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Features and Benefits of Fixed Investment Plan

Compititve Intrest Reates

Earn as high as 9.20%* p.a.

Unlock the potential to earn up to 9.20%* p.a. with our Fixed Investment Plan. Get attractive returns on your investment.

Goal-Based Savings

Flexible Instalment Options

Choose from flexible instalment options from 12 to 48 months to suit to your financial goals or aspirations.

Guaranteed Returns

Diverse Tenure Options

Fixed Investment Plan tenure ranges from 23 to 59 months, offering diverse investment durations.


Flexibility to Convert into FD

Investors have the option to either convert their FIP (Principal amount/ Complete FIP) into an FD or get an auto-refund option on maturity.

Loan investment value

Security and Credibility

Rest assured with a higher credit rating of "[ICRA]AA+ (Stable)" by ICRA and Rated "IND AA+/Stable" by India Ratings and Research.

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Which FIP is best for 5 years?

Investing in FIP for 5 years can help you earn higher returns on your savings ranging up to an interest rate of 9.20%* p.a. These 5 years would be inclusive of the maturity(lock-in) period of the investment.

 Is a Fixed Investment Plan a good investment?

Fixed investment Plan is an ideal investment combining the convenience of a monthly savings plan with the compounded returns of a fixed investment.


With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.

Maximise savings with a Fixed Investment Plan