Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Sangli
Gold jewellery holds a deep emotional and financial significance for households in Sangli. Beyond its ornamental value, gold is often considered a dependable financial asset, especially during times of urgent need. Gold loans in Sangli provide an efficient way to access funds without the need to sell your cherished ornaments. Whether it's for medical emergencies, educational expenses, working capital, or other unforeseen costs, gold loans offer a practical and quick solution to meet financial requirements. Shriram Finance simplifies the borrowing process by offering minimal documentation and quick approvals, ensuring that you can unlock the value of your gold assets without any hassle. With competitive interest rates starting at just 10%* p.a. and flexible repayment tenures ranging from 1 to 12 months, our gold loans are designed to cater to diverse financial needs. The process is transparent and secure, with your pledged gold handled with utmost care. For residents of Sangli seeking a reliable borrowing option, Shriram Finance combines convenience with trustworthiness. Whether you're addressing short term financial needs or planning for long term goals, our gold loan services provide the flexibility and support you need. Visit Shriram Finance today or apply online to access funds quickly and achieve your financial aspirations!
Features and Benefits of Gold Loans in Sangli
Shriram Finance offers a simple and efficient borrowing experience, making them an ideal choice for borrowers. Key features include:
Minimal Documentation
The loan process is hassle free, requiring only basic paperwork for approval.
Maximum Finance
Get up to 75% of your gold's market value, determined by its pledged worth.
Quick Approval
Receive your loan amount without unnecessary delays, ensuring timely financial support.
Borrow Smartly
Pay interest only for the period you utilise the loan, making it a cost effective solution.
Low Rate of Interest
Interest rates start at 10%* p.a., making borrowing affordable.
Flexible Tenure
Select a repayment term ranging from 1 month up to one year, with a minimum repayment period of 1 month.
Gold Loan Interest Rates in Sangli
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Sangli
Address Proof
Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof
Aadhaar Card, Driver's Licence, Passport, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age 18 to 75 years. Who can apply? Salaried, self employed, self employed professionals, business owners, and other individuals.
Step by Step Application Process for Gold Loans in Sangli
Our easy to apply process will help you get a gold loan quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from us.
Step 3:
Visit our branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Sangli
Gold Loan Customer Care in Sangli
Toll Free
Gold Loan Status in Sangli
You can easily track the progress of your gold loan application. By visiting our website, you can enter the unique reference number provided to you during the application process to check its current status. Alternatively, our dedicated customer care team is always ready to assist you and can provide you with real time updates on your loan application.
Gold Loan FAQs
Can I apply for a gold loan online in Sangli?
Yes, applying for a gold loan in Sangli online is a convenient option offered by Shriram Finance. You can initiate the process with ease through our official website or by utilising the Shriram Finance mobile application. These digital platforms provide a user friendly interface to begin your application from the comfort of your home.
What is the interest rate on gold loans in Sangli?
The interest rate begins at 10%* p.a. The final rate is dependent on the market valuation of your pledged gold.
What is the tenure for a gold loan in Sangli?
The loan duration offers flexibility, spanning from 1 month to 12 months, according to your financial requirements.
Can I get a gold loan for any type of gold in Sangli?
Shriram Finance extends loans against gold jewellery and coins possessing purity levels ranging between 18 and 22 carats.
Is there a maximum or minimum limit for a gold loan in Sangli?
The loan amount is determined by the gold's market value, with financing available up to 75%.
What documents are required to apply for a gold loan in Sangli?
You will require proof of identity (Aadhaar Card, Passport, Driver's Licence, Voter ID, or PAN Card) and proof of address (Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill).
Are there any prepayment penalties on gold loans in Sangli?
Generally, Shriram Finance does not charge prepayment penalties, enabling you to repay ahead of schedule without additional fees. Nevertheless, it is advised to examine your loan agreement for precise conditions.
How can I check the status of my gold loan application in Sangli?
Following your application submission, our team will process it and offer periodic updates regarding its progress.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
