Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Thanjavur
Gold has always been more than a precious metal in India-it symbolises prosperity, security, and cultural significance. In Thanjavur, gold often doubles as a financial safety net. Whether you are a farmer looking to invest in better equipment, a small business owner aiming for growth, or an individual managing unforeseen expenses, gold loans provide a practical and efficient way to meet your financial needs without parting with your treasured jewellery. Shriram Finance offers gold loans in Thanjavur that are designed to cater to your specific requirements. With interest rates starting at 10%* p.a., flexible repayment options ranging from 1 to 12 months, and a straightforward application process, accessing funds has never been easier. The minimal documentation requirement and quick approvals ensure that you can secure the funds you need without unnecessary delays. What makes Shriram Finance stand out is its commitment to keeping your gold safe while offering maximum financial value. With up to 75% of your gold's market value available as a loan, you can rest assured that your financial needs will be met efficiently. Take the first step towards resolving your financial challenges today by applying for a gold loan with Shriram Finance in Thanjavur-your trusted partner for quick and reliable financial solutions.
Features and Benefits of Gold Loans in Thanjavur
Gold loans in Thanjavur provide a secure and convenient way to access funds while ensuring your gold remains safe:
Maximum Finance
You can avail up to 75% of the market value of your pledged gold, ensuring you get the highest possible loan amount.
Low Rate of Interest
With interest rates starting at just 10%* p.a., borrowing becomes affordable and manageable for all types of financial needs.
Quick Approval
The approval process is designed to be swift and hassle free, allowing you to access funds without unnecessary delays.
Flexible Tenure
Choose repayment tenures ranging from 1 month to 12 months based on your convenience and financial situation.
Minimal Documentation
The process requires only basic documents such as identity and address proofs, making it accessible for everyone.
Borrow Smartly
Pay interest only for the duration you use the loan, ensuring cost effective borrowing that aligns with your needs.
Gold Loan Interest Rates in Thanjavur
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Thanjavur
Address Proof:
Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof:
Aadhaar Card, Driver's Licence, Passport, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age: 18 to 75 years. Who can apply? Salaried, self employed, self employed professionals, business owners, and other individuals.
Step by Step Application Process for Gold Loans in Thanjavur
Our easy to apply process will help you get a gold loan quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from us.
Step 3:
Visit our branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Thanjavur
Gold Loan Customer Care in Thanjavur
Toll Free
Gold Loan Status in Thanjavur
Track your gold loan status online using your reference number. You may also reach out to our support team for quick updates. Our dedicated support team is always on hand to provide you with swift updates.
Gold Loan FAQs
Can I apply for a gold loan online in Thanjavur?
Yes, you can apply for a gold loan online in Thanjavur through our website or the Shriram Finance mobile app.
What is the interest rate on gold loans in Thanjavur?
Our interest rates start from 10%* p.a. The final rate is based on the market value of your pledged gold.
What is the tenure for a gold loan in Thanjavur?
We offer flexible repayment options, with loan tenures ranging from 1 month to 12 months.
Can I get a gold loan for any type of gold in Thanjavur?
Shriram Finance in Thanjavur provides loans against gold jewellery and coins with purity levels between 18 and 22 carats.
Is there a maximum or minimum limit for a gold loan in Thanjavur?
The loan amount depends on your gold's market value, with financing available for up to 75%.
What documents are required to apply for a gold loan in Thanjavur?
You need identity proof (Aadhaar Card, Passport, Driver's Licence, Voter ID, or PAN Card) and address proof (Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill).
Are there any prepayment penalties on gold loans in Thanjavur?
Shriram Finance generally does not impose prepayment penalties, allowing early repayment without extra costs. Check your loan agreement for details.
How can I check the status of my gold loan application in Thanjavur?
After applying, you will receive regular updates as our team processes your loan application.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
