Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Raipur
In Raipur, gold is more than just a symbol of wealth; it reflects cultural heritage and financial security. For generations, residents have relied on their gold assets during times of need, viewing them as a dependable resource for financial stability. Whether it's to handle unexpected expenses or to seize new opportunities, gold loans in Raipur provide an efficient and hassle free way to access funds without parting with your precious assets permanently.Shriram Finance is dedicated to offering seamless gold loans in Raipur, combining trust, transparency, and convenience. With interest rates starting at 10%* p.a. and repayment tenures ranging from 1 to 12 months, our gold loans are designed to meet your unique financial needs. The process is simple and quick, ensuring that you can unlock the value of your gold assets when you need it most.Our professional approach prioritises the safety of your pledged gold while delivering a secure borrowing experience. Whether you're looking to fund personal goals or address urgent financial requirements, Shriram Finance's gold loans in Raipur are here to support you every step of the way.
Features and Benefits of Gold Loans in Raipur
Shriram Finance offers gold loans in Raipur designed to make borrowing simple and beneficial. Here are the features of a gold loan provided by us:
Flexible Tenure
Select a repayment plan that suits your financial situation, with tenures available from one month up to a year.
Maximum Finance
Borrow up to 75% of your gold's prevailing market value, ensuring access to significant funds when required.
Low Rate of Interest
Our gold loans come with competitive interest rates starting at 10%* p.a., keeping borrowing affordable.
Minimal Documentation
Enjoy a quick and hassle free loan process with minimal paperwork requirements.
Borrow Smartly
Interest is charged only for the period the loan amount is used, allowing you to reduce overall borrowing costs.
Quick Approval
Our efficient approval process ensures that your loan is sanctioned without unnecessary delays.
Gold Loan Interest Rates in Raipur
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Raipur
Address Proof:
Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof:
Aadhaar Card, Driver's Licence, Passport, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age: 18 to 75 years. Who can apply? Salaried, self employed, self employed professionals, business owners, and other individuals.
Step by Step Application Process for Gold Loans in Raipur
Our easy to apply process will help you get a gold loan quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from us.
Step 3:
Visit our branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Raipur
Gold Loan Customer Care in Raipur
Toll Free
Gold Loan Status in Raipur
Checking the status of your gold loan application in Raipur is simple and quick. You can track your application online using your reference number or get in touch with our customer support team for real time updates.With Shriram Finance's gold loans in Raipur, accessing funds is straightforward and secure. Our gold loan application process is reliable, helping you meet your financial needs without stress.
Gold Loan FAQs
Can I apply for a gold loan online in Raipur?
Yes, applying for a Shriram Gold Loan in Raipur is simple. You can apply online via our website or mobile app, ensuring a quick and hassle free process.
What is the interest rate on gold loans in Raipur?
Our gold loan interest rates in Raipur start at 10%* p.a. The final rate depends on the current market value of the gold you pledge.
What is the tenure for a gold loan in Raipur?
We offer flexible repayment options with tenures ranging from 1 to 12 months, allowing you to select a term that fits your repayment ability.
Can I get a gold loan for any type of gold in Raipur?
Gold loans in Raipur are available against gold jewellery and coins with purity ranging from 18 to 22 carats.
Is there a maximum or minimum limit for a gold loan in Raipur?
The loan amount is based on the market value of your gold, with financing available for up to 75% of its worth.
What documents are required to apply for a gold loan in Raipur?
To apply, you'll need valid identity proof (such as Aadhaar Card, Passport, Driver's Licence, Voter ID, or PAN Card) and address proof (like Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill).
Are there any prepayment penalties on gold loans in Raipur?
Shriram Finance generally does not charge prepayment penalties on gold loans. However, it is advisable to check your loan agreement for complete details.
How can I check the status of my gold loan application in Raipur?
You can easily track your gold loan application status online using your reference number or by contacting our customer support team for assistance.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
