Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Udaipur
Gold has long been a symbol of prosperity and financial security for the people of Udaipur. Whether for business investments, education, medical expenses, or other personal needs, leveraging your gold assets can provide instant liquidity during crucial moments. Rather than selling your gold, a gold loan allows you to access funds while retaining ownership of your valuable possessions. Gold loans offer a quick and reliable financial solution with minimal documentation and fast approval. By pledging your gold as collateral, you can secure a loan without the burden of a lengthy application process. This makes it an ideal choice for those who need immediate funds without unnecessary delays. Shriram Finance offers gold loans in Udaipur at competitive interest rates starting at 10%* p.a., ensuring affordability. With flexible repayment tenures ranging from 1 month to 1 year, you can choose a plan that best suits your financial situation. The process is simple, allowing you to access funds without extensive paperwork. Need quick financial support? A gold loan with Shriram Finance provides a secure and efficient way to meet your financial needs. Visit your nearest branch today or apply online to get started and receive funds without any hassle!
Features and Benefits of Gold Loans in Udaipur
Gain a clear understanding of the advantages and features of our gold loans:
Borrow Smartly
With Shriram Finance, interest is charged only for the duration you use the loan. This allows you to save on borrowing costs and manage your finances wisely.
Low Rate of Interest
Our gold loans come with competitive interest rates starting at 10%* p.a., making borrowing affordable and stress free. With transparent terms and no hidden charges, you can confidently plan your repayments without unexpected costs.
Minimal Documentation
We ensure a hassle free application process by requiring only basic KYC documents, such as identity and address proof. This makes it easy for you to apply for a loan without lengthy paperwork or unnecessary delays.
Quick Approval
Understanding the urgency of financial needs, we offer a swift and efficient loan approval process. With minimal formalities and fast disbursal, you can get access to funds exactly when you need them.
Maximum Finance
Get a loan of up to 75% of your gold's market value, ensuring you can borrow a substantial amount while keeping your assets safe. Our expert evaluation guarantees a fair assessment of your gold, helping you unlock its maximum financial potential.
Flexible Tenure
Choose a repayment tenure that suits your financial needs, with options ranging from 1 month to 12 months. This flexibility allows you to repay comfortably, reducing financial burden while ensuring timely loan closure.
Gold Loan Interest Rates in Udaipur
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Udaipur
Address Proof
Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof
Aadhaar Card, Driver's Licence, Passport, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age: 18 to 75 years. Who can apply?: Salaried, self employed, self employed professionals, business owners, and other individuals.
Step by Step Application Process for Gold Loans in Udaipur
Our easy to apply process will help you get a gold loan quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from us.
Step 3:
Visit our branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Udaipur
Gold Loan Customer Care in Udaipur
Toll Free
Gold Loan Status in Udaipur
To check the status of your gold loan application, visit our website and enter your application reference number. You can also contact customer care for live updates.
Gold Loan FAQs
Can I apply for a gold loan online in Udaipur?
Yes, you can apply online for a gold loan through our website or the Shriram Finance mobile app.
What is the interest rate on gold loans in Udaipur?
The interest rate starts at 10%* p.a. However, the final rate may depend on the current market value of your pledged gold.
What is the tenure for a gold loan in Udaipur?
You can select a loan tenure that ranges from 1 month to 12 months.
Can I get a gold loan for any type of gold in Udaipur?
Shriram Finance provides loans against gold jewellery and coins with a purity of 18 to 22 carats.
Is there a maximum or minimum limit for a gold loan in Udaipur?
The loan amount is determined by the value of your gold. You can receive up to 75% of your gold's market value.
What documents are required to apply for a gold loan in Udaipur?
Typically, you will need identity proof (Aadhaar Card, Passport, Driver's Licence, Voter ID, or PAN Card) and address proof (Aadhaar Card, Passport, Driver's Licence, Voter ID, or utility bills).
Are there any prepayment penalties on gold loans in Udaipur?
Generally, Shriram Finance does not charge prepayment penalties. This allows you to pay off your loan early without extra fees. However, it's always a smart idea to double check the specifics outlined in your loan agreement.
How can I check the status of my gold loan application in Udaipur?
Following the submission of your application, you can expect to receive periodic updates concerning its status. If you require additional information or have any queries, the customer care division is readily available to provide support and guidance.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
