Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Warangal
Gold is more than just an ornament; it is a valuable financial asset that can provide crucial support during times of need. In Warangal, a city known for its historical significance and expanding commercial landscape, quick access to funds can be essential for business growth, personal expenses, or unexpected financial challenges. To help meet these needs, Shriram Finance offers gold loans in Warangal, allowing you to unlock the value of your gold and secure funds instantly. At Shriram Finance, we ensure a hassle free borrowing experience by offering competitive interest rates starting at 10%* p.a., flexible repayment options, and secure storage for your gold. Our streamlined application process requires minimal documentation and provides quick approvals, so you can access funds without unnecessary delays. Whether you need financial assistance for your business, education, healthcare, or other personal commitments, our gold loan solutions offer a trusted and efficient way to achieve your goals. Apply for a gold loan with Shriram Finance in Warangal today and experience a smooth, secure, and convenient process. Visit your nearest branch or apply online now!
Features and Benefits of Gold Loans in Warangal
Shriram Finance offers several key advantages for availing a gold loan in Warangal, making it a reliable and efficient financial solution for diverse needs. Here's an overview of the features and benefits you can expect:
Low Rate of Interest
Benefit from interest rates starting at 10%* p.a., ensuring cost effective borrowing. This ensures that your borrowing remains cost effective and manageable.
Flexible Tenure
Repay your loan conveniently with a minimum tenure of 1 month and a maximum of up to 1 year. This adaptability allows you to align repayments with your financial situation.
Maximum Finance
Secure a loan of up to 75% of your gold's market value, ensuring you get the most out of your assets. You
Minimal Documentation
Experience a smooth application process with only essential paperwork required. This simplicity is ideal for those seeking quick financial assistance.
Borrow Smartly
Pay interest only for the duration you use the loan, making it a financially efficient option. This feature allows you to save on unnecessary interest costs, making the loan financially efficient.
Quick Approval
Get your gold loan processed swiftly with minimal hassle, ensuring quick access to funds.
Gold Loan Interest Rates in Warangal
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Warangal
Address Proof
Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof
Aadhaar Card, Driver's Licence, Passport, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age 18 to 75 years. Who can apply? Salaried, self employed, self employed professionals, business owners, and other individuals.
Step by Step Application Process for Gold Loans in Warangal
Our easy to apply process will help you get a gold loan quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Warangal
Gold Loan Customer Care in Warangal
Toll Free
Gold Loan Status in Warangal
Tracking your gold loan application in Warangal is easy. Simply enter your reference number online or reach out to our customer support team for real time updates. For a secure and hassle free gold loan experience in Warangal, trust Shriram Finance.
Gold Loan FAQs
Can I apply for a gold loan online in Warangal?
Yes, you can apply through our website or mobile app for a seamless and convenient application process.
What is the interest rate on gold loans in Warangal?
Our gold loan interest rates begin at 10%* p.a., with the final rate determined based on the market value of your pledged gold.
What is the tenure for a gold loan in Warangal?
The repayment period is flexible, ranging from 1 month to 12 months, allowing you to choose what suits you best.
Can I get a gold loan for any type of gold in Warangal?
Yes, we offer loans against gold jewellery and coins with a purity of 18 to 22 carats.
Is there a maximum or minimum limit for a gold loan in Warangal?
The loan amount is determined by the market value of your gold, with funding available for up to 75% of its worth.
What documents are required to apply for a gold loan in Warangal?
You need identity proof (Aadhaar Card, Passport, Driver's Licence, Voter ID, or PAN Card) and address proof (Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill).
Are there any prepayment penalties on gold loans in Warangal?
Shriram Finance generally does not charge prepayment penalties, allowing you to repay early without extra costs. It's advisable to review your loan agreement for specific details.
How can I check the status of my gold loan application in Warangal?
After applying, you will receive updates on your loan progress. You can also track it online or contact our customer care team for assistance.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
