Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Purulia
Purulia is a city where gold not just as an ornament but as a dependable financial asset. For generations, gold has been a symbol of security and a go to resource during financial emergencies. Whether it's to meet unexpected expenses, fund personal aspirations, or support business growth, gold loans an efficient way to unlock the value of your gold without parting with it permanently. Shriram Finance recognises this deep connection and offers tailored gold loan solutions in Purulia to help residents unlock the potential of their gold without hassle. Whether you face unexpected expenses or wish to seize an opportunity, Shriram Finance provides a transparent and straightforward gold loan process. With competitive interest rates starting at 10%* p.a. and flexible repayment tenures ranging from 1 to 12 months, our gold loans in Purulia are designed to meet your financial needs conveniently. Supported by a professional team and secure infrastructure, we ensure that your borrowing experience is both reliable and stress free. Ready to turn your gold into funds? Visit your nearest branch or apply online today!
Features and Benefits of Gold Loans in Purulia
Shriram Finance aims to make gold loans in Purulia accessible and beneficial. Here are some features that make our offerings stand out:
Minimal Documentation
Our streamlined application process requires minimal paperwork, ensuring quick disbursal.
Flexible Tenure
Choose a repayment tenure that matches your convenience, with options ranging from one month to a year.
Maximum Finance
Avail loans up to 75% of your gold's current market value, providing access to substantial funds whenever needed.
Low Rate of Interest
Benefit from competitive interest rates starting at 10%* p.a., making borrowing cost effective.
Borrow Smartly
Interest is charged only for the period the loan amount is used, allowing you to save on additional costs.
Quick Approval
With our efficient processing system, your loan amount is approved swiftly.
Gold Loan Interest Rates in Purulia
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Purulia
Address Proof
Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof
Aadhaar Card, Driver's Licence, Passport, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age: 18 to 75 years. Who can apply?: Salaried, self employed, self employed professionals, business owners, and other individuals.
Step by Step Application Process for Gold Loans in Purulia
Our easy to apply process will help you get a gold loan quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from us.
Step 3:
Visit our branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Purulia
Gold Loan Customer Care in Purulia
Toll Free
Gold Loan Status in Purulia
Tracking the status of your gold loan application in Purulia is quick and straightforward. Simply use your reference number online or contact our customer support team for real time updates. With Shriram Finance's gold loans in Purulia, achieving your financial goals becomes easier. Our services are designed to provide a secure, flexible, and dependable borrowing experience.
Gold Loan FAQs
Can I apply for a gold loan online in Purulia?
Yes, you can apply for a Shriram Gold Loan in Purulia online through our website or mobile app, ensuring a fast and convenient process.
What is the interest rate on gold loans in Purulia?
Interest rates for gold loans in Purulia start at 10%* p.a. The final rate is determined based on the market value of the pledged gold.
What is the tenure for a gold loan in Purulia?
Our gold loans come with flexible repayment tenures ranging from 1 month to 12 months, allowing you to select a plan that suits your needs.
Can I get a gold loan for any type of gold in Purulia?
Gold loans in Purulia are available against gold ornaments and coins with a purity level of 18 to 22 carats.
Is there a maximum or minimum limit for a gold loan in Purulia?
The loan amount depends on the market value of your gold, with financing available up to 75% of its worth.
What documents are required to apply for a gold loan in Purulia?
To apply for a gold loan in Purulia, you need valid identity proof (such as Aadhaar Card, Passport, Driver's Licence, Voter ID, or PAN Card) and address proof (like Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill).
Are there any prepayment penalties on gold loans in Purulia?
Shriram Finance generally does not impose prepayment penalties on gold loans. However, it is advisable to review your loan agreement for complete details.
How can I check the status of my gold loan application in Purulia?
You can track your gold loan application status online using your reference number or by contacting our customer support team for updates.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
