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Get High Value for your Gold with Shriram Finance Gold Loan
  • Interest Rates
    Interest Rates Now Starting Only at 10%*
  • Quick Loan Disbursal
    Quick Loan Disbursal
  • Flexible Repayment
    Flexible Repayment options
  • No Credit Check
    No Credit Check Required
Gold Loan

Apply for a Gold Loan from Your Trusted Partner for Over 45 Years

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Gold Loans in Thiruvananthapuram

Gold has always been a symbol of security and prosperity, serving as a reliable financial asset during challenging times. In Thiruvananthapuram, the economy thrives on government services, tourism, and educational institutions. Access to quick funds can play a pivotal role in personal and professional growth. Whether you need money for expanding your business, pursuing higher education, or managing unexpected expenses, gold loans provide an effective solution without requiring you to part with your precious jewellery. Shriram Finance offers gold loans in Thiruvananthapuram with competitive interest rates starting at 10%* p.a., ensuring affordability for all borrowers. With flexible repayment options ranging from 1 month to 12 months and a streamlined application process, obtaining a loan is simple and hassle-free. The minimal documentation requirement and quick approvals make it easy for residents to secure funds precisely when they need them. What sets Shriram Finance apart is our commitment to safeguarding your pledged gold while offering maximum financial value. You can avail up to 75% of the market value of your gold as a loan, ensuring that your financial needs are met efficiently. Take the first step toward resolving your financial challenges today by applying for a gold loan with Shriram Finance in Thiruvananthapuram�your trusted partner for reliable financial solutions.

Features and Benefits of Gold Loans in Thiruvananthapuram

Here�s why gold loans in Thiruvananthapuram are a practical solution for instant financing while safeguarding your gold:

Minimal Documentation

Low Rate of Interest:

Competitive interest rates starting from 10%* p.a. make borrowing budget-friendly.

Flexible Tenure

Flexible Tenure:

Choose a repayment period between 1 month and 1 year, based on your needs.

Borrow Smartly

Maximum Finance:

Get up to 75% of the market value of your gold as a loan.

Quick Approval

Minimal Documentation:

Only essential documents are required, ensuring a smooth application process.

Maximum Finance

Borrow Smartly:

Interest is charged only for the period you utilise the loan, making it economical.

Low Rate of Interest

Quick Approval:

Enjoy seamless processing and rapid loan approval.

Gold Loan Interest Rates in Thiruvananthapuram

Shriram Finance ensures that its gold loans in Thiruvananthapuram remain affordable and transparent. Interest rates start at 10%* p.a., making it easier for you to manage repayments without straining your finances. The exact rate depends on the market value of your pledged gold at the time of application, ensuring fairness and transparency throughout the process. For more details on applicable rates and charges, check this table below:
Type of Fees Applicable Charges
Interest RateStarting from 10%* p.a.
Processing FeesUp to 5%*
Late Payment Fees36%* p.a. on the Overdue Amount
Foreclosure ChargesNIL

How to Use the Gold Loan EMI Calculator

Planning your finances effectively is essential when taking out a loan, and Shriram Finance�s Gold Loan EMI Calculator simplifies this process for you. This intuitive tool allows you to calculate your monthly instalments before applying for a loan, giving you clarity on repayment commitments. By entering the desired loan amount, interest rate, and tenure, you can instantly view an estimated repayment schedule tailored to your inputs. Using this calculator helps you understand how much you will need to pay each month, enabling better financial planning and budgeting. Whether you're borrowing for business expansion or personal needs, this tool ensures that you make informed decisions about repayment terms that suit your financial situation perfectly. It is an invaluable resource for anyone considering a gold loan in Thiruvananthapuram.
STEP 01
Required loan amount
STEP 02
Interest rate
%
STEP 03
Tenure up to
month
Loan Summary
Loan

Loan

Loan Amount

₹5000

Interest Payable

₹ 42

Monthly EMI

₹ 5,042

Eligibility and Documentation Criteria for Gold Loans in Chennai

The eligibility criteria for availing gold loans are as follows:
  • Address Proof

    Who can apply?

    Salaried, self-employed, self-employed professionals, business owners, and other individuals.

  • Identity Proof

    Age:

    18* to 75* years.

Step-by-Step Application Process for Gold Loans in Thiruvananthapuram

Our easy-to-apply process will help you get a gold loan quickly in 4 steps:

How to apply
  • Step 1:

    Register using your phone number.

  • Step 2:

    Receive a verification call from them.

  • Step 3:

    Visit their branch with your gold assets.

  • Step 4:

    Complete verification and receive the loan amount.

Locate Us

or

  • Andhra pradesh
  • Assam
  • CHHATTISGARH
  • DELHI
  • Gujarat
  • Haryana
  • Himachal Pradesh
  • KARNATAKA
  • Kerala
  • MAHARASHTRA
  • Madhya pradesh
  • Odisha
  • Punjab
  • Punjab/Haryana
  • Rajasthan
  • Tamil Nadu
  • Telangana
  • UTTAR PRADESH
  • UTTRAKHAND
  • West Bengal

Gold Loan Customer Care in Thiruvananthapuram

If you require any guidance or have questions regarding the gold loan application process in Thiruvananthapuram, our dedicated customer care team is readily available to provide you with comprehensive assistance. Our friendly and professional staff will be happy to answer your questions and address any concerns you may have.

Gold Loan Status in Thiruvananthapuram

You can easily stay informed about your gold loan status by visiting our website and entering the unique reference number. Our dedicated customer support team is also here to provide you with updates. Secure your financial needs in Thiruvananthapuram with our convenient gold loans.

Gold Loan FAQs

Can I apply for a gold loan online in Thiruvananthapuram?

Absolutely! Applying for a gold loan online in Thiruvananthapuram is both simple and convenient. You can initiate your application through our official website or the Shriram Finance mobile app, both of which provide a seamless and user-friendly experience

What is the interest rate on gold loans in Thiruvananthapuram?

Our gold loan interest rates start from 10%* p.a. The exact rate applicable to your loan is influenced by several factors, including the current market value of the gold you pledge. What is the tenure for a gold loan in Thiruvananthapuram? We provide flexible loan tenures, ranging from 1 month to 12 months.

Can I get a gold loan for any type of gold in Thiruvananthapuram?

Shriram Finance in Thiruvananthapuram offers loans against gold jewellery and coins with purity between 18 and 22 carats.

Is there a maximum or minimum limit for a gold loan in Thiruvananthapuram?

The loan amount is based on your gold�s market value, with financing available for up to 75%.

What documents are required to apply for a gold loan in Thiruvananthapuram?

You will need identity proof (Aadhaar Card, Passport, Driver�s Licence, Voter ID, or PAN Card) and address proof (Aadhaar Card, Passport, Driver�s Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill).

Are there any prepayment penalties on gold loans in Thiruvananthapuram?

Shriram Finance typically does not charge prepayment penalties, allowing you to repay early without additional charges. Check your loan agreement for exact terms.

How can I check the status of my gold loan application in Thiruvananthapuram?

Once you apply, you will receive regular updates on your loan status as our team processes it.

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.