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Get High Value for your Gold with Shriram Finance Gold Loan
  • Interest Rates
    Interest Rates Now Starting Only at 10%*
  • Quick Loan Disbursal
    Quick Loan Disbursal
  • Flexible Repayment
    Flexible Repayment options
  • No Credit Check
    No Credit Check Required
Gold Loan

Apply for a Gold Loan from Your Trusted Partner for Over 45 Years

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Gold Loans in Ujjain

Gold jewellery holds immense significance in Indian culture, serving as a symbol of not just material wealth but also deep emotional and familial connections. It often represents cherished memories, traditions, and a sense of security passed down through generations. In a city like Ujjain, where cultural heritage blends seamlessly with modern aspirations, having timely access to funds can play a crucial role in fostering both personal and business growth. In such situations, gold loans in Ujjain offer a practical and efficient solution to address immediate financial requirements without the need to permanently part with these treasured possessions. Shriram Finance recognises the vital role that accessible financing plays in empowering individuals and businesses alike. To cater to this need, they provide gold loans at highly competitive interest rates starting from as low as 10%* p.a. Understanding that financial needs vary from person to person, Shriram Finance offers flexible repayment options with terms ranging from 1 to 12 months. This flexibility allows borrowers to choose a repayment plan that aligns perfectly with their financial circumstances and goals. The loan application process is designed with customer convenience in mind, ensuring a seamless experience. With quick approvals and minimal documentation requirements, Shriram Finance ensures that you can unlock the value of your gold assets without unnecessary delays or complications. This customer centric approach not only helps you meet urgent financial needs but also provides peace of mind. We ensure that your cherished gold remains secure while being effectively utilised to support your aspirations.

Features and Benefits of Gold Loans in Ujjain

Here are the features and benefits of our gold loans in Ujjain.

Minimal Documentation

Maximum Finance

Gold loans are available for amounts reaching 75% of the value of the gold you pledge as collateral.

Flexible Tenure

Low Rate of Interest

Enjoy competitive interest rates starting at just 10%* p.a.

Borrow Smartly

Flexible Tenure

You can repay your loan at your convenience, with a minimum repayment period of 1 month. The loan tenure can range from 1 month to 1 year.

Quick Approval

Minimal Documentation

Experience a hassle free process with minimal paperwork required.

Maximum Finance

Borrow Smartly

You will only pay interest for the duration that you utilise the gold loan.

Low Rate of Interest

Quick Approval

Benefit from reliable and swift loan approvals with minimal documentation.

Gold Loan Interest Rates in Ujjain

Shriram Finance provides gold loans in Ujjain at interest rates starting from 10%* p.a. The interest rate is determined based on the market value of the pledged gold, ensuring borrowers receive fair and transparent pricing. These affordable rates make gold loans a practical solution for meeting urgent financial needs without burdening borrowers with high repayment costs. Check the table below for detailed rates and charges:
Type of Fees Applicable Charges
Interest RateStarting from 10%* p.a.
Processing FeesUp to 5%
Late Payment Fees36%* p.a. on the Overdue Amount
Foreclosure ChargesNIL

How to Use the Gold Loan EMI Calculator

To simplify the loan planning process, Shriram Finance provides a user friendly Gold Loan EMI Calculator. Simply input the loan amount interest rate and desired loan term. Once you input these details, the calculator will instantly display your monthly EMI amount along with a detailed repayment schedule. This helps you understand how much you need to pay each month and plan your finances accordingly. The Gold Loan EMI Calculator is designed to provide clarity and convenience, enabling borrowers to make informed decisions about their loan terms and repayment strategy.
STEP 01
Required loan amount
STEP 02
Interest rate
%
STEP 03
Tenure up to
month
Loan Summary
Loan

Loan

Loan Amount

₹5000

Interest Payable

₹ 42

Monthly EMI

₹ 5,042

Eligibility and Documentation Criteria for Gold Loans in Ujjain

The eligibility criteria for availing gold loans are as follows:
  • Address Proof

    Address Proof

    Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.

  • Identity Proof

    Identity Proof

    Aadhaar Card, Driver's Licence, Passport, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age: 18 to 75 years. Who can apply?: Salaried, self employed, self employed professionals, business owners, and other individuals.

Step by Step Application Process for Gold Loans in Ujjain

Our easy to apply process will help you get a gold loan quickly in 4 steps:

How to apply
  • Step 1:

    Register using your phone number.

  • Step 2:

    Receive a verification call from us.

  • Step 3:

    Visit our branch with your gold assets.

  • Step 4:

    Complete verification and receive the loan amount.

Our Gold Loan Branches in Ujjain

Visit your nearest Shriram Finance branch in Ujjain, where our dedicated team of experts is ready to assist you with all your financing needs. Use our branch locator below for a smooth and convenient experience.

Locate Us

or

  • Andhra pradesh
  • Assam
  • CHHATTISGARH
  • DELHI
  • Gujarat
  • Haryana
  • Himachal Pradesh
  • KARNATAKA
  • Kerala
  • MAHARASHTRA
  • Madhya pradesh
  • Odisha
  • Punjab
  • Punjab/Haryana
  • Rajasthan
  • Tamil Nadu
  • Telangana
  • UTTAR PRADESH
  • UTTRAKHAND
  • West Bengal

Gold Loan Customer Care in Ujjain

Need assistance with your gold loan application process? Shriram Finance's customer care team in Ujjain is available to address all your queries and guide you through each step. You can visit the branch or call for support to ensure a seamless experience.

Gold Loan Status in Ujjain

Tracking the status of your gold loan application with Shriram Finance is quick and convenient. You can use your reference number on our website or contact our support team. Experience the freedom of financial support with gold loans from Shriram Finance.

Gold Loan FAQs

Can I apply for a gold loan online in Ujjain?

Yes, you can apply online through our website or the Shriram Finance mobile app for a hassle free experience.

What is the interest rate on gold loans in Ujjain?

Shriram Finance offers gold loans at interest rates starting from 10%* p.a. The final rate depends on the market value of your pledged gold.

What is the tenure for a gold loan in Ujjain?

Gold loans offered by Shriram Finance come with flexible repayment tenures ranging from 1 month to 12 months, allowing borrowers to choose a term that suits their financial needs.

Can I get a gold loan for any type of gold in Ujjain?

Yes, we offer loans against gold jewellery and coins with a purity of 18 to 22 carats.

Is there a maximum or minimum limit for a gold loan in Ujjain?

The loan amount is based on the market value of your gold, with financing available for up to 75%.

What documents are required to apply for a gold loan in Ujjain?

You need identity proof (Aadhaar Card, Passport, Driver's Licence, Voter ID, or PAN Card) and address proof (Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill).

Are there any prepayment penalties on gold loans in Ujjain?

We generally do not charge prepayment penalties, allowing you to repay your loan early without extra charges. However, it is best to check the loan agreement for specific terms.

How can I check the status of my gold loan application in Ujjain?

Once your application is processed, you will receive updates. You can also track it online or contact our customer care team.

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.