urgent financial needs. This competitive rate helps you manage your loan costs effectively, ensuring that you can meet your financial obligations without undue strain.
Minimal Documentation
The loan process is designed to be hassle free, requiring only basic paperwork. This ensures quick approvals and disbursal, saving time and effort for borrowers. The streamlined documentation process makes it easier to access funds quickly, especially during emergencies.
Borrow Smartly
Pay interest only for the duration you use the loan. This feature helps you save on costs, especially if you require funds for a short period. By paying interest only at the time the loan is active, you can manage your expenses more efficiently and avoid unnecessary charges.
Quick Approval
Benefit from fast and reliable loan approvals with minimal documentation. This ensures that you can access funds promptly when you need them most. Our efficient system ensures that your loan application is processed quickly, allowing you to address your financial needs without delay.
Gold Loan Interest Rates in Pune
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5%* |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator?
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Pune
Address Proof
Aadhaar Card, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof
Aadhaar Card, Passport, Driver's License, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age 18* to 75* years. Who can apply? Salaried, self employed, self employed professionals, business owners, and other individuals.
Step by Step Application Process for Gold Loans in Pune
Applying gold loan in Pune can be done quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Pune
Gold Loan Customer Care in Pune
Toll Free
Gold Loan Status in Pune
Stay updated on your gold loan application status by visiting our website and entering your reference number. For quick updates, contact our customer care. Choose Shriram Finance for a gold loan in Pune.
Gold Loan FAQs
Can I apply for a gold loan online in Pune?
Yes, applying online for a gold loan is simple. Visit our website or mobile app to submit your application conveniently.
What is the interest rate on gold loans in Pune?
The interest rate starts from 10%* p.a., but the final rate depends on the market value of the gold you pledge.
What is the tenure for a gold loan in Pune?
You can select a repayment tenure ranging from 1 month to 12 months based on your needs.
Can I get a gold loan for any type of gold in Pune?
Shriram Finance provides loans against gold jewellery and coins of 18 to 22 carats.
Is there a maximum or minimum limit for a gold loan in Pune?
The loan amount is determined by the value of your pledged gold, with funding available up to 75%* of its market price.
What documents are required to apply for a gold loan in Pune?
You will need identity proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/PAN Card) and address proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/Utility Bills).
Are there any prepayment penalties on gold loans in Pune?
Shriram Finance generally does not impose prepayment penalties, allowing you to repay your loan early without extra costs. Check your loan agreement for specific terms.
How can I check the status of my gold loan application in Pune?
Once your application is submitted, our team will review it and inform you about the status of your gold loan.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
