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Get High Value for your Gold with Shriram Finance Gold Loan
  • Interest Rates
    Interest Rates Now Starting Only at 10%*
  • Quick Loan Disbursal
    Quick Loan Disbursal
  • Flexible Repayment
    Flexible Repayment options
  • No Credit Check
    No Credit Check Required
Gold Loan

Apply for a Gold Loan from Your Trusted Partner for Over 45 Years

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Gold Loans in Saiha

Gold loans provide a practical and efficient way to manage short term financial needs without parting with your valuable assets. For residents of Saiha, where sudden expenses or urgent requirements can arise, opting for a gold loan can be a dependable solution. Whether it's to cover medical bills, education costs, or business related expenses, gold loans in Saiha offer both speed and convenience. At Shriram Finance, we offer gold loans at competitive interest rates starting from 10%* p.a., making them an affordable credit option. One of the key benefits is the flexibility in repayment. With tenures ranging from 1 to 12 months, borrowers can choose a plan that fits their financial capability without feeling pressured. The application process is designed to be quick and stress free. We require only minimal documentation, and our team ensures fast loan approvals so that you receive the funds without unnecessary delays. This is especially helpful when you're in need of immediate cash and cannot afford to wait through lengthy formalities. Your gold remains secure with us, stored safely until you repay the loan in full. You continue to retain ownership while benefiting from the monetary value it holds. At Shriram Finance, we combine transparency, efficiency, and trust to ensure that you have a smooth borrowing experience. If you're based in Saiha and looking to address urgent financial needs, visit Shriram Finance to explore how you can unlock the potential of your gold with a simple and reliable loan.

Features and Benefits of Gold Loans in Saiha

Our gold loans offer a stress free way to access money while keeping your gold safe. Check the key features and benefits:

Minimal Documentation

Flexible Tenure

Choose a repayment tenure that matches your financial plans, from 1 to 12 months. This flexibility allows you to manage your loan according to your income flow and repayment capacity.

Flexible Tenure

Borrow Smartly

Interest is charged only for the period your loan remains active, helping you save money. This makes it a cost effective option for short term borrowing.

Borrow Smartly

Maximum Finance

Secure up to 75% of your gold's market value to cover urgent expenses. This enables you to meet immediate financial needs without having to sell your valuable gold assets.

Quick Approval

Quick Approval

Benefit from a fast and straightforward approval process with minimal paperwork. Our streamlined system ensures that funds are disbursed quickly, especially when time is critical.

Maximum Finance

Minimal Documentation

Benefit from a simple application process that requires only essential documents. This helps reduce processing time and makes it easier for you to get your loan without unnecessary delays.

Low Rate of Interest

Low Rate of Interest

Get a loan at an attractive interest rate starting at 10%* p.a., making repayment easier. Our competitive rates are designed to offer you affordable borrowing solutions for all your financial needs.

Gold Loan Interest Rates in Saiha

Get a gold loan in Saiha with Shriram Finance at interest rates starting from 10%* p.a. The final rate is based on the market value of your gold. Check the details below for complete rate information.
Type of Fees Applicable Charges
Interest RateStarting from 10%* p.a.
Processing FeesUp to 5%
Late Payment Fees36%* p.a. on the Overdue Amount
Foreclosure ChargesNIL

How to Use the Gold Loan EMI Calculator

Plan your gold loan repayments confidently with a Gold Loan EMI Calculator. This easy to use online tool helps you estimate your monthly instalments by simply entering the loan amount, interest rate, and tenure. It delivers instant and accurate results, allowing you to plan your finances in advance. One of the key benefits is that it eliminates manual calculations, saving time and reducing chances of error. The calculator also helps you compare different loan options to find the most suitable one.
STEP 01
Required loan amount
STEP 02
Interest rate
%
STEP 03
Tenure up to
month
Loan Summary
Loan

Loan

Loan Amount

₹5000

Interest Payable

₹ 42

Monthly EMI

₹ 5,042

Eligibility and Documentation Criteria for Gold Loans in Saiha

The eligibility criteria for availing gold loans are as follows:
  • Address Proof

    Address Proof

    Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.

  • Identity Proof

    Identity Proof

    Aadhaar Card, Driver's Licence, Passport, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age: 18 to 75 years. Who can apply? Salaried, self employed, self employed professionals, business owners, and other individuals.

Step by Step Application Process for Gold Loans in Saiha

Our easy to apply process will help you get a gold loan quickly in 4 steps:

How to apply
  • Step 1:

    Register using your phone number.

  • Step 2:

    Receive a verification call from us.

  • Step 3:

    Visit our branch with your gold assets.

  • Step 4:

    Complete verification and receive the loan amount.

Our Gold Loan Branches in Saiha

Looking for a dependable gold loan in Saiha? Your nearest Shriram Finance branch is ready to assist you. We offer a transparent and reliable process for leveraging the value of your gold. For quick and easy directions to the Shriram Finance branch closest to you in Saiha, we recommend using our user friendly online branch locator.

Locate Us

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Gold Loan Customer Care in Saiha

If you require any help or have questions regarding gold loans in Saiha, our dedicated customer care team is readily available to provide you with the information and guidance you need. Feel free to reach out to us via telephone or branch visit.

Gold Loan Status in Saiha

Stay informed about your gold loan status in Saiha. Track it online with your reference number or contact our support team for real time updates.

Gold Loan FAQs

Can I apply for a gold loan online in Saiha?

Yes, you can apply online through the Shriram Finance website or mobile app for a quick and convenient loan process.

What is the interest rate on gold loans in Saiha?

The interest rate begins at 10%* p.a. and may vary based on the gold's market valuation.

What is the tenure for a gold loan in Saiha?

You can repay the loan over a tenure ranging from 1 month to 12 months.

Can I get a gold loan for any type of gold in Saiha?

Yes, we accept gold jewellery and coins between 18 and 22 carats for loans.

Is there a maximum or minimum limit for a gold loan in Saiha?

The loan amount is based on the gold's market value, with financing of up to 75% of the estimated worth.

What documents are required to apply for a gold loan in Saiha?

You will need identity proof (Aadhaar Card, Passport, Driver's Licence, Voter ID, or PAN Card) and address proof (Aadhaar Card, Passport, Driver's Licence, Voter ID, or utility bills).

Are there any prepayment penalties on gold loans in Saiha?

Prepayment penalties are generally not applicable, but it's best to confirm by checking your loan agreement.

How can I check the status of my gold loan application in Saiha?

You can stay updated on your loan status through our online portal or by contacting customer service.

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.