Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Tirupati
Are you a resident of Tirupati in need of instant funds? Do you possess gold assets that could provide a solution? A Gold Loan from Shriram Finance offers a secure and accessible way to unlock the value of your gold. Instead of selling your precious gold jewellery, you can utilise them to address your financial requirements. Offering adaptable repayment options and competitive interest rates, a Gold Loan in Tirupati can be personalised to align with your unique demands. This guide will lead you through the essentials of securing a gold loan with Shriram Finance in Tirupati, from exploring the diverse loan options available to understanding the straightforward application procedure. Continue reading to discover how you can leverage your gold assets and achieve your financial aspirations.
Features and Benefits of Gold Loans in Tirupati
Opting for a Shriram Gold Loan in Tirupati unlocks a range of advantageous features:
Competitive Interest Rates
Benefit from highly competitive interest rates, starting from 10%* per annum.
Interest Efficiency
You only pay interest for the exact time you are using the gold loan.
Flexible Repayment Options
Choose when you repay your loan; we provide options to suit your needs, but there's a minimum loan duration of 1 month and a maximum loan duration of 1 year.
Straightforward Documentation
Our hassle free process requires very little paperwork, making it easy to apply.
Maximum Finance
Borrow up to 75% of the real worth of your gold. Our gold loans are specifically designed to maximise the loan amount you can get, offering up to 75% of the current market value of your gold.
Quick Approval
Expect fast and reliable loan approvals, aided by our minimal documentation requirements.
Gold Loan Interest Rates in Tirupati
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Tirupati
Proof of Address
Any one of the following: Aadhaar Card, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Proof of Identity
Any one of the following: Aadhaar Card, Passport, Driver's License, Voter ID, or PAN Card. (If you do not have a PAN Card, you can submit Form 60). Age Requirement: Applicants must be between 18 and 75 years* of age. Applicant Type: Individuals who are salaried, self employed, professionals, business owners, and others, are eligible to apply.
Step by Step Application Process for Gold Loans in Tirupati
Our application process is designed to be easy and quick. Here are the 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Tirupati
Gold Loan Customer Care in Tirupati
Toll Free
Gold Loan Status in Tirupati
Stay informed about your gold loan application progress by conveniently checking online with your reference number through our user friendly website interface. For immediate assistance and the most current information, please reach out to our responsive customer support representatives. For residents of Tirupati interested in gold loans, Shriram Finance delivers a smooth and expedited application experience from start to finish. We ensure the safety of your gold with state of the art storage facilities and comprehensive insurance coverage. Our doorstep service allows you to complete the entire application process from the comfort of your home. Furthermore, we offer special schemes for regular customers, including preferential rates and expedited processing times.
Gold Loan FAQs
Can I apply for a gold loan online in Tirupati?
Absolutely! Shriram Finance offers a convenient online application process for gold loans in Tirupati. Visit our official website or download our mobile app to start your application. You can complete the entire process digitally, saving time and avoiding unnecessary branch visits.
What is the interest rate on gold loans in Tirupati?
Our gold loan interest rates start from 10%* per annum. The final rate depends on the market value of the gold you pledge, the loan amount, and current market conditions. We offer transparent and competitive rates tailored to your specific financial needs.
What is the tenure for a gold loan in Tirupati?
We provide flexible loan tenures ranging from 1 month to 12 months. Choose a repayment period that best suits your financial situation. You can also discuss prepayment or tenure extension options with our loan counsellors.
Can I get a gold loan for any type of gold in Tirupati?
Shriram Finance accepts gold ornaments and coins between 18 to 22 carats. Our expert team will carefully evaluate the purity and weight of your gold to determine the loan amount you qualify for.
Is there a maximum or minimum limit for a gold loan in Tirupati?
We offer loans up to 75% of your gold's current market value. The loan amount is directly linked to the quantity and quality of gold you pledge as security. Our transparent valuation ensures you get the maximum possible loan.
What documents are required to apply for a gold loan in Tirupati?
You typically need identity proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/PAN Card), and address proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/Gas Connection Card/Water Bill/Electricity Bill/Prepaid Mobile Bill/Landline Bill).
Are there any prepayment penalties on gold loans in Tirupati?
Shriram Finance typically does not impose prepayment penalties on gold loans. This allows you to prepay your loan without incurring extra charges, potentially reducing the overall interest you pay. However, it's essential to confirm the specific terms and conditions in your loan agreement to ensure there are no prepayment penalties applicable to your loan
How can I check the status of my gold loan application in Tirupati?
After completing the registration process, representatives will evaluate your profile and revert back to you regarding your gold loan.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
