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Get High Value for your Gold with Shriram Finance Gold Loan
  • Interest Rates
    Interest Rates Now Starting Only at 10%*
  • Quick Loan Disbursal
    Quick Loan Disbursal
  • Flexible Repayment
    Flexible Repayment options
  • No Credit Check
    No Credit Check Required
Gold Loan

Apply for a Gold Loan from Your Trusted Partner for Over 45 Years

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Gold Loans in West Tripura

West Tripura, with its strong economy and growing opportunities, is home to individuals and businesses who often require swift access to funds to meet their evolving financial needs. In such situations, gold loans in West Tripura can be a practical solution. Instead of parting with your valuable ornaments, you can unlock the hidden value in your gold and get the funds you need without delay. Whether you're planning to invest in your business, handle medical expenses, or take care of urgent personal commitments, Shriram Finance offers reliable and transparent gold loan services in West Tripura. We recognise how important it is to have access to quick financial support, which is why our process is designed to be simple, fast, and secure. At Shriram Finance, you can expect minimal paperwork, quick approval times, and flexible repayment options that suit your financial planning. The tenure can range from as short as 1 month to up to 12 months, allowing you to repay the loan at your own pace. With competitive interest rates starting from 10%* p.a., our gold loan solutions are cost effective and designed with your convenience in mind. Your gold is stored safely throughout the loan term, so you can have peace of mind while meeting your financial goals. With customer friendly policies and an understanding of West Tripura's local financial landscape, Shriram Finance ensures you get access to funds when you need them most.

Features and Benefits of Gold Loans in West Tripura

Features of a gold loan offered by Shriram Finance in West Tripura are explained as follows:

Minimal Documentation

Maximum Finance

Loan up to 75% of your gold value. Gold loans are offered for loan amounts of up to 75% of the market value of the gold pledged as collateral or security.

Flexible Tenure

Minimal Documentation

The process involves minimal paperwork and is hassle free.

Borrow Smartly

Borrow Smartly

Pay interest only for the period the gold loan is used for.

Quick Approval

Quick Approval

Reliable and faster loan approvals with minimal documentation.

Maximum Finance

Low Rate of Interest

Interest rates start from 10%* p.a.

Low Rate of Interest

Flexible Tenure

Pay your loan back whenever you want, but there is a minimum loan duration of 1 month. The loan tenure ranges from 1 month to 1 year.

Gold Loan Interest Rates in West Tripura

At Shriram Finance, our gold loan interest rates start from 10%* p.a. For a comprehensive overview of our interest rates and applicable fees, please refer to the details provided below. However, it's important to note that the final jewel loan interest rate for your gold loan may vary based on the prevailing market value of the gold you pledge as collateral.
Type of Fees Applicable Charges
Interest RateStarting from 10%* p.a.
Processing FeesUp to 5%
Late Payment Fees36%* p.a. on the Overdue Amount
Foreclosure ChargesNIL

How to Use the Gold Loan EMI Calculator

To gain a clear understanding of your gold loan, simply use our intuitive gold loan interest rate calculator. Adjust the sliders to set your preferred loan amount, interest rate, and loan tenure, and you will instantly receive a detailed summary of your loan.
STEP 01
Required loan amount
STEP 02
Interest rate
%
STEP 03
Tenure up to
month
Loan Summary
Loan

Loan

Loan Amount

₹5000

Interest Payable

₹ 42

Monthly EMI

₹ 5,042

Eligibility and Documentation Criteria for Gold Loans in West Tripura

The eligibility criteria for availing gold loans are as follows:
  • Address Proof

    Address Proof

    Aadhaar Card, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.

  • Identity Proof

    Identity Proof

    Aadhaar Card, Passport, Driver's License, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age: 18 to 75* years. Who can apply? Salaried, self employed, self employed professionals, business owners, and other individuals.

Step by Step Application Process for Gold Loans in West Tripura

Their easy to apply process will help you get a gold loan quickly in 4 steps:

How to apply
  • Step 1:

    Register using your phone number.

  • Step 2:

    Receive a verification call from them.

  • Step 3:

    Visit their branch with your gold assets.

  • Step 4:

    Complete verification and receive the loan amount.

Our Gold Loan Branches in West Tripura

Shriram Finance offers gold loan in West Tripura, ensuring that customers can easily apply for and manage their gold loans. To find the nearest branch, please use the branch locator tool below.

Locate Us

or

  • Andhra pradesh
  • Assam
  • CHHATTISGARH
  • DELHI
  • Gujarat
  • Haryana
  • Himachal Pradesh
  • KARNATAKA
  • Kerala
  • MAHARASHTRA
  • Madhya pradesh
  • Odisha
  • Punjab
  • Punjab/Haryana
  • Rajasthan
  • Tamil Nadu
  • Telangana
  • UTTAR PRADESH
  • UTTRAKHAND
  • West Bengal

Gold Loan Customer Care in West Tripura

At Shriram Finance, we understand the importance of providing dedicated support for your gold loan needs in West Tripura. Whether you have inquiries or require assistance, our customer care services are designed to offer you the help you need.

Gold Loan Status in West Tripura

To check the status of your gold loan application, simply visit our website and input your application reference number. If you require immediate updates on your loan processing status, you can also contact our customer care team for real time assistance.

Gold Loan FAQs

Can I apply for a gold loan online in West Tripura?

Yes, you can apply for a gold loan online. Visit our website or mobile app to apply for Shriram Gold Loan.

What is the interest rate on gold loans in West Tripura?

The interest rate starts from 10%* p.a. However, the final gold loan interest rates offered by the lender may depend on the market value of the gold pledged as security.

What is the tenure for a gold loan in West Tripura?

You can choose a loan tenure starting from 1 month up to 12 months.

Can I get a gold loan for any type of gold in West Tripura?

Shriram Finance provides gold loans for 18 to 22 carats gold ornaments and coins.

Is there a maximum or minimum limit for a gold loan in West Tripura?

The loan amount will depend on your gold. Loans up to 75% of your gold value are offered.

What documents are required to apply for a gold loan in West Tripura?

You typically need identity proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/PAN Card), and address proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/Gas Connection Card/Water Bill/Electricity Bill/Prepaid Mobile Bill/Landline Bill).

Are there any prepayment penalties on gold loans in West Tripura?

Shriram Finance typically does not impose prepayment penalties on gold loans. This allows you to prepay your loan without incurring extra charges, potentially reducing the overall interest you pay. However, it's essential to confirm the specific terms and conditions in your loan agreement to ensure there are no prepayment penalties applicable to your loan

How can I check the status of my gold loan application in West Tripura?

After completing the registration process, representatives will evaluate your profile and revert back to you regarding your gold loan.

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.