Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Thrissur
Gold loans in Thrissur are particularly popular due to their flexibility and quick processing. Unlike other forms of credit, gold loans require minimal paperwork and can be approved in a matter of minutes. This makes them an ideal choice for those who need immediate funds for emergencies, such as medical expenses, business investments, or educational fees. With competitive interest rates starting at 10%* p.a., Shriram Finance offers gold loans that are both affordable and convenient. One of the biggest advantages of opting for a gold loan is that you can unlock the value of your gold without selling it. This ensures that your asset remains intact while you benefit from easy liquidity. Moreover, Shriram Finance offers loan repayment tenures ranging from 1 to 12 months, allowing borrowers to choose a term that best fits their financial situation. The process is simple, requiring only basic documents for verification. Additionally, the loan amount is determined based on the market value of your pledged gold, with financing available for up to 75% of its value. Whether you need funds for personal reasons or business expansion, a gold loan in Thrissur provides a reliable solution with flexible repayment options.
Features and Benefits of Gold Loans in Thrissur
Gold loans in Thrissur provide a fast and effective way to meet your financial requirements without selling your gold. Below are some of the key benefits and features:
Low Rate of Interest
Interest rates begin at 10%* p.a., keeping borrowing costs manageable.
Flexible Tenure
Repayment tenures range from 1 month to 1 year, with a minimum of 1 month.
Maximum Finance
Avail loans up to 75% of your gold's market value.
Minimal Documentation
The process is simple, requiring only necessary documents.
Borrow Smartly
Interest is payable only for the period you use the loan, making it cost effective.
Quick Approval
Get fast approval and quick access to funds when you need them most.
Gold Loan Interest Rates in Thrissur
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Thrissur
Address Proof
Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof
Aadhaar Card, Driver's Licence, Passport, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age 18 to 75 years. Who can apply? Salaried, self employed, self employed professionals, business owners, and other individuals.
Step by Step Application Process for Gold Loans in Thrissur
Our easy to apply process will help you get a gold loan quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from us.
Step 3:
Visit our branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Thrissur
Gold Loan Customer Care in Thrissur
Toll Free
Gold Loan Status in Thrissur
Tracking your gold loan status has never been easier. Use our online tracking system by entering your reference number to check the progress of your application. Alternatively, you can reach out to our customer care team for real time updates on your loan status, repayment schedule, and other important details.
Gold Loan FAQs
Can I apply for a gold loan online in Thrissur?
Yes, you can apply for a gold loan online in Thrissur through our official website or the Shriram Finance mobile app.
What is the interest rate on gold loans in Thrissur?
Interest rates start from 10%* p.a., with the final rate determined by your pledged gold's market value.
What is the tenure for a gold loan in Thrissur?
Gold loan tenures at Shriram Finance range from 1 month to 12 months. You can select a tenure that aligns with your financial situation and repayment ability.
Can I get a gold loan for any type of gold in Thrissur?
Shriram Finance in Thrissur offers loans against gold jewellery and coins with a purity of 18 to 22 carats.
Is there a maximum or minimum limit for a gold loan in Thrissur?
The loan amount depends on your gold's market value, with financing available up to 75%.
What documents are required to apply for a gold loan in Thrissur?
You will need proof of identity (Aadhaar Card, Passport, Driver's Licence, Voter ID, or PAN Card) and proof of address (Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill).
Are there any prepayment penalties on gold loans in Thrissur?
Shriram Finance generally does not charge prepayment penalties, allowing you to repay early without extra fees. Check your loan agreement for details.
How can I check the status of my gold loan application in Thrissur?
After you apply, our team will process your request, and you will receive timely updates.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
