Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Serchhip
Are you seeking immediate funds without having to part with your cherished gold? Shriram Finance understands that unexpected financial needs can arise at any time, especially in a close knit community like Serchhip where personal milestones and emergencies often require quick access to cash. In such moments, gold loans in Serchhip offer a practical and reliable solution. By pledging your gold jewellery or coins, you can unlock their financial value without selling them. Gold loans are ideal for various needs-be it covering urgent medical bills, paying for a child's education, managing wedding expenses, or funding a small business. With Shriram Finance, you can expect a transparent and seamless borrowing experience tailored to suit your financial priorities. Our interest rates start at a competitive 10%* p.a., making repayment manageable for different income groups. You can choose a flexible repayment tenure ranging from 1 month to 12 months, depending on what suits your situation best. Whether you need funds for a short term requirement or slightly longer, our loan plans can be customised to match your needs. The application process is simple and requires only minimal documentation, ensuring that your loan is processed without unnecessary delays. We also prioritise the safety and security of your pledged gold. Once your loan is repaid in full, your gold will be returned to you in the same condition. Shriram Finance's branch in Serchhip is equipped to offer quick approvals and personalised support, making us a preferred choice for many borrowers in the region. If you are looking to address your financial needs without stress, a gold loan from Shriram Finance could be the right option. Visit us today to experience a fast, reliable, and customer friendly service.
Features and Benefits of Gold Loans in Serchhip
Our gold loans are designed to provide quick financial support while keeping your gold secure. Here are the key features and benefits:
Maximum Finance:
Avail up to 75% of your gold's market value, ensuring sufficient financial support during urgent situations. This allows you to unlock the full potential of your assets without having to sell them.
Minimal Documentation:
Enjoy a hassle free application with reduced documentation requirements, making the process swift and simple. Just a few basic documents are enough to get your loan processed without delay.
Flexible Tenure:
Select a loan term that fits your budget, from 1 month to 12 months, based on your repayment capacity. This flexibility helps you manage repayments without putting strain on your finances.
Borrow Smartly:
You only pay interest for the time you use the loan, helping you save on overall costs. This way, you can make the most of your loan without unnecessary financial burden.
Quick Approval:
Get your loan processed quickly with minimal documentation for a hassle free experience. The streamlined approach ensures that funds are made available when you need them the most.
Low Rate of Interest:
Enjoy an attractive interest rate starting from 10%* p.a., making repayments more affordable over time. This competitive rate ensures that you get value for your money while borrowing.
Gold Loan Interest Rates in Serchhip
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Serchhip
Address Proof
Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof
Aadhaar Card, Driver's Licence, Passport, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age: 18 to 75 years. Who can apply? Salaried, self employed, self employed professionals, business owners, and other individuals.
Step by Step Application Process for Gold Loans in Serchhip
Our easy to apply process will help you get a gold loan quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Serchhip
Gold Loan Customer Care in Serchhip
Toll Free
Gold Loan Status in Serchhip
Checking your gold loan status in Serchhip is simple. Use your reference number online or contact our support team for the latest updates. Experience the simplicity of Shriram Finance's transparent gold loan process.
Gold Loan FAQs
Can I apply for a gold loan online in Serchhip?
Yes, applying online is easy through the Shriram Finance website or mobile app, ensuring a hassle free experience.
What is the interest rate on gold loans in Serchhip?
The interest rates for our gold loans start from 10%* p.a., subject to change based on the market value of the pledged gold.
What is the tenure for a gold loan in Serchhip?
The repayment tenure is flexible, ranging from 1 to 12 months.
Can I get a gold loan for any type of gold in Serchhip?
Yes, loans are available for gold jewellery and coins with a purity of 18 to 22 carats.
Is there a maximum or minimum limit for a gold loan in Serchhip?
Loan amounts depend on your gold's market value, with financing up to 75% of its assessed price.
What documents are required to apply for a gold loan in Serchhip?
You will need identity proof (Aadhaar Card, Passport, Driver's Licence, Voter ID, or PAN Card) and address proof (Aadhaar Card, Passport, Driver's Licence, Voter ID, or utility bills).
Are there any prepayment penalties on gold loans in Serchhip?
There are generally no prepayment penalties, but it's best to check your loan agreement for details.
How can I check the status of my gold loan application in Serchhip?
Once you apply, you can track your application online or contact our support team for updates.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
