Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Raigarh
Seeking funds in Raigarh to support your small business, invest in agricultural pursuits, empower local commerce, pursue educational aspirations, or address pressing personal needs? A Gold Loan in Raigarh from Shriram Finance provides a secure, dependable, and trusted avenue to unlock the inherent value residing within your gold jewellery and ornaments, all without the need to part with these precious possessions. Keep your cherished gold safe and secure while accessing the capital you require to realise your goals and aspirations. Shriram Finance stands dedicated to providing accessible and reliable gold loan services meticulously tailored to the unique tapestry of needs within the Raigarh community, blending modern financial solutions with a profound respect for local traditions and values.
Features and Benefits of Gold Loans in Raigarh
Opting for a Gold Loan with Shriram Finance in Raigarh comes with many advantages, specially tailored to your needs:
Maximise the Value of Your Gold
Unlock up to 75% of your gold's current market value as a loan. We ensure you receive the maximum possible amount, respecting the true worth of your pledged assets.
Competitive Interest Rates, Rooted in Fairness
Avail of our attractive interest rates, beginning at just 10%* per annum, ensuring that the overall cost of borrowing remains manageable and predictable.
Repayment Plans Designed Around You
With loan tenures ranging from a minimum of 1 month to a maximum of 1 year, you have complete control over your repayment strategy.
Minimal Paperwork, Maximum Convenience
Experience a streamlined and hassle free application process with minimal paperwork, designed to respect your time and simplify access to the funds you need.
Smart Borrowing for a Brighter Future
Pay interest only for the precise period that you utilise the gold loan.
Speed and Reliability You Can Count On
Benefit from our rapid loan approval processes, ensuring that you receive the required funds quickly and efficiently.
Gold Loan Interest Rates in Raigarh
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Raigarh
Address Proof
Any one of the following: Aadhaar Card, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof
Any one of the following: Aadhaar Card, Passport, Driver's License, Voter ID, or PAN Card (If you do not have a PAN Card, you can submit Form 60). Age: You must be between 18 and 75* years of age. Who Can Apply: Salaried individuals, self employed professionals, business owners, farmers, and others are all welcome to apply.
Step by Step Application Process for Gold Loans in Raigarh
Securing a gold loan with Shriram Finance in Raigarh is designed to be quick and easy, involving just four simple steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Raigarh
Gold Loan Customer Care in Raigarh
Toll Free
Gold Loan Status in Raigarh
Keep track of the progress of your gold loan application by visiting our website and entering your application reference number. Alternatively, you can contact our customer care team for real time updates.
Gold Loan FAQs
Can I apply for a gold loan online in Raigarh?
Yes, you can conveniently apply for a gold loan online through our website or mobile app.
What is the interest rate on gold loans in Raigarh?
The interest rate starts from 10%* p.a. However, the final gold loan interest rates offered by the lender may depend on the market value of the gold pledged as security.
What is the tenure for a gold loan in Raigarh?
You can choose a loan tenure starting from 1 month up to 12 months.
Can I get a gold loan for any type of gold in Raigarh?
Shriram Finance provides gold loans for 18 to 22 carats gold ornaments and coins.
Is there a maximum or minimum limit for a gold loan in Raigarh?
The loan amount will depend on your gold. Loans up to 75% of your gold value are offered.
What documents are required to apply for a gold loan in Raigarh?
You will typically need to provide identity proof (Aadhaar Card, Passport, Driver's License, Voter ID, or PAN Card) and address proof (Aadhaar Card, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill).
Are there any prepayment penalties on gold loans in Raigarh?
Shriram Finance typically does not levy prepayment penalties on gold loans, allowing you to repay your loan before the due date without incurring any additional charges. However, we encourage you to confirm the specific terms and conditions in your loan agreement to ensure clarity.
How can I check the status of my gold loan application in Raigarh?
After completing the application process, our dedicated representatives will thoroughly evaluate your profile and promptly revert back to you regarding the status of your gold loan.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
