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Get High Value for your Gold with Shriram Finance Gold Loan
  • Interest Rates
    Interest Rates Now Starting Only at 10%*
  • Quick Loan Disbursal
    Quick Loan Disbursal
  • Flexible Repayment
    Flexible Repayment options
  • No Credit Check
    No Credit Check Required
Gold Loan

Apply for a Gold Loan from Your Trusted Partner for Over 45 Years

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Gold Loans in South Tripura

Are you in need of quick funds without having to part with your gold? A gold loan in South Tripura offers a practical and secure way to access the money you need while retaining ownership of your gold assets. This option is especially helpful when you're dealing with unexpected expenses, planning for a family occasion, or looking to expand your business. Instead of selling your gold during financial crunches, you can use it as collateral and unlock its value efficiently. Shriram Finance provides gold loans in South Tripura with a strong focus on customer convenience and transparency. Known for its efficient application process, the company ensures rapid approval and minimal paperwork, which means you don't have to go through long, tedious procedures to get the financial support you need. This makes it a trusted choice among individuals and business owners alike. Loan tenures are flexible and range from 1 month to up to 12 months, giving you enough time to plan your repayments according to your comfort. Interest rates are competitive, starting from just 10%* p.a., making it a cost effective solution for those looking to borrow against their gold. Moreover, your pledged gold is stored securely, so you can rest assured that your valuables are in safe hands. Whether you're managing a medical emergency or investing in your business, Shriram Finance ensures you get quick access to funds without any hassle. By offering tailored gold loan solutions that align with the unique financial needs of South Tripura's residents, Shriram Finance stands out as a reliable partner in your financial journey.

Features and Benefits of Gold Loans in South Tripura

Advantages of the gold loans offered by Shriram Finance in South Tripura are:

Minimal Documentation

Maximum Finance

Loan up to 75% of your gold value. Gold loans are offered for loan amounts of up to 75% of the market value of the gold pledged as collateral or security.

Flexible Tenure

Minimal Documentation

The process involves minimal paperwork and is hassle free.

Borrow Smartly

Borrow Smartly

Pay interest only for the period the gold loan is used for.

Quick Approval

Quick Approval

Reliable and faster loan approvals with minimal documentation.

Maximum Finance

Low Rate of Interest

Interest rates start from 10%* p.a.

Low Rate of Interest

Flexible Tenure

Pay your loan back whenever you want, but there is a minimum loan duration of 1 month. The loan tenure ranges from 1 month to 1 year.

Gold Loan Interest Rates in South Tripura

Shriram Finance offers gold loans with interest rates starting from 10%* p.a. For more detailed information, please refer to the specifics below. It's important to note that the actual interest rate may vary based on the market value of the gold you pledge as collateral.
Type of Fees Applicable Charges
Interest RateStarting from 10%* p.a.
Processing FeesUp to 5%
Late Payment Fees36%* p.a. on the Overdue Amount
Foreclosure ChargesNIL

How to Use the Gold Loan EMI Calculator

To obtain a quick summary of your gold loan, simply use our intuitive gold loan interest rate calculator. Adjust the sliders to set your preferred loan amount, interest rate, and loan tenure, and you will instantly receive a detailed breakdown of your loan.
STEP 01
Required loan amount
STEP 02
Interest rate
%
STEP 03
Tenure up to
month
Loan Summary
Loan

Loan

Loan Amount

₹5000

Interest Payable

₹ 42

Monthly EMI

₹ 5,042

Eligibility and Documentation Criteria for Gold Loans in South Tripura

The eligibility criteria for availing gold loans are as follows:
  • Address Proof

    Address Proof

    Aadhaar Card, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.

  • Identity Proof

    Identity Proof

    Aadhaar Card, Passport, Driver's License, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age: 18 to 75* years. Who can apply? Salaried, self employed, self employed professionals, business owners, and other individuals.

Step by Step Application Process for Gold Loans in South Tripura

Their easy to apply process will help you get a gold loan quickly in 4 steps:

How to apply
  • Step 1:

    Register using your phone number.

  • Step 2:

    Receive a verification call from them.

  • Step 3:

    Visit their branch with your gold assets.

  • Step 4:

    Complete verification and receive the loan amount.

Our Gold Loan Branches in South Tripura

Customers in South Tripura can visit any Shriram Finance branche to obtain comprehensive information about gold loan charges. Use the branch locator tool below to find the nearest branch and get all the necessary details.

Locate Us

or

  • Andhra pradesh
  • Assam
  • CHHATTISGARH
  • DELHI
  • Gujarat
  • Haryana
  • Himachal Pradesh
  • KARNATAKA
  • Kerala
  • MAHARASHTRA
  • Madhya pradesh
  • Odisha
  • Punjab
  • Punjab/Haryana
  • Rajasthan
  • Tamil Nadu
  • Telangana
  • UTTAR PRADESH
  • UTTRAKHAND
  • West Bengal

Gold Loan Customer Care in South Tripura

If you require assistance with gold loans in South Tripura, Shriram Finance has a dedicated customer care team available to provide support. Please do not hesitate to contact us today to address any queries or concerns you may have regarding our gold loan services.

Gold Loan Status in South Tripura

To check the status of your gold loan application, simply visit our website and input your reference number. If you require immediate updates, you can also contact our customer care team for assistance. Shriram Finance offers gold loans in South Tripura, providing you with a convenient way to unlock the value of your gold assets while retaining ownership. Our streamlined process ensures quick approvals and minimal paperwork, making it easier for you to meet your financial needs.

Gold Loan FAQs

Can I apply for a gold loan online in South Tripura?

Yes, you can apply for a gold loan online. Visit our website or mobile app to apply for Shriram Gold Loan.

What is the interest rate on gold loans in South Tripura?

The interest rate starts from 10%* p.a. However, the final gold loan interest rates offered by the lender may depend on the market value of the gold pledged as security.

What is the tenure for a gold loan in South Tripura?

You can choose a loan tenure starting from 1 month up to 12 months.

Can I get a gold loan for any type of gold in South Tripura?

Shriram Finance provides gold loans for 18 to 22 carats gold ornaments and coins.

Is there a maximum or minimum limit for a gold loan in South Tripura?

The loan amount will depend on your gold. Loans up to 75% of your gold value are offered.

What documents are required to apply for a gold loan in South Tripura?

You typically need identity proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/PAN Card), and address proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/Gas Connection Card/Water Bill/Electricity Bill/Prepaid Mobile Bill/Landline Bill).

Are there any prepayment penalties on gold loans in South Tripura?

Shriram Finance typically does not impose prepayment penalties on gold loans. This allows you to prepay your loan without incurring extra charges, potentially reducing the overall interest you pay. However, it's essential to confirm the specific terms and conditions in your loan agreement to ensure there are no prepayment penalties applicable to your loan

How can I check the status of my gold loan application in South Tripura?

After completing the registration process, representatives will evaluate your profile and revert back to you regarding your gold loan.

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.