Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Jalna
Need money quickly in Jalna? Gold loans are a popular and easy way to get it. They let you use your gold to get the cash you need. Instead of selling your gold jewellery or coins, you can use them to borrow money. Shriram Finance, one of the biggest loan companies in India, offers gold loans all over the country, and they give you some good benefits. Shriram Finance is known for making the loan process easy, giving you the money fast, and offering different ways to pay it back. This makes them a good choice for people and businesses in Jalna who need money fast. Shriram Finance knows Jalna well and offers loans for 1 month to 12 months, with interest rates starting at just 10%* per year, so you can get the money you need quickly.
Features and Benefits of Gold Loans in Jalna
Opting for a Shriram Gold Loan in Jalna unlocks a range of advantageous features:
Not Much Paperwork
The process is easy and doesn't need a lot of papers.
Borrow Smartly
You only pay interest for the time you use the loan.
Maximum Finance
Get a loan for up to 75% of what your gold is worth.
Quick Approval
You get the loan approved and the money fast, with not much paperwork.
Low Rate of Interest
Interest rates start at just 10%* per year.
Flexible Tenure
You can pay back the loan whenever you want, but it has to be at least 1 month. You can take up to 1 year to pay it back.
Gold Loan Interest Rates in Jalna
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Jalna
Proof of Address
Aadhaar Card, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Proof of Identity
Aadhaar Card, Passport, Driver's License, Voter ID, or PAN Card (If you don't have a PAN Card, you can submit Form 60). Age: Be between 18 and 75 years old. Who can apply? Anyone who has a job, is self employed, owns a business, or other individuals.
Step by Step Application Process for Gold Loans in Jalna
Securing a gold loan with Shriram Finance in Jalna is a simple, four step process:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Jalna
Gold Loan Customer Care in Jalna
Toll Free
Gold Loan Status in Jalna
To see how your gold loan application is going, go to our website and enter your application number. You can also call customer care to get updates.
Gold Loan FAQs
Can I apply for a gold loan online in Jalna?
Absolutely! Shriram Finance offers a convenient online application process for gold loans in Jalna. Visit our official website or download our mobile app to start your application. You can complete the entire process digitally, saving time and avoiding unnecessary branch visits.
What is the interest rate on gold loans in Jalna?
Our gold loan interest rates start from 10%* per annum. The final rate depends on the market value of the gold you pledge, the loan amount, and current market conditions. We offer transparent and competitive rates tailored to your specific financial needs.
What is the tenure for a gold loan in Jalna?
We provide flexible loan tenures ranging from 1 month to 12 months. Choose a repayment period that best suits your financial situation. You can also discuss prepayment or tenure extension options with our loan counsellors.
Can I get a gold loan for any type of gold in Jalna?
Shriram Finance accepts gold ornaments and coins between 18 to 22 carats. Our expert team will carefully evaluate the purity and weight of your gold to determine the loan amount you qualify for.
Is there a maximum or minimum limit for a gold loan in Jalna?
We offer loans up to 75% of your gold's current market value. The loan amount is directly linked to the quantity and quality of gold you pledge as security. Our transparent valuation ensures you get the maximum possible loan.
What documents are required to apply for a gold loan in Jalna?
You typically need identity proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/PAN Card), and address proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/Gas Connection Card/Water Bill/Electricity Bill/Prepaid Mobile Bill/Landline Bill).
Are there any prepayment penalties on gold loans in Jalna?
Shriram Finance typically does not impose prepayment penalties on gold loans. This allows you to prepay your loan without incurring extra charges, potentially reducing the overall interest you pay. However, it's essential to confirm the specific terms and conditions in your loan agreement to ensure there are no prepayment penalties applicable to your loan
How can I check the status of my gold loan application in Jalna?
After completing the registration process, representatives will evaluate your profile and revert back to you regarding your gold loan.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
