Gold Loans in Thiruvananthapuram
Gold has always been a symbol of security and prosperity, serving as a reliable financial asset during challenging times. In Thiruvananthapuram, the economy thrives on government services, tourism, and educational institutions. Access to quick funds can play a pivotal role in personal and professional growth. Whether you need money for expanding your business, pursuing higher education, or managing unexpected expenses, gold loans provide an effective solution without requiring you to part with your precious jewellery. Shriram Finance offers gold loans in Thiruvananthapuram with competitive interest rates starting at 10%* p.a., ensuring affordability for all borrowers. With flexible repayment options ranging from 1 month to 12 months and a streamlined application process, obtaining a loan is simple and hassle-free. The minimal documentation requirement and quick approvals make it easy for residents to secure funds precisely when they need them. What sets Shriram Finance apart is our commitment to safeguarding your pledged gold while offering maximum financial value. You can avail up to 75% of the market value of your gold as a loan, ensuring that your financial needs are met efficiently. Take the first step toward resolving your financial challenges today by applying for a gold loan with Shriram Finance in Thiruvananthapuram�your trusted partner for reliable financial solutions.
Features and Benefits of Gold Loans in Thiruvananthapuram
Here�s why gold loans in Thiruvananthapuram are a practical solution for instant financing while safeguarding your gold:
Low Rate of Interest:
Competitive interest rates starting from 10%* p.a. make borrowing budget-friendly.
Flexible Tenure:
Choose a repayment period between 1 month and 1 year, based on your needs.
Maximum Finance:
Get up to 75% of the market value of your gold as a loan.
Minimal Documentation:
Only essential documents are required, ensuring a smooth application process.
Borrow Smartly:
Interest is charged only for the period you utilise the loan, making it economical.
Quick Approval:
Enjoy seamless processing and rapid loan approval.
Gold Loan Interest Rates in Thiruvananthapuram
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5%* |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Chennai
Who can apply?
Salaried, self-employed, self-employed professionals, business owners, and other individuals.
Age:
18* to 75* years.
Step-by-Step Application Process for Gold Loans in Thiruvananthapuram
Our easy-to-apply process will help you get a gold loan quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Gold Loan Customer Care in Thiruvananthapuram
Toll Free
Gold Loan Status in Thiruvananthapuram
You can easily stay informed about your gold loan status by visiting our website and entering the unique reference number. Our dedicated customer support team is also here to provide you with updates. Secure your financial needs in Thiruvananthapuram with our convenient gold loans.
Gold Loan FAQs
Can I apply for a gold loan online in Thiruvananthapuram?
Absolutely! Applying for a gold loan online in Thiruvananthapuram is both simple and convenient. You can initiate your application through our official website or the Shriram Finance mobile app, both of which provide a seamless and user-friendly experience
What is the interest rate on gold loans in Thiruvananthapuram?
Our gold loan interest rates start from 10%* p.a. The exact rate applicable to your loan is influenced by several factors, including the current market value of the gold you pledge. What is the tenure for a gold loan in Thiruvananthapuram? We provide flexible loan tenures, ranging from 1 month to 12 months.
Can I get a gold loan for any type of gold in Thiruvananthapuram?
Shriram Finance in Thiruvananthapuram offers loans against gold jewellery and coins with purity between 18 and 22 carats.
Is there a maximum or minimum limit for a gold loan in Thiruvananthapuram?
The loan amount is based on your gold�s market value, with financing available for up to 75%.
What documents are required to apply for a gold loan in Thiruvananthapuram?
You will need identity proof (Aadhaar Card, Passport, Driver�s Licence, Voter ID, or PAN Card) and address proof (Aadhaar Card, Passport, Driver�s Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill).
Are there any prepayment penalties on gold loans in Thiruvananthapuram?
Shriram Finance typically does not charge prepayment penalties, allowing you to repay early without additional charges. Check your loan agreement for exact terms.
How can I check the status of my gold loan application in Thiruvananthapuram?
Once you apply, you will receive regular updates on your loan status as our team processes it.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
