Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Bhiwadi
For many residents of Bhiwadi, gold is more than an ornament-it is a source of financial security. In a rapidly growing industrial hub like Bhiwadi, timely access to funds can be crucial, whether for business expansion, medical emergencies, or personal needs. Instead of selling your gold during financial difficulties, you can use it as collateral to secure an instant loan and meet urgent expenses without liquidating your assets. A gold loan is a simple and efficient borrowing option that allows you to unlock the value of your gold and access immediate funds. With minimal paperwork and a hassle free approval process, you can secure a loan quickly without long waiting periods. This makes gold loans an excellent choice for those in need of urgent financial assistance. Shriram Finance provides gold loans in Bhiwadi with competitive interest rates starting at 10%* p.a. and repayment options ranging from 1 month to 1 year. The process is designed to be seamless, requiring only minimal documentation, ensuring you get the funds you need without unnecessary delays. Why let financial constraints hold you back when you can utilise the value of your gold? Take advantage of a gold loan with Shriram Finance and manage your expenses with ease. Walk into your nearest branch today or apply online for a quick and convenient loan experience.
Features and Benefits of Gold Loans in Bhiwadi
Bhiwadi residents can leverage the unique features and benefits of our gold loans:
Borrow Smartly
Interest is applied only for the actual loan duration, ensuring cost effective borrowing. This helps you save money by paying interest only for the time you use the loan.
Flexible Tenure
Choose a repayment period from 1 month to 12 months based on your financial needs. This flexibility allows you to plan your repayments conveniently without additional financial strain.
Quick Approval
Get your loan approved swiftly with an easy and efficient application process. With minimal formalities, you can access funds quickly for urgent financial needs.
Low Rate of Interest
Gold loans are available at competitive interest rates starting at 10%* p.a., making them an affordable financing option. This ensures that you can borrow at a reasonable cost while keeping your repayments manageable.
Maximum Finance
Secure up to 75% of your gold's market value, ensuring you get the highest possible loan amount. This allows you to leverage your gold's worth without selling it.
Minimal Documentation
The loan application requires only essential documents, making the process quick and hassle free. With fewer paperwork requirements, you can enjoy a seamless borrowing experience.
Gold Loan Interest Rates in Bhiwadi
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Bhiwadi
Address Proof
Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof
Aadhaar Card, Driver's Licence, Passport, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age 18 to 75 years. Who can apply? Salaried, self employed, self employed professionals, business owners, and other individuals.
Step by Step Application Process for Gold Loans in Bhiwadi
Our easy to apply process will help you get a gold loan quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from us.
Step 3:
Visit our branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Bhiwadi
Gold Loan Customer Care in Bhiwadi
Toll Free
Gold Loan Status in Bhiwadi
Tracking your gold loan status is quick and convenient. Simply enter your reference number on our website to get real time updates on your loan application or repayment details. If you need further assistance, our customer service team is available to help. Choosing Shriram Finance means enjoying a smooth borrowing experience tailored to your financial needs in Bhiwadi.
Gold Loan FAQs
Can I apply for a gold loan online in Bhiwadi?
Yes, you can easily apply for a gold loan online through our website or the Shriram Finance mobile app.
What is the interest rate on gold loans in Bhiwadi?
The initial interest rate for our gold loans is set at 10% p.a. However, the final applicable rate is subject to variation, contingent upon the prevailing market valuation of the gold pledged as security.
What is the tenure for a gold loan in Bhiwadi?
You can select a loan tenure from 1 month to 12 months.
Can I get a gold loan for any type of gold in Bhiwadi?
Shriram Finance provides loans against gold jewellery and coins with a purity of 18 to 22 carats.
Is there a maximum or minimum limit for a gold loan in Bhiwadi?
The loan amount depends on the value of your gold. Up to 75% of your gold's market value can be financed.
What documents are required to apply for a gold loan in Bhiwadi?
Required documents typically include identity proof (Aadhaar Card, Passport, Driver's Licence, Voter ID, or PAN Card) and address proof (Aadhaar Card, Passport, Driver's Licence, Voter ID, or utility bills).
Are there any prepayment penalties on gold loans in Bhiwadi?
Generally, Shriram Finance does not impose prepayment penalties, allowing you to repay your loan early without extra charges. Always check your loan agreement for specific details.
How can I check the status of my gold loan application in Bhiwadi?
After submitting your application, you will receive updates on its status. You can also contact customer care for further assistance.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
