Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Satara
Are you a resident of Satara looking for immediate financial assistance? Do you have gold that could help you achieve your goals? Obtaining a Gold Loan in Satara from Shriram Finance provides you with a smooth and effective way to unlock the hidden value in your gold. Rather than selling off your cherished gold jewellery or coins, you can use their value to address your financial needs. Shriram Finance is renowned across India for its customer friendly gold loan services starting at just 10%* p.a, offering a blend of reliability and speed to help you unlock your financial potential. With flexible repayment options and highly competitive interest rates, getting a Gold Loan in Satara can be easily tailored to meet your specific requirements. The loan application has been simplified to ensure you can access capital quickly.
Features and Benefits of Gold Loans in Satara
Here are some appealing features and benefits that come with Shriram Gold Loans:
Flexible Tenure
Repay your loan at your convenience. The loan tenure ranges from a minimum of 1 month to a maximum of 1 year.
Maximum Finance
Borrow up to 75% of the gold value. Gold loans have been designed to offer loan amounts up to 75% of the market value of the gold pledged as collateral.
Minimal Documentation
The entire process involves minimal paperwork, making it straightforward.
Borrow Smartly
You only pay interest for the actual period the gold loan is utilised.
Quick Approval
You can expect reliable and swift loan approvals, thanks to the minimal documentation needed.
Low Rate of Interest
Enjoy attractive interest rates commencing from just 10%* p.a.
Gold Loan Interest Rates in Satara
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Satara
Proof of Address
Any one of the following: Aadhaar Card, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Proof of Identity
Any one of the following: Aadhaar Card, Passport, Driver's License, Voter ID, or PAN Card. (If you do not have a PAN Card, you can submit Form 60). Age Requirement: Applicants must be between 18 and 75 years* of age. Applicant Type: Individuals who are salaried, self employed, professionals, business owners, and others, are eligible to apply.
Step by Step Application Process for Gold Loans in Satara
Getting a gold loan has been made quick and easy with these 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Satara
Gold Loan Customer Care in Satara
Toll Free
Gold Loan Status in Satara
Conveniently check your gold loan application status online by entering the reference number provided to you on our company website. For up to the minute status information, our friendly support team is always ready to help answer your questions. If obtaining a gold loan in Satara is on your mind, Shriram Finance presents a straightforward and efficient process tailored to your needs. We accept a wide variety of gold items including jewelry, coins, and bars with purity starting from 18 karats. Our branch network in Satara ensures you're never far from assistance when needed. We also provide complimentary gold purity assessment using advanced testing equipment to ensure you receive fair valuation.
Gold Loan FAQs
Can I apply for a gold loan online in Satara?
Yes, you can easily apply for a gold loan online. Just visit our website or download the Shriram Finance app for a seamless process.
What interest rate should I expect on a gold loan in Satara?
The interest rate commences from just 10%* p.a. However, this may change based on the market value of the gold that has been pledged as security.
What gold loan tenures are there in Satara?
You can choose a loan tenure ranging from a minimum of 1 month to a maximum of 12 months.
Can I get a gold loan for any type of gold in Satara?
Shriram Finance extends gold loans for gold ornaments and coins ranging from 18 carats to 22 carats.
Is there a limit on how much I can borrow with a gold loan in Satara?
The specific loan amount is dependent on the value of your gold. We offer loans up to 75% of your gold's value.
What documents are needed to apply for a gold loan in Satara?
Typically, you will be asked to submit identity proof (such as an Aadhaar Card, Passport, Driver's Licence, Voter ID, or PAN Card) and address proof (for example, an Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill).
Are there any charges for prepaying my gold loan in Satara?
Shriram Finance typically does not impose prepayment penalties, allowing you to prepay without incurring additional costs and enabling potential savings on overall interest. However, it is best to check your loan agreement to make sure there are no prepayment penalties applicable to your loan.
How can I check the status of my gold loan application in Satara?
After completing the registration process, a customer care representative will be in touch to keep you updated on the status of your gold loan application.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
