Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Vijayapura
Gold is more than a cherished possession; it is a valuable financial resource that can help you in times of urgent need. In Vijayapura, a city known for its historical significance and growing economic activities, quick access to funds can be essential for various financial needs, such as business investments, personal commitments, or emergencies. To cater to these requirements, Shriram Finance offers gold loans in Vijayapura, allowing you to unlock the potential of your gold and obtain funds effortlessly. With Shriram Finance, you can experience a seamless borrowing process that prioritises both convenience and security. Our gold loans come with competitive interest rates starting at 10%* p.a., flexible repayment options, and secure storage facilities to keep your gold safe. The application process is designed for your ease, ensuring minimal documentation and quick approvals so that you can access funds without unnecessary delays. Whether you require financial assistance for business expansion, medical needs, education, or any other personal requirement, our gold loan solutions offer a reliable and efficient way to meet your goals. Apply for a gold loan with Shriram Finance in Vijayapura today and enjoy a smooth and stress free experience. Visit your nearest branch or apply online now!
Features and Benefits of Gold Loans in Vijayapura
Shriram Finance offers a range of gold loan features and benefits in Vijayapura, providing a reliable and efficient financial solution for individuals in need of immediate funds. Below are the unique features and advantages:
Maximum Finance
Access a loan of up to 75% of your gold's prevailing market value. This ensures you can unlock significant funds while retaining ownership of your gold assets.
Low Rate of Interest
Take advantage of interest rates starting at 10%* p.a. This makes borrowing cost effective, reducing the financial burden.
Flexible Tenure
Repayment terms are designed to suit individual needs, ranging from a minimum duration of 1 month to a maximum of 12 months. This flexibility allows borrowers to repay at their own convenience without undue pressure.
Minimal Documentation
The application process is straightforward and requires limited paperwork, ensuring a hassle free experience. This is particularly beneficial for those seeking quick access to funds.
Borrow Smartly
This means borrowers can save on interest costs by repaying early.
Quick Approval
Shriram Finance ensures swift and reliable loan approvals with minimal documentation requirements. This streamlined process allows borrowers to access funds promptly, making it ideal for emergencies or urgent financial needs
Gold Loan Interest Rates in Vijayapura
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Vijayapura
Address Proof
Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof
Aadhaar Card, Driver's Licence, Passport, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age 18 to 75 years. Who can apply? Salaried, self employed, self employed professionals, business owners, and other individuals.
Step by Step Application Process for Gold Loans in Vijayapura
Our easy to apply process will help you get a gold loan quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from us.
Step 3:
Visit our branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Vijayapura
Gold Loan Customer Care in Vijayapura
Toll Free
Gold Loan Status in Vijayapura
Staying updated on your gold loan status in Vijayapura is simple. Just input your reference number online, or get in touch with our support team for timely information
Gold Loan FAQs
Can I apply for a gold loan online in Vijayapura?
Yes, you can apply through our website or the Shriram Finance mobile app for a quick and hassle free experience.
What is the interest rate on gold loans in Vijayapura?
Our gold loan interest rates start at 10%* p.a., depending on the market value of your pledged gold.
What is the tenure for a gold loan in Vijayapura?
We offer flexible repayment tenures ranging from 1 month to 12 months.
Can I get a gold loan for any type of gold in Vijayapura?
Yes, we provide loans against gold jewellery and coins with a purity range of 18 to 22 carats.
Is there a maximum or minimum limit for a gold loan in Vijayapura?
The loan amount is determined by the market value of your gold, with financing available for up to 75%.
What documents are required to apply for a gold loan in Vijayapura?
You will need identity proof (Aadhaar Card, Passport, Driver's Licence, Voter ID, or PAN Card) and address proof (Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill).
Are there any prepayment penalties on gold loans in Vijayapura?
Shriram Finance typically does not impose prepayment penalties, allowing you to repay early without extra costs. However, it's advisable to review the loan agreement for specific terms.
How can I check the status of my gold loan application in Vijayapura?
After applying, you will receive updates on your application process. You can also track your status online or reach out to our customer care team.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
