Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Robertsonpet
Are finding yourself a bit short on funds? Do you possess gold assets that could help you bridge that gap? A Gold Loan in Robertsonpet from Shriram Finance presents a sound and straightforward method of unlocking the value stored within your gold possessions. Rather than selling your prized gold jewellery or coins, you have the option of utilising their worth to address pressing financial matters. Shriram Finance is a well regarded name in the financial industry, offering accessible and dependable gold loan services tailored to suit your specific needs and circumstances. With diverse and flexible repayment options and attractive, competitive interest rates, opting for a Gold Loan in Robertsonpet could be the ideal solution for resolving your financial needs. The loan application process has been carefully designed to be as simple and efficient as possible, ensuring that accessing the funds you need is quick and hassle free.
Features and Benefits of Gold Loans in Robertsonpet
Choosing a gold loan with Shriram Finance in Robertsonpet comes with numerous benefits, including:
Optimum Finance
Access borrowing of up to 75% of the current market value of your gold. Our loans have been designed to provide you with the highest level of financial support possible, based on the worth of your pledged gold.
Appealing Interest Rates
Take advantage of our attractive interest rates, which start from as little as 10%* per annum.
Adjustable Tenure
We understand that everyone's circumstances are different, so select a repayment plan that fits your financial situation. You can borrow for as little as 1 month, or for as long as 1 year.
Simplified Application Process
The application process is quick, efficient, and easy, with minimal paperwork requirements.
Value for Money
Only pay interest for the time that you are actually using the loan.
Speedy Loan Approval
A streamlined application process means we can get your loan approved quickly and with the minimum of fuss.
Gold Loan Interest Rates in Robertsonpet
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Robertsonpet
Proof of Address
Any one of the following: Aadhaar Card, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Proof of Identity
Any one of the following: Aadhaar Card, Passport, Driver's License, Voter ID, or PAN Card. (If you do not have a PAN Card, you can submit Form 60). Age Requirement Applicants must be between 18 and 75 years* of age. Applicant Type Individuals who are salaried, self employed, professionals, business owners, and others, are eligible to apply.
Step by Step Application Process for Gold Loans in Robertsonpet
We've designed our application process to be as quick and efficient as possible. Here are the four simple steps you need to follow:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Robertsonpet
Gold Loan Customer Care in Robertsonpet
Toll Free
Gold Loan Status in Robertsonpet
To check the current status of your gold loan application, simply visit our website and enter your unique application reference number. Alternatively, you can contact our customer care team for real time updates on your loan processing status. By choosing Shriram Finance, you can rest assured that you will enjoy a smooth and hassle free borrowing experience, tailored to help you meet your financial goals in Robertsonpet.
Gold Loan FAQs
Can I apply for a gold loan online in Robertsonpet?
Yes! Applying for a gold loan online has never been easier. Simply visit our website or download the Shriram Finance mobile app and follow the instructions.
What is the interest rate on gold loans in Robertsonpet?
Interest rates start from just 10%* per annum; however, the final interest rates offered may depend on the market value of the gold pledged as security.
What is the tenure for a gold loan in Robertsonpet?
We offer a range of tenure options to suit your needs, from a minimum of 1 month to a maximum of 12 months.
Can I get a gold loan for any type of gold in Robertsonpet?
Shriram Finance provides gold loans for gold ornaments and coins ranging from 18 to 22 carats.
Is there a maximum or minimum limit for a gold loan in Robertsonpet?
The loan amount offered will depend on the value of your gold. However, as a general rule, we offer loans up to 75% of your gold's current market value.
What documents are required to apply for a gold loan in Robertsonpet?
To support your application, you will typically need to provide proof of identity (such as an Aadhaar Card, Passport, Driver's Licence, Voter ID, or PAN Card) and proof of address (such as an Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill).
Are there any prepayment penalties on gold loans in Robertsonpet?
Shriram Finance generally does not impose any prepayment penalties on gold loans. This gives you the flexibility to prepay your loan without incurring extra charges, potentially reducing the overall interest you pay. However, it's always a good idea to review your loan agreement to confirm that there are no specific prepayment penalties applicable to your loan.
How can I check the status of my gold loan application in Robertsonpet?
After completing the registration process, representatives will evaluate your profile and revert back to you regarding your gold loan.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
