Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Rajkot
Gold's importance in Rajkot serves as both a culturally cherished item and a reliable financial investment. Residents of Rajkot often turn to gold loans as a practical solution for accessing funds during times of need, whether for personal expenses, business investments, or other financial opportunities. These loans allow borrowers to unlock the value of their gold without permanently parting with it, making them an ideal choice for quick and secure financing. Shriram Finance understands the financial priorities of Rajkot's residents and offers a seamless gold loan process tailored to meet their needs. With competitive interest rates starting at 10%* p.a. and flexible repayment tenures ranging from 1 to 12 months, Shriram Finance ensures that borrowing remains affordable and convenient. The process is transparent and hassle free, providing customers with peace of mind and timely access to funds. Whether you're looking to address urgent financial requirements or plan for future opportunities, Shriram Finance's gold loans in Rajkot offer the reliability and flexibility you need. Apply today and experience professional service that prioritises trust and convenience!
Features and Benefits of Gold Loans in Rajkot
Shriram Finance offers gold loans in Rajkot with benefits designed for flexibility and ease:
Low Rate of Interest
Competitive interest rates starting at 10%* p.a. help you manage borrowing costs effectively.
Minimal Documentation
A simple loan process with minimal paperwork for quick approvals.
Flexible Tenure
Repayment options ranging from one month to a year, giving you control over your loan term.
Maximum Finance
Access funding of up to 75% of your gold's current market value.
Borrow Smartly
Interest is applied only for the time you utilise the loan amount.
Quick Approval
Fast and streamlined approval process to meet your financial needs promptly.
Gold Loan Interest Rates in Rajkot
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Rajkot
Address Proof
Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof
Aadhaar Card, Driver's Licence, Passport, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age: 18 to 75 years. Who can apply?: Salaried, self employed, self employed professionals, business owners, and other individuals.
Step by Step Application Process for Gold Loans in Rajkot
Our easy to apply process will help you get a gold loan quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from us.
Step 3:
Visit our branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Rajkot
Gold Loan Customer Care in Rajkot
Toll Free
Gold Loan Status in Rajkot
Checking your gold loan status in Rajkot is simple. Visit our website and enter your reference number to get real time updates on your loan status. You can also call our toll free numbers for instant updates from our support team. In Rajkot, Shriram Finance provides a hassle free way to unlock the value of your gold through our user friendly loan options.
Gold Loan FAQs
Can I apply for a gold loan online in Rajkot?
Yes, applying for Shriram Gold Loan in Rajkot is simple and convenient. You can initiate the process online through Shriram Finance's website or mobile app.
What is the interest rate on gold loans in Rajkot?
Shriram Finance offers competitive interest rates starting at 10%* p.a. for gold loans in Rajkot. The final applicable rate depends on the market value of the pledged gold.
What is the tenure for a gold loan in Rajkot?
Flexible repayment tenures are available, ranging from 1 to 12 months. This flexibility allows borrowers to choose a repayment plan that aligns with their financial circumstances.
Can I get a gold loan for any type of gold in Rajkot?
Gold loans in Rajkot can be availed against gold jewellery and coins with a purity of 18 to 22 carats.
Is there a maximum or minimum limit for a gold loan in Rajkot?
Loan amounts are based on the market value of the gold, with up to 75% of its worth available as funding.
What documents are required to apply for a gold loan in Rajkot?
You will need valid identity proof (such as Aadhaar Card, Passport, Driver's Licence, Voter ID, or PAN Card) and address proof (such as utility bills or Gas Connection Card).
Are there any prepayment penalties on gold loans in Rajkot?
Shriram Finance typically does not impose prepayment penalties on gold loans. However, it is advisable to review your loan agreement for specific terms regarding prepayment or foreclosure charges.
How can I check the status of my gold loan application in Rajkot?
You can track your application status online by entering your reference number on Shriram Finance's website or mobile app. Alternatively, you can contact our customer care team at toll free numbers.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
